Ask a question on the site
Questions
Lawyers
Blogs
Legislation
Contacts
Become a lawyer
Login Registration
Article 1 - General Provisions
101 - Short Title. - § 101. Short title. This chapter shall be known and...
101-A - Legislative Findings and Determinations. - § 101-a. Legislative findings and determinations. The legislature finds and...
102 - Department of Financial Services. - (a) To encourage, promote and assist banking, insurance and other...
103 - Explanation of Order of Provisions. - § 103. Explanation of order of provisions. In this financial...
104 - Definitions. - (1) "Department" shall mean the department of financial services. (2)...
Article 2 - Organization of the Department of Financial Services
201 - Declaration of Policy. - (b) The superintendent shall take such actions as the superintendent...
202 - Superintendent. - (b) The superintendent may, in the superintendent's discretion, designate one...
203 - Deputies; Employees. - (b) The superintendent may appoint and remove from time to...
204 - Offices of the Department. - § 204. Offices of the department. Suitable offices for conducting...
205 - Bureaus. - § 205. Bureaus. The superintendent shall establish an insurance division...
205-A - Report. - § 205-a. Report. The governor shall by June thirtieth, two...
205-B - State Charter Advisory Board. - (1) consider and recommend ways to maintain the state charter...
206 - Assessments to Defray Operating Expenses of the Department. - (b) For each fiscal year commencing on or after April...
207 - Annual Report of the Superintendent. - (1) a general review of the insurance business, banking business,...
Article 3 - Administrative and Procedural Provisions
301 - Powers of the Superintendent. - (b) The superintendent shall have the power to conduct investigations,...
302 - Regulations by Superintendent. - (1) effectuating any power given to the superintendent under the...
303 - Orders of Superintendent; When Writing Required. - § 303. Orders of superintendent; when writing required. Whenever by...
304 - Notice; How Given. - (2) Such notice shall refer to the provisions of this...
304-A - Actions of the Department Subject to the State Administrative Procedure Act. - § 304-a. Actions of the department subject to the state...
305 - Hearings; Conduct; Findings and Report. - (b) The person conducting such hearing shall have power to...
306 - Attendance of Witnesses; Production of Documents and Records. - (b) No person subject to the provisions of this chapter,...
308 - Judicial Review of Orders, Regulations and Decisions of Superintendent. - (b) Except as provided in section two thousand one hundred...
309 - Injunction to Restrain Violation of This Chapter. - (b) In such action if the court finds that a...
310 - Certificates as Evidence; Affirmation of Documents and Testimony. - (b) Any charter, or any certificate or other instrument supplemental...
311 - Financial Literacy Education. - (b) The financial literacy education shall be developed and provided...
Article 4 - Financial Frauds Prevention
402 - Legislative Declaration. - § 402. Legislative declaration. The legislature hereby finds and declares...
403 - Financial Frauds and Consumer Protection Unit. - (b) The financial frauds and consumer protection unit shall be...
404 - Powers of the Financial Frauds and Consumer Protection Unit. - (b) If the financial frauds and consumer protection unit has...
405 - Immunity. - § 405. Immunity. In the absence of fraud or bad...
406 - Other Law Enforcement Authority, Powers and Duties Not Affected or Impaired. - (a) Preempt the authority or relieve the duty of other...
408 - Civil Penalty. - (1) not to exceed five thousand dollars per offense, for:...
409 - Reports. - (b) No later than March fifteenth of each year, beginning...
Article 5 - Restrictions on Officers and Employees of the Department
501 - Restrictions on Officers and Employees of the Department; Penalty. - (b) Nothing in this section shall be construed to prohibit...
Article 6 - Emergency Medical Services and Surprise Bills
601 - Dispute Resolution Process Established. - § 601. Dispute resolution process established. The superintendent shall establish...
602 - Applicability. - § 602. Applicability. (a) This article shall not apply to...
603 - Definitions. - (a) "Emergency condition" means a medical or behavioral condition that...
604 - Criteria for Determining a Reasonable Fee. - (a) whether there is a gross disparity between the fee...
605 - Dispute Resolution for Emergency Services. - (3) The independent dispute resolution entity shall make a determination...
606 - Hold Harmless for Insureds From Bills for Emergency Services and Surprise Bills. - § 606. Hold harmless for insureds from bills for emergency...
607 - Dispute Resolution for Surprise Bills. - (2) The non-participating provider may bill the health care plan...
608 - Payment for Independent Dispute Resolution Entity. - (b) For disputes involving a patient that is not an...
Article 7 - Student Debt Consultants
701 - Definitions. - (b) "Borrower" means any resident of this state who has...
702 - Prohibitions. - (a) performing student debt consulting services without a legal written,...
703 - Disclosure Requirements. - (1) the actual services the consultant provides to borrowers; (2)...
704 - Student Debt Consulting Contracts. - (1) contain the entire agreement of the parties; (2) be...
705 - Penalties and Other Provisions. - (b) If the consultant violates any provision of this article...
706 - Rules and Regulations. - § 706. Rules and regulations. In addition to such powers...
Article 8 - Commercial Financing
801 - Definitions. - (a) "Factoring transaction" means an accounts receivable purchase transaction that...
802 - Exemptions. - (a) a financial institution; (b) a person acting in its...
803 - Sales-Based Financing Disclosure Requirements. - (a) The total amount of the commercial financing, and the...
804 - Closed-End Commercial Financing Disclosure Requirements. - (a) The total amount of the commercial financing, and the...
805 - Open-End Commercial Financing Disclosure Requirements. - (a) The maximum amount of credit available to the recipient...
806 - Factoring Transaction Disclosure Requirements. - (a) The amount of the receivables purchase price paid to...
807 - Other Forms of Financing Disclosure Requirements. - (a) The total amount of the commercial financing, and the...
808 - Disclosure Requirements for Renewal Financing. - (a) The amount of the new commercial financing that is...
809 - Required Signature. - § 809. Required signature. The provider shall obtain the recipient's...
810 - Additional Information. - § 810. Additional information. Nothing in this article shall prevent...
811 - Rules and Regulations. - (a) Such rules and regulations in connection with the calculation...
812 - Penalties. - (b) In addition to any penalty imposed pursuant to subdivision...