ยง 3445. Windstorm insurance notice. The superintendent shall by
regulation establish disclosure requirements with respect to the
operation of any deductible in a homeowner's insurance policy or
dwelling fire personal lines policy which applies as the result of a
windstorm. Such regulations shall prescribe the form of a notice to be
provided by an insurer to an insured. The notice shall explain in clear
and plain language the amount of the deductible, the circumstances under
which the deductible applies and any other matters which the
superintendent, in his or her discretion, shall deem necessary or
appropriate.
Structure New York Laws
Article 34 - Insurance Contracts-Property/casualty
3401 - Insurable Interest in Property.
3402 - Executory Contract Not a Change in Interest, Title or Possession.
3403 - Anti-Arson Application.
3404 - Fire Insurance Contracts; Standard Policy Provisions; Permissible Variations.
3405 - Fire Insurance Contract; Losses From Nuclear Reaction or Radiation.
3406 - Copy of Examination of Insured to Be Delivered to Insured.
3407 - Property Insurance; Proofs of Loss; Notice of Loss.
3407-A - Property/casualty Insurance Contract and Policy Standard Provisions.
3408 - Fire Insurance; Appraisal of Loss; Procedure for Selection of Umpire on Failure to Agree.
3409 - Distribution of Hazardous Material Report Forms.
3410 - Fire Insurance Contract; Payment of Liens on Proceeds; Certain Cases.
3413 - Standard Claim Forms for Fire Losses.
3420 - Liability Insurance; Standard Provisions; Right of Injured Person.
3421 - Homeowners' Liability Insurance; Dogs.
3422 - Hate Crimes; Coverage Refusal.
3426 - Commercial Lines Insurance; Cancellation and Renewal Provisions.
3427 - Gap Insurance; Cancellation, Renewal and Other Provisions.
3428 - Cancellation of Insurance Contracts; Return Premiums; Financed Insurance Premiums.
3432 - Immunity; Reports to Certain Public Officials and to Designated Organizations.
3435 - Group Property/casualty Insurance.
3436 - Medical Malpractice Insurance; Type of Coverage.
3436*2 - Group Credit Unemployment Insurance and Individual Credit Unemployment Insurance.
3436-A - Adverse Action Against Legal Reproductive Health Care.
3439 - Reinsurance Contracts Excepted.
3440 - Insurance Covering Private Passenger Motor Vehicles; Rental Vehicle Coverage.
3442 - Credit Card, Debit Card, or Checking Account Group Policies.
3443 - Workers' Compensation and Employers' Liability Insurance; Optional Policyholder Deductibles.
3444 - Flood Insurance Notice.
3445 - Windstorm Insurance Notice.
3446 - Product or System Group Insurance Policies.
3447 - Qualification of Environmental Remediation Insurance for Tax Credit.
3448 - Involuntary Unemployment Insurance Policies.
3449 - Wireless Communications Equipment Insurance Policies.
3450 - Insurance for Expenses Incurred as a Result of an Act or Threatened Act of Violence.
3451 - Identity Theft Group Insurance Policies.
3452 - Group Property Travel Insurance Policies.
3453 - Group Policy for Service Providers Listed in a Commercial Directory.
3453*2 - Self-Service Storage Company Group Insurance Policies.
3453*3 - Employer Sponsored Group Personal Excess Insurance.
3454 - Sponsored Group Personal Insurance.
3455 - Transportation Network Company Group Insurance Policies.
3457 - Group Insurance Policies for Certain for Hire Motor Vehicles.
3458 - Electronic Notices and Documents.
3458*2 - Group Insurance for Peer-to-Peer Car Sharing Programs.
3459 - Car Share Exclusions for Motor Vehicle Insurance Policies.