Nevada Revised Statutes
Chapter 97A - Debt Evidenced by Credit Card
NRS 97A.165 - Contents of complaint; limitations.


1. In an action brought to collect a credit card debt owed to a purchaser of credit card debt:
(a) The complaint must include, without limitation:
(1) The name of the issuer;
(2) The last four digits of the account number originally assigned by the issuer;
(3) All subsequent account numbers assigned to the credit card debt by all assignees of the credit card debt; and
(4) The date of the default on the credit card debt.
(b) No judgment in favor of the purchaser of credit card debt, including, without limitation, a default judgment, may be entered unless:
(1) The complaint includes the information required by paragraph (a) of subsection 1; and
(2) The purchaser of credit card debt has satisfied the standards of proof set forth in subsections 1 and 2 of NRS 97A.160.
2. As used in this section, "purchaser of credit card debt" means a person, other than a financial institution, that purchases any outstanding credit card debt.
(Added to NRS by 2009, 481)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 97A - Debt Evidenced by Credit Card

NRS 97A.010 - Definitions.

NRS 97A.020 - "Authorized user" defined.

NRS 97A.030 - "Beneficial use" defined.

NRS 97A.040 - "Cardholder" defined.

NRS 97A.050 - "Credit card" defined.

NRS 97A.060 - "Credit card account" defined.

NRS 97A.070 - "False or fraudulent application" defined.

NRS 97A.080 - "Financial institution" defined.

NRS 97A.090 - "Interest" defined.

NRS 97A.100 - "Issuer" defined.

NRS 97A.110 - "Joint account" defined.

NRS 97A.120 - "Secondary cardholder" defined.

NRS 97A.130 - "Service provider" defined.

NRS 97A.140 - Requirements for issuance of credit card; provision and change of terms and conditions for use of credit card; applicable state law.

NRS 97A.142 - Verification of identity of person accepting firm offer of credit: When required; actions deemed to be verification of identity.

NRS 97A.145 - Issuer to provide cardholder with written notice concerning unlawful use of personal identifying information and credit information of cardholder; compliance with federal law deemed compliance with section.

NRS 97A.150 - Liability for charges incurred on credit card account.

NRS 97A.160 - Records required in action to collect debt: Establishment of liability and amount; authentication; retention.

NRS 97A.165 - Contents of complaint; limitations.

NRS 97A.170 - Rights of issuer or service provider; action to determine liability for unauthorized negotiable instrument used to make payment.

NRS 97A.180 - Transfer of information if issuer is subsidiary.

NRS 97A.200 - Prohibited acts by issuer: Increase of interest rate based upon late payment to another creditor; universal default clauses; exception.

NRS 97A.210 - Prohibited acts by issuer: Prohibiting merchant from offering certain discounts.