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Article 1 - Short Title
1 - Short Title. - Section 1. Short title. This chapter shall be known as...
Article 3 - Agreements in Writing; Without Consideration; Fraudulent; Factors
30 - Definitions. - § 30. Definitions. As used in this article, the term...
37 - Fraudulent Intent a Question of Fact. - § 37. Fraudulent intent a question of fact. The question...
38 - Transfers or Charges Without Consideration. - § 38. Transfers or charges without consideration. A transfer or...
39 - Successors to Rights of Creditors and Purchasers. - § 39. Successors to rights of creditors and purchasers. A...
40 - Bona Fide Purchasers. - § 40. Bona fide purchasers. This article does not affect...
45-A - Salary or Earnings of Public Officer or Employee. - § 45-a. Salary or earnings of public officer or employee....
Article 3-A - Assignment of Earnings
46 - Definitions. - § 46. Definitions. In this article unless the context or...
46-A - No Implied Repeal. - § 46-a. No implied repeal. Nothing in this article shall...
46-B - Assignments of Future Earnings Collectible Only as Prescribed. - § 46-b. Assignments of future earnings collectible only as prescribed....
46-C - Formal Requisites of Assignments of Less Than One Thousand Dollars and of Assignments Securing Certain Guarantees Amounting to Fifteen Hundred Dollars - (a) such assignment shall be contained in a separate written...
46-D - Guarantee of Certain Purchases Secured by Assignment of Earnings. - § 46-d. Guarantee of certain purchases secured by assignment of...
46-E - Personal Execution of Assignment by Assignor; Delivery of Copies of Papers. - § 46-e. Personal execution of assignment by assignor; delivery of...
46-F - Limit on Interest and Other Charges. - § 46-f. Limit on interest and other charges. Except as...
47 - Public Filing of Assignment Before Filing With Employer. - § 47. Public filing of assignment before filing with employer....
47-A - Place of Filing. - § 47-a. Place of filing. An assignment of future earnings...
47-B - Filing, Entering and Indexing. - § 47-b. Filing, entering and indexing. 1. The filing officer...
47-C - Refiling. - § 47-c. Refiling. The filing of assignments shall be valid...
47-D - Cancellation of Assignment. - § 47-d. Cancellation of assignment. Upon the payment or satisfaction...
47-E - Vacating of an Assignment, by Order of a Court. - § 47-e. Vacating of an assignment, by order of a...
48 - Notice to Be Mailed to Assignor Prior to Filing With Employer. - (a) You are entitled to a hearing before a court...
48-A - Manner of Collection; Percentage of Earnings Deductible; Restriction Against Multiple Deductions. - (a) the amount collectible in any month shall not exceed...
48-B - Amount of Exempt Earnings. - § 48-b. Amount of exempt earnings. Notwithstanding anything contained in...
48-C - Assignment of Future Earnings by Person Unemployed; Effect of Loss of Employment. - § 48-c. Assignment of future earnings by person unemployed; effect...
48-D - Payroll Deductions Not Included. - § 48-d. Payroll deductions not included. Payroll deductions may be...
49 - Certain Provisions Not Applicable to Banks, Trust Companies or Credit Unions. - § 49. Certain provisions not applicable to banks, trust companies...
49-A - Statement to Be Filed by Lenders Upon Assignment. - § 49-a. Statement to be filed by lenders upon assignment....
Article 7-A
250 - Exemption of Exhibits at International Exhibitions. - § 250. Exemption of exhibits at international exhibitions. No process...
Article 7-B - Lost and Found Property
251 - Definitions. - § 251. Definitions. 1. The term "property" as used in...
252 - Found Property and Found Instruments to Be Deposited With Police; Penalty for Failure to Deliver to Police; Delivery to Persons in Possession of Premi - § 252. Found property and found instruments to be deposited...
253 - Duties of Police. - (b) Property which requires special care may be kept by...
254 - Disposition of Lost Property. - § 254. Disposition of lost property. Except as provided in...
255 - Disposition of Instruments. - § 255. Disposition of instruments. 1. An instrument deposited with...
256 - Exceptions. - § 256. Exceptions. 1. If a finder takes possession of...
257 - Title to Lost Property. - § 257. Title to lost property. 1. The title to...
258 - Proceeds to Be Paid Into Fund. - § 258. Proceeds to be paid into fund. Proceeds from...
Article 8-B - Proceeding for Discovery of Names and Addresses of Bondholders
285 - Definitions. - § 285. Definitions. As used in this article: 1. The...
286 - Grounds for Proceeding. - § 286. Grounds for proceeding. Whenever there has been a...
287 - Contents of Petition. - § 287. Contents of petition. The petition shall briefly describe...
288 - Judgment. - § 288. Judgment. If the court shall be satisfied that...
Article 9 - Motor Vehicle Retail Instalment Sales Act
301 - Definitions. - § 301. Definitions. In this article, unless the context or...
302 - Requirements as to Retail Instalment Contracts. - (a) Both at the top of the contract and directly...
302A - Total Loss Notice and Waiver of the Gap Amount. - § 302A. Total loss notice and waiver of the gap...
303 - Credit Service Charge Limitation. - § 303. Credit service charge limitation. 1. A retail seller...
304 - Cancellation of Contract. - § 304. Cancellation of contract. After the payment of all...
305 - Credit Upon Anticipation of Payments. - § 305. Credit upon anticipation of payments. 1. Notwithstanding the...
306 - Refinancing. - § 306. Refinancing. 1. The holder of a retail instalment...
307 - Penalties. - § 307. Penalties. 1. Any person who shall wilfully violate...
308 - Waiver. - § 308. Waiver. Any waiver of the provisions of this...
309 - Exceptions. - § 309. Exceptions. The provisions of section three hundred six...
310 - Severability. - § 310. Severability. If any provision of this article or...
311 - Short Title. - § 311. Short title. This article may be cited as...
312 - Refund Credit on Cancellation of Credit Related Insurance or Prepayment of Contract. - § 312. Refund credit on cancellation of credit related insurance...
313 - Guaranties to Sellers of Liabilities of Buyers Under Retail Instalment Contracts. - § 313. Guaranties to sellers of liabilities of buyers under...
314 - Security Interest in Other Property. - § 314. Security interest in other property. No retail instalment...
315 - Claim for Deficiency After Default and Repossession. - § 315. Claim for deficiency after default and repossession. If...
316 - Notice of Buyer's Redemption Rights. - § 316. Notice of buyer's redemption rights. The holder of...
Article 9-A - Motor Vehicle Retail Leasing Act
330 - Short Title. - § 330. Short title. This article may be cited as...
331 - Definitions. - § 331. Definitions. In this article, unless the context or...
332 - Rebate or Discount for Information or Assistance in Lease or Sale of Motor Vehicle. - § 332. Rebate or discount for information or assistance in...
333 - Pre-Lease Availability of Sample Form of Agreement. - (a) Furnishing it upon request prior to the consummation of...
334 - Payment or Trade-in Pending Execution of Lease Agreement; Refund or Return Upon Non-Execution. - (a) clearly and conspicuously disclose to the seller that the...
335 - Total Loss Notice and Waiver of the Gap Amount. - § 335. Total loss notice and waiver of the gap...
336 - Business Purpose Statement. - § 336. Business purpose statement. 1. A preprinted or typewritten...
337 - Requirements as to Retail Lease Agreements. - (a) Both at the top of the agreement and directly...
338 - Security Interest Prohibited. - § 338. Security interest prohibited. 1. No retail lease agreement,...
339 - Notice of Lessee's Reinstatement Rights. - § 339. Notice of lessee's reinstatement rights. After a lessee...
340 - Establishment of Realized Value at Lease Termination When Purchase Option Not Exercised; Notice of Intention to Sell Motor Vehicle. - § 340. Establishment of realized value at lease termination when...
341 - Restriction on Early Termination Liability. - (a) any unpaid rental payments that accrued through the date...
342 - Restriction on the Reporting of Early Terminations. - § 342. Restriction on the reporting of early terminations. The...
343 - Assessment of Excess Wear and Damage to the Vehicle. - (b) Upon early termination of a retail lease agreement, the...
344 - Cancellation of Agreement. - § 344. Cancellation of agreement. After the payment of all...
345 - Renegotiations and Extensions. - § 345. Renegotiations and extensions. 1. A renegotiation is a...
346 - Penalties. - (b) In an action for the recovery of an amount...
347 - Liability of Assignees. - § 347. Liability of assignees. Except where the assignment is...
348 - Transactions Subject to Article by Agreement. - § 348. Transactions subject to article by agreement. Parties to...
349 - Applicability of Certain Provisions Hereof to Retail Lease of a Motor Vehicle for Any Use. - § 349. Applicability of certain provisions hereof to retail lease...
350 - Waiver Void. - § 350. Waiver void. Any waiver of the provisions of...
351 - Supplementary General Principles of Law Applicable. - § 351. Supplementary general principles of law applicable. Unless displaced...
352 - Construction Against Implicit Repeal. - § 352. Construction against implicit repeal. This article being a...
353 - Severability. - § 353. Severability. If any provision of this article or...
Article 10 - Retail Instalment Sales Act
401 - Definitions. - (b) In the case of a retail instalment obligation, services...
402 - Provisions of Retail Instalment Contracts and Obligations. - (a) Both at the top of the contract or obligation...
402A - Merchandise Certificates and Obligations Therefor. - (i) A legend in at least eight-point bold type stating...
402B - Total Loss Notice and Waiver of the Gap Amount. - § 402B. Total loss notice and waiver of the gap...
403 - Restrictions on Retail Instalment Contracts and Obligations. - (a) The buyer agrees not to assert against an assignee...
