Nevada Revised Statutes
Chapter 97A - Debt Evidenced by Credit Card
NRS 97A.145 - Issuer to provide cardholder with written notice concerning unlawful use of personal identifying information and credit information of cardholder; compliance with federal law deemed compliance with section.


1. When issuing a credit card to a cardholder in this State, an issuer shall provide the cardholder with the written notice in the form prescribed by the Commissioner of Financial Institutions pursuant to this section.
2. The Commissioner of Financial Institutions shall adopt regulations prescribing the form of the written notice required pursuant to this section. The regulations must provide that the written notice must:
(a) Include, without limitation, the following information:
(1) The policies and procedures adopted by the issuer to protect the personal identifying information and credit information of the cardholder from any unlawful use by another person; and
(2) The legal rights and responsibilities of the cardholder if another person unlawfully uses the personal identifying information and credit information of the cardholder; and
(b) Be printed in a separate box created by bold lines that includes:
(1) A heading indicating the general subject matter of the notice that is printed in at least 12-point type; and
(2) The text of the notice that is printed in at least 10-point type.
3. An issuer that is subject to and complies with the privacy and security provisions of the Gramm-Leach-Bliley Act, 15 U.S.C. ยงยง 6801 et seq., shall be deemed to be in compliance with the notification requirements of this section.
4. As used in this section:
(a) "Credit information" means any information that is related to credit and derived from a consumer credit report, found on a consumer credit report or provided on an application for a credit card.
(b) "Personal identifying information" has the meaning ascribed to it in NRS 205.4617.
(Added to NRS by 2005, 2502)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 97A - Debt Evidenced by Credit Card

NRS 97A.010 - Definitions.

NRS 97A.020 - "Authorized user" defined.

NRS 97A.030 - "Beneficial use" defined.

NRS 97A.040 - "Cardholder" defined.

NRS 97A.050 - "Credit card" defined.

NRS 97A.060 - "Credit card account" defined.

NRS 97A.070 - "False or fraudulent application" defined.

NRS 97A.080 - "Financial institution" defined.

NRS 97A.090 - "Interest" defined.

NRS 97A.100 - "Issuer" defined.

NRS 97A.110 - "Joint account" defined.

NRS 97A.120 - "Secondary cardholder" defined.

NRS 97A.130 - "Service provider" defined.

NRS 97A.140 - Requirements for issuance of credit card; provision and change of terms and conditions for use of credit card; applicable state law.

NRS 97A.142 - Verification of identity of person accepting firm offer of credit: When required; actions deemed to be verification of identity.

NRS 97A.145 - Issuer to provide cardholder with written notice concerning unlawful use of personal identifying information and credit information of cardholder; compliance with federal law deemed compliance with section.

NRS 97A.150 - Liability for charges incurred on credit card account.

NRS 97A.160 - Records required in action to collect debt: Establishment of liability and amount; authentication; retention.

NRS 97A.165 - Contents of complaint; limitations.

NRS 97A.170 - Rights of issuer or service provider; action to determine liability for unauthorized negotiable instrument used to make payment.

NRS 97A.180 - Transfer of information if issuer is subsidiary.

NRS 97A.200 - Prohibited acts by issuer: Increase of interest rate based upon late payment to another creditor; universal default clauses; exception.

NRS 97A.210 - Prohibited acts by issuer: Prohibiting merchant from offering certain discounts.