Nevada Revised Statutes
Chapter 107 - Deeds of Trust
NRS 107.480 - Restrictions on trustee’s power of sale and civil actions for foreclosure sales.


1. In addition to the requirements of NRS 40.439, 40.4395, 107.085 and 107.086, the exercise of a trustee’s power of sale pursuant to NRS 107.080 with respect to a deed of trust securing a residential mortgage loan is subject to the provisions of NRS 107.400 to 107.560, inclusive.
2. In addition to the requirements of NRS 40.430 to 40.4639, inclusive, a civil action for a foreclosure sale pursuant to NRS 40.430 involving a failure to make a payment required by a residential mortgage loan is subject to the requirements of NRS 107.400 to 107.560, inclusive.
(Added to NRS by 2013, 2186; A 2015, 3327; 2017, 1116, 4105, 4106; 2019, 3181)

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Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 107 - Deeds of Trust

NRS 107.015 - