(1) fire insurance or fire and extended coverage insurance, or
(2) automobile insurance subject to section three thousand four
hundred twenty-five of this article
based solely on the geographical location of the risk within this state.
Such prohibition shall not preclude an insurer from refusing to issue or
renew or from cancelling such policies based on sound underwriting and
actuarial principles reasonably related to actual or anticipated loss
experience subject to the applicable provisions of section three
thousand four hundred twenty-five of this article.
(b) The superintendent shall by regulation establish procedures with
respect to notification to insureds of the insurer's specific reason or
reasons for refusal to issue or renew or for cancellation of such
policy.
Structure New York Laws
Article 34 - Insurance Contracts-Property/casualty
3401 - Insurable Interest in Property.
3402 - Executory Contract Not a Change in Interest, Title or Possession.
3403 - Anti-Arson Application.
3404 - Fire Insurance Contracts; Standard Policy Provisions; Permissible Variations.
3405 - Fire Insurance Contract; Losses From Nuclear Reaction or Radiation.
3406 - Copy of Examination of Insured to Be Delivered to Insured.
3407 - Property Insurance; Proofs of Loss; Notice of Loss.
3407-A - Property/casualty Insurance Contract and Policy Standard Provisions.
3408 - Fire Insurance; Appraisal of Loss; Procedure for Selection of Umpire on Failure to Agree.
3409 - Distribution of Hazardous Material Report Forms.
3410 - Fire Insurance Contract; Payment of Liens on Proceeds; Certain Cases.
3413 - Standard Claim Forms for Fire Losses.
3420 - Liability Insurance; Standard Provisions; Right of Injured Person.
3421 - Homeowners' Liability Insurance; Dogs.
3422 - Hate Crimes; Coverage Refusal.
3426 - Commercial Lines Insurance; Cancellation and Renewal Provisions.
3427 - Gap Insurance; Cancellation, Renewal and Other Provisions.
3428 - Cancellation of Insurance Contracts; Return Premiums; Financed Insurance Premiums.
3432 - Immunity; Reports to Certain Public Officials and to Designated Organizations.
3435 - Group Property/casualty Insurance.
3436 - Medical Malpractice Insurance; Type of Coverage.
3436*2 - Group Credit Unemployment Insurance and Individual Credit Unemployment Insurance.
3436-A - Adverse Action Against Legal Reproductive Health Care.
3439 - Reinsurance Contracts Excepted.
3440 - Insurance Covering Private Passenger Motor Vehicles; Rental Vehicle Coverage.
3442 - Credit Card, Debit Card, or Checking Account Group Policies.
3443 - Workers' Compensation and Employers' Liability Insurance; Optional Policyholder Deductibles.
3444 - Flood Insurance Notice.
3445 - Windstorm Insurance Notice.
3446 - Product or System Group Insurance Policies.
3447 - Qualification of Environmental Remediation Insurance for Tax Credit.
3448 - Involuntary Unemployment Insurance Policies.
3449 - Wireless Communications Equipment Insurance Policies.
3450 - Insurance for Expenses Incurred as a Result of an Act or Threatened Act of Violence.
3451 - Identity Theft Group Insurance Policies.
3452 - Group Property Travel Insurance Policies.
3453 - Group Policy for Service Providers Listed in a Commercial Directory.
3453*2 - Self-Service Storage Company Group Insurance Policies.
3453*3 - Employer Sponsored Group Personal Excess Insurance.
3454 - Sponsored Group Personal Insurance.
3455 - Transportation Network Company Group Insurance Policies.
3457 - Group Insurance Policies for Certain for Hire Motor Vehicles.
3458 - Electronic Notices and Documents.
3458*2 - Group Insurance for Peer-to-Peer Car Sharing Programs.
3459 - Car Share Exclusions for Motor Vehicle Insurance Policies.