Nevada Revised Statutes
Chapter 676A - Uniform Debt-Management Services Act
NRS 676A.410 - Commissioner authorized to take action to participate in Registry; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding registration. [Effective on the date on which the Commissioner of...


1. The Commissioner may, in furtherance of his or her duties with respect to the issuance and renewal of certificates of registration pursuant to this chapter, participate in the Nationwide Multistate Licensing System and Registry. The Commissioner may take any action with respect to participation in the Registry that the Commissioner deems necessary to carry out his or her duties, including, without limitation:
(a) Facilitating and participating in the establishment and implementation of the Registry;
(b) Establishing relationships or contracts with the Registry or other entities designated by the Registry;
(c) Authorizing the Registry to collect and maintain records of applicants for and holders of certificates of registration;
(d) Authorizing the Registry to, on behalf of the Commissioner, collect and process any fees associated with registration, examinations, fines, assessments and any other similar fees;
(e) Requiring an applicant for or holder of a certificate of registration to use the Registry to:
(1) Apply for the issuance or renewal of a certificate of registration;
(2) Amend or surrender a registration;
(3) Submit any reports or the results of any examination that the Commissioner may require;
(4) Pay any applicable fees; and
(5) Engage in any other activity that the Commissioner may require; and
(f) Authorizing the Registry to, on behalf of the Commissioner, collect fingerprints in order to receive or conduct a background check on the criminal history of an applicant for or holder of a certificate of registration.
2. An applicant for or holder of a certificate of registration shall, in addition to any other fees associated with the registration, pay all applicable charges to use the Registry, including, without limitation, any processing charges established by the administrator of the Registry.
3. The Commissioner may adopt any regulations the Commissioner determines to be necessary or appropriate to carry out the provisions of this section. Such regulations may, without limitation, establish additional procedures and requirements for participation in the Registry.
4. The provisions of this section shall not be construed to replace or affect the authority of the Commissioner to grant, deny, suspend, terminate, revoke or refuse to renew a certificate of registration.
(Added to NRS by 2021, 2039, effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing System and Registry has sufficient capabilities to allow the Commissioner to carry out the provisions of chapter 347, Statutes of Nevada 2021, at page 2030)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 676A - Uniform Debt-Management Services Act

NRS 676A.010 - Short title.

NRS 676A.020 - Definitions.

NRS 676A.030 - "Affiliate" defined.

NRS 676A.040 - "Agreement" defined.

NRS 676A.050 - "Bank" defined.

NRS 676A.060 - "Business address" defined.

NRS 676A.070 - "Certified counselor" defined.

NRS 676A.080 - "Certified debt specialist" defined.

NRS 676A.090 - "Commissioner" defined.

NRS 676A.100 - "Concessions" defined.

NRS 676A.110 - "Credit counseling" defined.

NRS 676A.120 - "Day" defined.

NRS 676A.130 - "Debt-management plan" defined.

NRS 676A.140 - "Debt-management services" defined.

NRS 676A.150 - "Debt settlement services" defined.

NRS 676A.160 - "Entity" defined.

NRS 676A.170 - "Good faith" defined.

NRS 676A.175 - "Nationwide Multistate Licensing System and Registry" or "Registry" defined. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the N...

NRS 676A.180 - "Person" defined.

NRS 676A.190 - "Plan" defined.

NRS 676A.200 - "Principal amount of the debt" defined.

NRS 676A.210 - "Provider" defined.

NRS 676A.220 - "Record" defined.

NRS 676A.230 - "Settlement fee" defined.

NRS 676A.240 - "Sign" defined.

NRS 676A.250 - "State" defined.

NRS 676A.260 - "Trust account" defined.

NRS 676A.270 - Applicability.

NRS 676A.280 - Uniformity of application and construction.

NRS 676A.290 - Relation to Electronic Signatures in Global and National Commerce Act.

NRS 676A.300 - Registration required.

NRS 676A.310 - Application for registration: Form; contents; fee; bond; evidence of insurance.

NRS 676A.320 - Application for registration: Additional contents. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Li...

NRS 676A.330 - Duty to report changes in information.

NRS 676A.340 - Commissioner to make certain information available; certain information confidential. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Burea...

NRS 676A.350 - Issuance of certificate of registration; temporary certificate of registration; grounds for denial of registration. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of...

NRS 676A.360 - Commissioner to approve or deny registration within certain period; extension to obtain additional information; appeal of denial; period of validity of registration. [Effective until the date on which the Commissioner of Financial Inst...

NRS 676A.370 - Renewal of registration: Application; form; contents; fees; disclosure; denial. [Effective until the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that...

NRS 676A.380 - Alternative application for registration for applicants licensed or certified in another state; conditions.

NRS 676A.390 - Surety bond required.

NRS 676A.400 - Substitute for surety bond.

NRS 676A.410 - Commissioner authorized to take action to participate in Registry; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding registration. [Effective on the date on which the Commissioner of...

NRS 676A.420 - Submission and processing of fingerprints. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing Sys...

NRS 676A.430 - Commissioner required to report certain information or material to Registry; confidentiality of information or material provided; Commissioner authorized to enter into certain agreements and arrangements. [Effective on the date on whic...

NRS 676A.440 - Additional materials required to be submitted to Registry. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multista...

NRS 676A.450 - Holder of certificate to register and maintain unique identifier; Commissioner authorized to issue certificate through Registry; references to Commissioner deemed references to Registry. [Effective on the date on which the Commissioner...

NRS 676A.500 - Provider to act in good faith; fiduciary duty.

NRS 676A.510 - Provider to maintain toll-free communication system.

NRS 676A.520 - Duties of provider before providing debt-management services.

NRS 676A.530 - Required disclosures and materials: Use of Internet; form; written copy provided on request; disclosures on website; termination of electronic communication; termination of agreement.

NRS 676A.540 - Agreement: Contents; required provisions; prohibited provisions; provisions void if contrary to certain requirements.

NRS 676A.550 - Cancellation of agreement.

NRS 676A.560 - Disclosures and documents to be in English; provider also must furnish translation if language other than English is used in communications.

NRS 676A.570 - Money paid to provider to be held in trust; requirements concerning trust accounts and money held in trust; accounting; prompt refund on termination of agreement.

NRS 676A.580 - Fees or charges: Restrictions.

NRS 676A.590 - Voluntary contributions: Restrictions.

NRS 676A.600 - Required disclosures by provider.

NRS 676A.610 - Agreement voidable by individual in certain circumstances.

NRS 676A.620 - Provider may terminate agreement for nonpayment.

NRS 676A.630 - Provider to provide accounting periodically and upon request; retention of records.

NRS 676A.700 - Prohibited acts.

NRS 676A.710 - Provider to notify Commissioner of civil actions.

NRS 676A.720 - Provider liable for conduct of person to whom it delegates duties.

NRS 676A.730 - Powers of Commissioner: Enforcement; investigation; regulations; fees; cooperative agreements.

NRS 676A.740 - Commissioner to enforce chapter; penalties.

NRS 676A.750 - Suspension, revocation or denial of renewal of registration by Commissioner.

NRS 676A.760 - Civil remedies.

NRS 676A.770 - Violation constitutes deceptive trade practice.

NRS 676A.780 - Statute of limitations for certain actions.