New Mexico Statutes
Article 16 - Trade Practices and Frauds
Section 59A-16-11 - Unfair discrimination prohibited; life and health insurance.

No insurer or person shall make or permit any unfair discrimination:
A. between individuals of the same class and equal expectation of life in rates charged for any contract of life insurance or of life annuity, or in dividends or other benefits payable thereon, or in any other of the terms and conditions of such contract; or
B. between individuals and risks of the same class and of essentially the same hazard, in amount of premium, fees or rates charged for any policy or contract of health insurance or in the benefits payable thereunder, or in any of the terms or conditions of such policy or contract, or in any other manner whatever.
History: Laws 1984, ch. 127, § 279.
Am. Jur. 2d, A.L.R. and C.J.S. references. — State regulation of insurer's right to classify insureds for premium or other underwriting purposes by occupation, 57 A.L.R.4th 625.
The Propriety, under ERISA (29 USCS § 1001 et seq.) and the Americans With Disabilities Act (42 USCS § 12101 et seq.), of Capping Health Insurance Coverage for HIV-Related Claims, 131 A.L.R. Fed. 191.
44 C.J.S. Insurance § 362.

Structure New Mexico Statutes

New Mexico Statutes

Chapter 59A - Insurance Code

Article 16 - Trade Practices and Frauds

Section 59A-16-1 - Scope of article.

Section 59A-16-2 - Purpose of article.

Section 59A-16-3 - Practices and acts prohibited, in general.

Section 59A-16-4 - Misrepresentation, false advertising of policies.

Section 59A-16-5 - False information, advertising.

Section 59A-16-6 - "Twisting" prohibited.

Section 59A-16-7 - Replacement of life insurance.

Section 59A-16-7.1 - Unclaimed life insurance benefits.

Section 59A-16-8 - Falsification, omission of records; misleading financial statements.

Section 59A-16-9 - Publication of nonstatutory financial statements.

Section 59A-16-10 - Defamation.

Section 59A-16-11 - Unfair discrimination prohibited; life and health insurance.

Section 59A-16-11.1 - Medical Insurance Pool Act; unfair referral.

Section 59A-16-12 - Discrimination in insurance.

Section 59A-16-12.1 - Discrimination on the basis of deterioration in health.

Section 59A-16-13 - Prohibiting sex discrimination in insurance.

Section 59A-16-13.1 - Craniomandibular and temporomandibular joint disorders.

Section 59A-16-13.2 - Discrimination on the basis of blindness.

Section 59A-16-14 - Coercion of business prohibited; notice required; charges prohibited.

Section 59A-16-15 - Discrimination; rebates and certain inducements prohibited; life, health and annuity contracts.

Section 59A-16-16 - Exceptions to discrimination, rebate and inducement prohibition; life, health and annuity contracts.

Section 59A-16-17 - Discrimination, rebates and certain inducements prohibited; other coverages.

Section 59A-16-18 - Receipt of rebates and inducements; penalty.

Section 59A-16-19 - Monopolistic practices prohibited.

Section 59A-16-20 - Unfair claims practices defined and prohibited.

Section 59A-16-20.1 - Homeowner's casualty insurance; premium rate and policy; protection after natural disaster.

Section 59A-16-21 - Payment of claim by check, draft or electronic transfer; failure to pay; interest.

Section 59A-16-21.1 - Health plan requirements.

Section 59A-16-21.2 - Health benefits plans; prohibition; unlicensed health benefits plans; unapproved health benefits plans.

Section 59A-16-21.3 - Health care providers; surprise billing prohibited.

Section 59A-16-22 - Record of complaints required.

Section 59A-16-23 - False applications, claims, proofs of loss.

Section 59A-16-24 - Illegal dealing in premiums; excess charges for coverage.

Section 59A-16-25 - Knowledge of insurer of prohibited acts.

Section 59A-16-26 - Insurer name; deceptive use prohibited.

Section 59A-16-27 - Desist orders for prohibited practices.

Section 59A-16-28 - Procedure as to undefined practices.

Section 59A-16-29 - Penalties.

Section 59A-16-30 - Private right of action.