North Carolina General Statutes
Article 3 - General Regulations for Insurance.
§ 58-3-245 - Provider directories; cost tools for insured.

58-3-245. Provider directories; cost tools for insured.
(a) Every health benefit plan utilizing a provider network shall maintain a provider directory that includes a listing of network providers available to insureds and shall update the listing no less frequently than once a year. In addition, every health benefit plan shall maintain a telephone system and may maintain an electronic or on-line system through which insureds can access up-to-date network information. The health benefit plan shall ensure that a patient is provided accurate and current information on each provider's network status through the telephone system and any electronic or online system. If the health benefit plan produces printed directories, the directories shall contain language disclosing the date of publication, frequency of updates, that the directory listing may not contain the latest network information, and contact information for accessing up-to-date network information.
(b) Each directory listing shall include the following network information:
(1) The provider's name, address, telephone number, and, if applicable, area of specialty.
(2) Whether the provider may be selected as a primary care provider.
(3) To the extent known to the health benefit plan, an indication of whether the provider:
a. Is or is not currently accepting new patients.
b. Has any other restrictions that would limit an insured's access to that provider.
(c) The directory listing shall include all of the types of participating providers. Upon a participating provider's written request, the insurer shall also list in the directory, as part of the participating provider's listing, the names of any allied health professionals who provide primary care services under the supervision of the participating provider and whose services are covered by virtue of the insurer's contract with the supervising participating provider and whose credentials have been verified by the supervising participating provider. These allied health professionals shall be listed as a part of the directory listing for the participating provider upon receipt of a certification by the supervising participating provider that the credentials of the allied health professional have been verified consistent with the requirements for the type of information required to be verified under G.S. 58-3-230.
(d) A health care provider shall provide to a patient or prospective patient, upon request, information on that provider's network status with a particular health benefit plan. (2001-446, s. 2.2; 2013-382, s. 13.4.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 3 - General Regulations for Insurance.

§ 58-3-1 - State law governs insurance contracts.

§ 58-3-5 - No insurance contracts except under Articles 1 through 64 of this Chapter.

§ 58-3-6 - Charitable gift annuities.

§ 58-3-7 - Certain accountable care organizations not subject to this Chapter.

§ 58-3-8 - Medical direct primary care agreements not subject to this Chapter.

§ 58-3-10 - Statements in application not warranties.

§ 58-3-15 - Additional or coinsurance clause.

§ 58-3-20 - Group plans other than life, annuity or accident and health.

§ 58-3-25 - Discriminatory practices prohibited.

§ 58-3-30 - Meaning of terms "accident", "accidental injury", and "accidental means".

§ 58-3-33 - Insurer conditionally required to provide information.

§ 58-3-35 - Stipulations as to jurisdiction and limitation of actions.

§ 58-3-40 - Proof of loss forms required to be furnished.

§ 58-3-45 - Insurance as security for a loan by the company.

§ 58-3-50 - Companies must do business in own name; emblems, insignias, etc.

§ 58-3-55 - Must not pay death benefits in services.

§ 58-3-60 - Publication of assets and liabilities; penalty for failure.

§ 58-3-65 - Publication of financial information.

§ 58-3-71 - Unearned premium reserves.

§ 58-3-72 - Premium deficiency reserves.

§ 58-3-75 - Loss and loss expense reserves of fire and marine insurance companies.

§ 58-3-81 - Loss and loss expense reserves of casualty insurance and surety companies.

§ 58-3-85 - Corporation or association maintaining office in State required to qualify and secure license.

§ 58-3-100 - Insurance company licensing provisions.

§ 58-3-105 - Limitation of risk.

§ 58-3-110 - Limitation of liability assumed.

§ 58-3-115 - Twisting with respect to insurance policies; penalties.

§ 58-3-120 - Discrimination forbidden.

§ 58-3-121 - Discrimination against coverage of certain bones and joints prohibited.

