New York Laws
Article 8 - Conveyances and Mortgages
253 - Construction of Covenants in Grants of Freehold Interests.

ยง 253. Construction of covenants in grants of freehold interests. In
grants of freehold interests in real property, the following or similar
covenants must be construed as follows:

1. Seizin.-- A covenant that the grantor "is seized of the said
premises (described) in fee simple, and has good right to convey the
same," must be construed as meaning that such grantor, at the time of
the execution and delivery of the conveyance, is lawfully seized of a
good, absolute and indefeasible estate of inheritance in fee simple, of
and in all and singular the premises thereby conveyed, with the
tenements, hereditaments and appurtenances thereto belonging, and has
good right, full power and lawful authority to grant and convey the same
by the said conveyance.

2. Quiet enjoyment.-- A covenant that the grantee "shall quietly enjoy
the said premises," must be construed as meaning that such grantee, his
heirs, successors and assigns, shall and may, at all times thereafter,
peaceably and quietly have, hold, use, occupy, possess and enjoy the
said premises, and every part and parcel thereof, with the
appurtenances, without any let, suit, trouble, molestation, eviction, or
disturbance of the grantor, his heirs, successors or assigns, or any
person or persons lawfully claiming or to claim the same.

3. Freedom from incumbrances.-- A covenant "that the said premises are
free from incumbrances," must be construed as meaning that such premises
are free, clear, discharged and unincumbered of and from all former and
other gifts, grants, titles, charges, estates, judgments, taxes,
assessments, liens and incumbrances, of what nature or kind soever.

4. Further assurance.-- A covenant that the grantor will "execute or
procure any further necessary assurance of the title to said premises,"
must be construed as meaning that the grantor and his heirs, or
successors, and all and every person or persons whomsoever lawfully or
equitably deriving any estate, right, title or interest of, in, or to
the premises conveyed by, from, under, or in trust for him or them,
shall and will at any time or times thereafter upon the reasonable
request, and at the proper costs and charges of the grantee, his heirs,
successors and assigns, make, do, and execute, or cause to be made, done
and executed, all and every such further and other lawful and reasonable
acts, conveyances and assurances in the law for the better and more
effectually vesting and confirming the premises thereby granted or so
intended to be, in and to the grantee, his heirs, successors or assigns
forever, as by the grantee, his heirs, successors or assigns, or his or
their counsel learned in the law, shall be reasonably advised or
required.

5. Warranty of title.-- A covenant that the grantor "will forever
warrant the title" to the said premises, must be construed as meaning
that the grantor and his heirs, or successors, the premises granted, and
every part and parcel thereof, with the appurtenances, unto the grantee,
his heirs, successors or assigns, against the grantor and his heirs or
successors, and against all and every person or persons whomsoever
lawfully claiming or to claim the same shall and will warrant and
forever defend.

6. Grantor has not incumbered.-- A covenant that the grantor "has not
done or suffered anything whereby the said premises have been
incumbered," must be construed as meaning that the grantor has not made,
done, committed, executed, or suffered any act or acts, thing or things
whatsoever, whereby or by means whereof, the above mentioned and
described premises, or any part or parcel thereof, now are, or at any
time hereafter shall or may be impeached, charged or incumbered in any
manner or way whatsoever.

Structure New York Laws

New York Laws

RPP - Real Property

Article 8 - Conveyances and Mortgages

240 - Definitions and Use of Terms.

240-B - Certain Conveyances Authorized; Effect Thereof.

240-C - Joint Tenancy Severance.

241 - Ancient Conveyances Abolished.

242 - Disclosure Prior to the Sale of Real Property.

243 - Grant of Fee or Freehold.

244 - When Grant Takes Effect.

245 - Estate Which Passes by Grant or Devise.

246 - Certain Deeds Declared Grants.

247 - Conveyance by Tenant for Life or Years of Greater Estate Than Possessed.

248 - Effect of Conveyance Where Property Is Leased.

249 - Covenants in Mortgages.

251 - Covenants Not Implied.

252 - Lineal and Collateral Warranties Abolished.

253 - Construction of Covenants in Grants of Freehold Interests.

254 - Construction of Clauses and Covenants in Mortgages and Bonds or Notes.

254-A - Right of Election of Mortgagee in Certain Cases.

254-B - Limitation on Late Charges.

254-C - Right to a Copy of Real Property Appraisals and Consumer Reports in Certain Cases.

254-D - Fees by Mortgagee for Direct Payment of Real Property Taxes by Mortgagor Prohibited.

255 - Construction of Grant of Appurtenances and of All the Rights and Estate of Grantor.

256 - Construction of Grant in Executor's or Trustee's Deed of Appurtenances, and of the Estate of Testator and Grantor.

257 - Covenants Bind Representatives of Grantor and Mortgagor and Inure to the Benefit of Whom.

258 - Short Forms of Deeds and Mortgages.

259-C - Provision in Lease of Real Property for Waiver of Trial by Jury in Actions for Personal Injury or Property Damage.

260 - Lands Adversely Held May Be Conveyed or Mortgaged.

261 - Maintenance of Telegraph or Other Electric Wires Raises No Presumption of Grant.

265 - Fraudulent Intent, Question of Fact.

265-A - Home Equity Theft Prevention.

265-B - Distressed Property Consulting Contracts.

266 - Rights of Purchaser or Incumbrancer for Valuable Consideration Protected.

267 - Conveyances With Power to Revoke, Determine or Alter.

268 - Disaffirmance of Fraudulent Act by Executor and Others.

269 - When Remainderman May Pay Interest Owed by Life Tenant.

270 - Powers of Courts of Equity Not Abridged.

271 - Construction of Covenants in Mortgages on Leases of Real Property and Bonds or Notes.

272 - Construction of Grant of Appurtenances, and All of the Rights and Estate of the Mortgagor.

273 - What Form of Mortgage on Lease of Real Property.

274 - Transfers and Mortgages of Interest in Decedents' Estates.

274-A - Certificate of Principal Amount Unpaid on Mortgages of Real Property.

275 - Certificate of Discharge of Mortgage Required.

276 - Effect of Certain Easements on the Right to Invest in Mortgages.

277 - Modification and Extension of Mortgage Investment.

277-A - Powers of Fiduciaries and Others Holding Guaranteed Mortgages or Mortgage Investments.

278 - Exchange of Mortgage Investment.

278-A - Sale or Exchange of Certain Real Property or Mortgage Investments Therein Authorized.

279 - Graduated Payment Mortgage.

280 - Reverse Mortgage Loans for Persons Sixty Years of Age or Older.

280-A - Reverse Mortgage Loans for Persons Seventy Years of Age or Older.

280-B - Federal Home Equity Conversion Mortgage Regulation.

280-D - Federal Home Equity Conversion Mortgage Default and Foreclosure Regulation.

281 - Credit Line Mortgage.

282 - Mortgagor's Right to Recover Attorneys' Fees in Actions or Proceedings Arising Out of Foreclosures of Residential Property.