Nevada Revised Statutes
Chapter 676A - Uniform Debt-Management Services Act
NRS 676A.530 - Required disclosures and materials: Use of Internet; form; written copy provided on request; disclosures on website; termination of electronic communication; termination of agreement.


1. A provider may satisfy the requirements of NRS 676A.520, 676A.540 or 676A.630 by means of the Internet or other electronic means if the provider obtains a consumer’s consent in the manner provided by section 101(c)(1) of the federal act.
2. The disclosures and materials required by NRS 676A.520, 676A.540 or 676A.630 must be presented in a form that is capable of being accurately reproduced for later reference.
3. With respect to disclosure by means of an Internet website, the disclosure of the information required by subsection 4 of NRS 676A.520 must appear on one or more screens that:
(a) Contain no other information; and
(b) The individual must see before proceeding to assent to formation of an agreement.
4. At the time of providing the materials and agreement required by subsections 3 and 4 of NRS 676A.520 and NRS 676A.540 and 676A.630, a provider shall inform the individual that upon electronic, telephonic or written request, it will send the individual a written copy of the materials, and shall comply with a request as provided in subsection 5.
5. If a provider is requested, before the expiration of 90 days after an agreement is completed or terminated, to send a written copy of the materials required by subsections 3 and 4 of NRS 676A.520 or NRS 676A.540 or 676A.630, the provider shall send them at no charge within 3 business days after the request, but the provider need not comply with a request more than once per calendar month or if it reasonably believes the request is made for purposes of harassment. If a request is made more than 90 days after an agreement is completed or terminated, the provider shall send within a reasonable time a written copy of the materials requested.
6. A provider that maintains an Internet website shall disclose on the home page of its website or on a page that is clearly and conspicuously connected to the home page by a link that clearly reveals its contents:
(a) Its name and all names under which it does business;
(b) Its principal business address, telephone number and electronic mail address, if any; and
(c) The names of its principal officers.
7. Subject to subsection 8, if a consumer who has consented to electronic communication in the manner provided by section 101 of the federal act withdraws consent as provided in the federal act, a provider may terminate its agreement with the consumer.
8. If a provider wishes to terminate an agreement with a consumer pursuant to subsection 7, it shall notify the consumer that it will terminate the agreement unless the consumer, within 30 days after receiving the notification, consents to electronic communication in the manner provided in section 101(c) of the federal act. If the consumer consents, the provider may terminate the agreement only as permitted by subparagraph (6) of paragraph (f) of subsection 1 of NRS 676A.540.
9. As used in this section:
(a) "Consumer" means an individual who seeks or obtains goods or services that are used primarily for personal, family or household purposes.
(b) "Federal act" means the Electronic Signatures in Global and National Commerce Act, 15 U.S.C. §§ 7001 et seq.
(Added to NRS by 2009, 1983)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 676A - Uniform Debt-Management Services Act

NRS 676A.010 - Short title.

NRS 676A.020 - Definitions.

NRS 676A.030 - "Affiliate" defined.

NRS 676A.040 - "Agreement" defined.

NRS 676A.050 - "Bank" defined.

NRS 676A.060 - "Business address" defined.

NRS 676A.070 - "Certified counselor" defined.

NRS 676A.080 - "Certified debt specialist" defined.

NRS 676A.090 - "Commissioner" defined.

NRS 676A.100 - "Concessions" defined.

NRS 676A.110 - "Credit counseling" defined.

NRS 676A.120 - "Day" defined.

NRS 676A.130 - "Debt-management plan" defined.

NRS 676A.140 - "Debt-management services" defined.

NRS 676A.150 - "Debt settlement services" defined.

NRS 676A.160 - "Entity" defined.

NRS 676A.170 - "Good faith" defined.

NRS 676A.175 - "Nationwide Multistate Licensing System and Registry" or "Registry" defined. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the N...

NRS 676A.180 - "Person" defined.

NRS 676A.190 - "Plan" defined.

NRS 676A.200 - "Principal amount of the debt" defined.

