(a) performing student debt consulting services without a legal
written, fully-executed contract with a borrower that comports with the
provisions of this article;
(b) charging for or accepting any payment for student debt consulting
services before the full completion of all such services, including a
payment to be placed in escrow or any other account pending the
completion of such services;
(c) taking a power of attorney from a borrower;
(d) retaining any original loan document or other original document
related to a borrower's student loan;
(e) requesting that a borrower provide his or her FSA ID to the
consultant, or accepting a borrower's FSA ID;
(f) stating or implying that a borrower will not be able to obtain
relief on their own;
(g) misrepresenting, expressly or by implication, that:
(1) the consultant is a part of, affiliated with, or endorsed or
sponsored by the government, government loan programs, the United States
department of education, or borrowers' student loan servicers; or
(2) some or all of a borrower's payments to the consultant will be
applied towards the borrower's student loans.
(h) inducing or attempting to induce a student debtor to enter a
contract that does not fully comply with the provisions of this article;
or
(i) engaging in any unfair, deceptive, or abusive act or practice.