ยง 415. Exceptions. 1. The provisions of sections four hundred nine and
four hundred eleven of this article shall apply to an instalment sale of
goods or services for any use.
2. The provisions of section four hundred eight of this article shall
apply to an installment sale of equipment used for production of a farm
product, as defined in section two of the agriculture and markets law.
Structure New York Laws
Article 10 - Retail Instalment Sales Act
402 - Provisions of Retail Instalment Contracts and Obligations.
402A - Merchandise Certificates and Obligations Therefor.
402B - Total Loss Notice and Waiver of the Gap Amount.
403 - Restrictions on Retail Instalment Contracts and Obligations.
404 - Credit Service Charge Limitation.
405 - Delivery of Copy of Contract or Obligation; Buyer's Acknowledgment.
406 - Notice of Assignment; Payments.
407 - Statements of Account; Receipts.
408 - Credit Upon Anticipation of Payments.
410 - Add-Ons to and Consolidations of Retail Instalment Contracts and Obligations.
411 - Terms of Purchase by Financing Agency.
412-A - Cancellation of Contracts for Future Consumer Services.
413 - Retail Instalment Credit Agreements.
419 - Refund Credit on Cancellation of Credit Related Insurance or Prepayment of Contract.
420 - Guaranties to Sellers of Liabilities of Buyers Under Retail Instalment Contracts.