Nevada Revised Statutes
Chapter 676A - Uniform Debt-Management Services Act
NRS 676A.770 - Violation constitutes deceptive trade practice.

Nevada Revised Statutes

Chapter 676A - Uniform Debt-Management Services Act

NRS 676A.010 - Short title.

NRS 676A.020 - Definitions.

NRS 676A.030 - "Affiliate" defined.

NRS 676A.040 - "Agreement" defined.

NRS 676A.050 - "Bank" defined.

NRS 676A.060 - "Business address" defined.

NRS 676A.070 - "Certified counselor" defined.

NRS 676A.080 - "Certified debt specialist" defined.

NRS 676A.090 - "Commissioner" defined.

NRS 676A.100 - "Concessions" defined.

NRS 676A.110 - "Credit counseling" defined.

NRS 676A.120 - "Day" defined.

NRS 676A.130 - "Debt-management plan" defined.

NRS 676A.140 - "Debt-management services" defined.

NRS 676A.150 - "Debt settlement services" defined.

NRS 676A.160 - "Entity" defined.

NRS 676A.170 - "Good faith" defined.

NRS 676A.175 - "Nationwide Multistate Licensing System and Registry" or "Registry" defined. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the N...

NRS 676A.180 - "Person" defined.

NRS 676A.190 - "Plan" defined.

NRS 676A.200 - "Principal amount of the debt" defined.

NRS 676A.210 - "Provider" defined.

NRS 676A.220 - "Record" defined.

NRS 676A.230 - "Settlement fee" defined.

NRS 676A.240 - "Sign" defined.

NRS 676A.250 - "State" defined.

NRS 676A.260 - "Trust account" defined.

NRS 676A.270 - Applicability.

NRS 676A.280 - Uniformity of application and construction.

NRS 676A.290 - Relation to Electronic Signatures in Global and National Commerce Act.

NRS 676A.300 - Registration required.

NRS 676A.310 - Application for registration: Form; contents; fee; bond; evidence of insurance.

NRS 676A.320 - Application for registration: Additional contents. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Li...

NRS 676A.330 - Duty to report changes in information.

NRS 676A.340 - Commissioner to make certain information available; certain information confidential. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Burea...

NRS 676A.350 - Issuance of certificate of registration; temporary certificate of registration; grounds for denial of registration. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of...

NRS 676A.360 - Commissioner to approve or deny registration within certain period; extension to obtain additional information; appeal of denial; period of validity of registration. [Effective until the date on which the Commissioner of Financial Inst...

NRS 676A.370 - Renewal of registration: Application; form; contents; fees; disclosure; denial. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that...

NRS 676A.380 - Alternative application for registration for applicants licensed or certified in another state; conditions.

NRS 676A.390 - Surety bond required.

NRS 676A.400 - Substitute for surety bond.

NRS 676A.410 - Commissioner authorized to take action to participate in Registry; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding registration. [Effective on the date on which the Commissioner of...

NRS 676A.420 - Submission and processing of fingerprints. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing Sys...

NRS 676A.430 - Commissioner required to report certain information or material to Registry; confidentiality of information or material provided; Commissioner authorized to enter into certain agreements and arrangements. [Effective on the date on whic...

NRS 676A.440 - Additional materials required to be submitted to Registry. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multista...

NRS 676A.450 - Holder of certificate to register and maintain unique identifier; Commissioner authorized to issue certificate through Registry; references to Commissioner deemed references to Registry. [Effective on the date on which the Commissioner...

NRS 676A.500 - Provider to act in good faith; fiduciary duty.

NRS 676A.510 - Provider to maintain toll-free communication system.

NRS 676A.520 - Duties of provider before providing debt-management services.

NRS 676A.530 - Required disclosures and materials: Use of Internet; form; written copy provided on request; disclosures on website; termination of electronic communication; termination of agreement.

NRS 676A.540 - Agreement: Contents; required provisions; prohibited provisions; provisions void if contrary to certain requirements.

NRS 676A.550 - Cancellation of agreement.

NRS 676A.560 - Disclosures and documents to be in English; provider also must furnish translation if language other than English is used in communications.

NRS 676A.570 - Money paid to provider to be held in trust; requirements concerning trust accounts and money held in trust; accounting; prompt refund on termination of agreement.

NRS 676A.580 - Fees or charges: Restrictions.

NRS 676A.590 - Voluntary contributions: Restrictions.

NRS 676A.600 - Required disclosures by provider.

NRS 676A.610 - Agreement voidable by individual in certain circumstances.

NRS 676A.620 - Provider may terminate agreement for nonpayment.

NRS 676A.630 - Provider to provide accounting periodically and upon request; retention of records.

NRS 676A.700 - Prohibited acts.

NRS 676A.710 - Provider to notify Commissioner of civil actions.

NRS 676A.720 - Provider liable for conduct of person to whom it delegates duties.

NRS 676A.730 - Powers of Commissioner: Enforcement; investigation; regulations; fees; cooperative agreements.

NRS 676A.740 - Commissioner to enforce chapter; penalties.

NRS 676A.750 - Suspension, revocation or denial of renewal of registration by Commissioner.

NRS 676A.760 - Civil remedies.

NRS 676A.770 - Violation constitutes deceptive trade practice.

NRS 676A.780 - Statute of limitations for certain actions.