NRS 676A.210 - "Provider" defined.

NRS 676A.220 - "Record" defined.

NRS 676A.230 - "Settlement fee" defined.

NRS 676A.240 - "Sign" defined.

NRS 676A.250 - "State" defined.

NRS 676A.260 - "Trust account" defined.

NRS 676A.270 - Applicability.

NRS 676A.280 - Uniformity of application and construction.

NRS 676A.290 - Relation to Electronic Signatures in Global and National Commerce Act.

NRS 676A.300 - Registration required.

NRS 676A.310 - Application for registration: Form; contents; fee; bond; evidence of insurance.

NRS 676A.320 - Application for registration: Additional contents. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Li...

NRS 676A.330 - Duty to report changes in information.

NRS 676A.340 - Commissioner to make certain information available; certain information confidential. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Burea...

NRS 676A.350 - Issuance of certificate of registration; temporary certificate of registration; grounds for denial of registration. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of...

NRS 676A.360 - Commissioner to approve or deny registration within certain period; extension to obtain additional information; appeal of denial; period of validity of registration. [Effective until the date on which the Commissioner of Financial Inst...

NRS 676A.370 - Renewal of registration: Application; form; contents; fees; disclosure; denial. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that...

NRS 676A.380 - Alternative application for registration for applicants licensed or certified in another state; conditions.

NRS 676A.390 - Surety bond required.

NRS 676A.400 - Substitute for surety bond.

NRS 676A.410 - Commissioner authorized to take action to participate in Registry; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding registration. [Effective on the date on which the Commissioner of...

NRS 676A.420 - Submission and processing of fingerprints. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing Sys...

NRS 676A.430 - Commissioner required to report certain information or material to Registry; confidentiality of information or material provided; Commissioner authorized to enter into certain agreements and arrangements. [Effective on the date on whic...

NRS 676A.440 - Additional materials required to be submitted to Registry. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multista...

NRS 676A.450 - Holder of certificate to register and maintain unique identifier; Commissioner authorized to issue certificate through Registry; references to Commissioner deemed references to Registry. [Effective on the date on which the Commissioner...

NRS 676A.500 - Provider to act in good faith; fiduciary duty.

NRS 676A.510 - Provider to maintain toll-free communication system.

NRS 676A.520 - Duties of provider before providing debt-management services.

NRS 676A.530 - Required disclosures and materials: Use of Internet; form; written copy provided on request; disclosures on website; termination of electronic communication; termination of agreement.

NRS 676A.540 - Agreement: Contents; required provisions; prohibited provisions; provisions void if contrary to certain requirements.

NRS 676A.550 - Cancellation of agreement.

NRS 676A.560 - Disclosures and documents to be in English; provider also must furnish translation if language other than English is used in communications.

NRS 676A.570 - Money paid to provider to be held in trust; requirements concerning trust accounts and money held in trust; accounting; prompt refund on termination of agreement.

NRS 676A.580 - Fees or charges: Restrictions.

NRS 676A.590 - Voluntary contributions: Restrictions.

NRS 676A.600 - Required disclosures by provider.

NRS 676A.610 - Agreement voidable by individual in certain circumstances.

NRS 676A.620 - Provider may terminate agreement for nonpayment.

NRS 676A.630 - Provider to provide accounting periodically and upon request; retention of records.

NRS 676A.700 - Prohibited acts.

NRS 676A.710 - Provider to notify Commissioner of civil actions.

NRS 676A.720 - Provider liable for conduct of person to whom it delegates duties.

NRS 676A.730 - Powers of Commissioner: Enforcement; investigation; regulations; fees; cooperative agreements.

NRS 676A.740 - Commissioner to enforce chapter; penalties.

NRS 676A.750 - Suspension, revocation or denial of renewal of registration by Commissioner.

NRS 676A.760 - Civil remedies.

NRS 676A.770 - Violation constitutes deceptive trade practice.

NRS 676A.780 - Statute of limitations for certain actions.