New York Laws
Article 34 - Insurance Contracts-Property/casualty
3407-A - Property/casualty Insurance Contract and Policy Standard Provisions.

§ 3407-a. Property/casualty insurance contract and policy standard
provisions. No property/casualty insurance policy or contract shall be
issued or issued for delivery on a risk located or resident in this
state insuring against damage to the insured's real property unless it
contains in substance the following provision or a provision which is
equal or more favorable to the insured: a provision that in the event of
a pending claim for damage to real property, upon request, the insurer
shall furnish to the insured's representative, designated in writing, or
if none has been designated, to the insured, a copy of any written
estimate or estimates of the cost of damages to real property resulting
from the loss which the insurer has independently prepared for its own
purposes, or had prepared on its behalf for its own purposes, specifying
all appropriate deductions, within thirty days after the request or
preparation, whichever is later, of such estimate or estimates. An
insurer shall not be required to provide an estimate on claims for
damages to real property unless it has independently prepared one or had
one prepared on its behalf for the insurer's own purposes.

Structure New York Laws