404 - Credit Service Charge Limitation. - § 404. Credit service charge limitation. 1. A seller may,...
405 - Delivery of Copy of Contract or Obligation; Buyer's Acknowledgment. - § 405. Delivery of copy of contract or obligation; buyer's...
406 - Notice of Assignment; Payments. - § 406. Notice of assignment; payments. Unless the buyer has...
407 - Statements of Account; Receipts. - § 407. Statements of account; receipts. At any time after...
408 - Credit Upon Anticipation of Payments. - § 408. Credit upon anticipation of payments. 1. Notwithstanding the...
409 - Refinancing. - § 409. Refinancing. 1. The holder of a retail instalment...
410 - Add-Ons to and Consolidations of Retail Instalment Contracts and Obligations. - (a) The contract or obligation shall set forth all items...
411 - Terms of Purchase by Financing Agency. - § 411. Terms of purchase by financing agency. Notwithstanding any...
412 - Cancellation. - § 412. Cancellation. After the payment of all sums for...
412-A - Cancellation of Contracts for Future Consumer Services. - (a) five percent of the cash price, but not to...
413 - Retail Instalment Credit Agreements. - (b) Provided that the retail installment credit agreement complies in...
414 - Penalties. - § 414. Penalties. 1. Any person who shall wilfully violate...
415 - Exceptions. - § 415. Exceptions. 1. The provisions of sections four hundred...
416 - Waiver. - § 416. Waiver. Any waiver by the buyer of the...
417 - Severability. - § 417. Severability. If any provision of this article or...
418 - Short Title. - § 418. Short title. This article may be cited as...
419 - Refund Credit on Cancellation of Credit Related Insurance or Prepayment of Contract. - § 419. Refund credit on cancellation of credit related insurance...
420 - Guaranties to Sellers of Liabilities of Buyers Under Retail Instalment Contracts. - (b) No guaranty given to the seller or to the...
421 - Security Interest in Other Property. - § 421. Security interest in other property. Except as provided...
422 - Claim for Deficiency After Default and Repossession. - § 422. Claim for deficiency after default and repossession. If...
Article 10-A - Door-to-Door Sales Protection Act
425 - Short Title; Purpose. - § 425. Short title; purpose. This act may be cited...
426 - Definitions. - (a) made pursuant to prior negotiations in the course of...
427 - Buyer's or Other Obligor's Right to Cancel. - § 427. Buyer's or other obligor's right to cancel. 1....
428 - Form of Notice; Statement of Buyer's Rights. - (a) a fully completed receipt or copy of any contract...
429 - Restoration of Down Payment. - § 429. Restoration of down payment. 1. Within ten days...
430 - Duty of Buyer. - § 430. Duty of buyer. 1. Except as provided by...
431 - Restriction on Assignment of Obligation. - § 431. Restriction on assignment of obligation. 1. A seller...
Article 10-B - Telephone Sales Protection Act
440 - Short Title; Purpose. - § 440. Short title; purpose. This article may be cited...
441 - Definitions. - (1) merchandise or services connected with merchandise to be shipped...
442 - Buyer's or Other Obligor's Right to Cancel. - § 442. Buyer's or other obligor's right to cancel. 1....
443 - Form of Notice; Statement of Buyer's Rights. - § 443. Form of notice; statement of buyer's rights. 1....
444 - Restoration of Down Payment. - § 444. Restoration of down payment. 1. Within thirty days...
445 - Duty of Buyer. - 2. The buyer shall take reasonable care of the goods...
446 - Restriction on Assignment of Obligation. - § 446. Restriction on assignment of obligation. 1. A seller...
Article 11 - Rental Purchase Agreements
500 - Definitions. - § 500. Definitions. For the purposes of this article: 1....
501 - Form. - (a) requiring a confession of judgment; (b) authorizing a merchant...
502 - Availability. - § 502. Availability. Every rental purchase agreement shall indicate that...
503 - Total Cost. - (b) The attorney general shall make available in printed form...
504 - Early Purchase Option. - (a) the total amount the consumer would have to pay...
504-A - Interruption or Reduction of Income in Certain Instances. - § 504-a. Interruption or reduction of income in certain instances....
504-B - Maintenance of Merchandise. - § 504-b. Maintenance of merchandise. 1. The merchant shall maintain...
505 - Advertisement. - (a) that the transaction advertised is a rental-purchase agreement; (b)...
506 - Exempted Transactions. - § 506. Exempted transactions. This article does not apply to:...
507 - Enforcement. - § 507. Enforcement. 1. A consumer who has suffered a...
508 - Administration by the Attorney General. - § 508. Administration by the attorney general. The attorney general...
Article 12 - Laws Repealed; When to Take Effect
550 - Laws Repealed. - § 550. Laws repealed. Of the laws enumerated in the...
551 - When to Take Effect. - § 551. When to take effect. This chapter shall take...