New York Laws
Article 10 - Retail Instalment Sales Act
419 - Refund Credit on Cancellation of Credit Related Insurance or Prepayment of Contract.

ยง 419. Refund credit on cancellation of credit related insurance or
prepayment of contract. The provisions of this article requiring refunds
and refund credits with respect to group credit life insurance in cases
of cancellation of group credit life insurance or of prepayment of a
retail instalment contract or obligation shall also require refunds and
refund credits with respect to credit unemployment insurance, group
credit accident, group credit health or group credit accident and health
insurance in cases of cancellation of such insurance or of prepayment of
a retail instalment contract or obligation which included such
insurance.