Nevada Revised Statutes
Chapter 97A - Debt Evidenced by Credit Card
NRS 97A.170 - Rights of issuer or service provider; action to determine liability for unauthorized negotiable instrument used to make payment.


1. An issuer or service provider shall be deemed to be a payee with respect to any payment made on a credit card account of a cardholder by a check or other negotiable instrument.
2. Upon the posting of a payment on a credit card account of a cardholder by the issuer or service provider, an issuer has changed its position in reliance thereon if the payment was made by check or other negotiable instrument.
3. A payment made on a credit card account of a cardholder by a check or other negotiable instrument is received by the issuer in good faith if the issuer did not have actual knowledge that the check or other negotiable instrument was forged, altered or unauthorized when it was posted to the account.
4. An action or proceeding brought to determine liability for an allegedly forged, altered or unauthorized check or other negotiable instrument used to make a payment on a credit card account of a cardholder must be determined pursuant to the provisions of chapter 104 of NRS.
(Added to NRS by 1995, 2600)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 97A - Debt Evidenced by Credit Card

NRS 97A.010 - Definitions.

NRS 97A.020 - "Authorized user" defined.

NRS 97A.030 - "Beneficial use" defined.

NRS 97A.040 - "Cardholder" defined.

NRS 97A.050 - "Credit card" defined.

NRS 97A.060 - "Credit card account" defined.

NRS 97A.070 - "False or fraudulent application" defined.

NRS 97A.080 - "Financial institution" defined.

NRS 97A.090 - "Interest" defined.

NRS 97A.100 - "Issuer" defined.

NRS 97A.110 - "Joint account" defined.

NRS 97A.120 - "Secondary cardholder" defined.

NRS 97A.130 - "Service provider" defined.

NRS 97A.140 - Requirements for issuance of credit card; provision and change of terms and conditions for use of credit card; applicable state law.

NRS 97A.142 - Verification of identity of person accepting firm offer of credit: When required; actions deemed to be verification of identity.

NRS 97A.145 - Issuer to provide cardholder with written notice concerning unlawful use of personal identifying information and credit information of cardholder; compliance with federal law deemed compliance with section.

NRS 97A.150 - Liability for charges incurred on credit card account.

NRS 97A.160 - Records required in action to collect debt: Establishment of liability and amount; authentication; retention.

NRS 97A.165 - Contents of complaint; limitations.

NRS 97A.170 - Rights of issuer or service provider; action to determine liability for unauthorized negotiable instrument used to make payment.

NRS 97A.180 - Transfer of information if issuer is subsidiary.

NRS 97A.200 - Prohibited acts by issuer: Increase of interest rate based upon late payment to another creditor; universal default clauses; exception.

NRS 97A.210 - Prohibited acts by issuer: Prohibiting merchant from offering certain discounts.