§ 58-3-122 - Anesthesia and hospital charges necessary for safe and effective administration of dental procedures for young children, persons with serious mental or physical conditions, and persons with significant behavioral problems; coverage in he...

§ 58-3-130 - Insurance producer, adjuster, etc., acting without a license or violating insurance law.

§ 58-3-135 - Certain insurance activities by lenders with customers prohibited.

§ 58-3-137 - Prohibition on provisions relating to replacement cost estimators.

§ 58-3-140 - Temporary contracts of insurance permitted.

§ 58-3-145 - Solicitation, negotiation or payment of premiums on insurance policies.

§ 58-3-147 - Credit card guaranty or collateral prohibited.

§ 58-3-149 - Certificates of insurance.

§ 58-3-150 - Forms to be approved by Commissioner.

§ 58-3-151 - Deemer provisions.

§ 58-3-152 - Excess liability policies; uninsured and underinsured motorist coverages.

§ 58-3-155 - Business transacted with insurer-controlled brokers.

§ 58-3-160 - Sale of company or major reorganization; license to be restricted.

§ 58-3-165 - Business transacted with producer-controlled property or casualty insurers.

§ 58-3-167 - Applicability of acts of the General Assembly to health benefit plans.

§ 58-3-168 - Coverage for postmastectomy inpatient care.

§ 58-3-169 - Required coverage for minimum hospital stay following birth.

§ 58-3-170 - Requirements for maternity coverage.

§ 58-3-171 - Uniform claim forms.

§ 58-3-172 - Notice of claim denied.

§ 58-3-174 - Coverage for bone mass measurement for diagnosis and evaluation of osteoporosis or low bone mass.

§ 58-3-175 - Direct payment to government agencies.

§ 58-3-176 - Treatment discussions not limited.

§ 58-3-177 - Uniform prescription drug identification cards.

§ 58-3-178 - Coverage for prescription contraceptive drugs or devices and for outpatient contraceptive services; exemption for religious employers.

§ 58-3-179 - Coverage for colorectal cancer screening.

§ 58-3-180 - Motor vehicle repairs; selection by claimant.

§ 58-3-181 - Synchronization of prescription refills.

§ 58-3-185 - Lien created for payment of past-due child support obligations.

§ 58-3-190 - Coverage required for emergency care.

§ 58-3-191 - Managed care reporting and disclosure requirements.

§ 58-3-192 - Coverage for autism spectrum disorder.

§ 58-3-200 - Miscellaneous insurance and managed care coverage and network provisions.

§ 58-3-215 - Genetic information in health insurance.

§ 58-3-220 - Mental illness benefits coverage.

§ 58-3-221 - Access to nonformulary and restricted access prescription drugs.

§ 58-3-223 - Managed care access to specialist care.

§ 58-3-225 - Prompt claim payments under health benefit plans.

§ 58-3-227 - Health plans fee schedules.

§ 58-3-228 - Coverage for extra prescriptions during a state of emergency or disaster.

§ 58-3-230 - Uniform provider credentialing.

§ 58-3-231 - Payment under locum tenens arrangements.

§ 58-3-235 - Selection of specialist as primary care provider.

§ 58-3-240 - Direct access to pediatrician for minors.

§ 58-3-245 - Provider directories; cost tools for insured.

§ 58-3-247 - Insurance identification card.

§ 58-3-250 - Payment obligations for covered services.

§ 58-3-255 - Coverage of clinical trials.

§ 58-3-256 - Coverage related to organ transplants.

§ 58-3-260 - Insurance coverage for newborn hearing screening mandated.

§ 58-3-265 - Prohibition on managed care provider incentives.

§ 58-3-270 - Coverage for surveillance tests for women at risk for ovarian cancer.

§ 58-3-275 - Closure of a block of business.

§ 58-3-280 - Coverage for the diagnosis and treatment of lymphedema.

§ 58-3-285 - Coverage for hearing aids.

§ 58-3-290 - Nondependent child coverage defined; open enrollment.

§ 58-3-300 - Health insurance issuers subject to certain requirements of federal law.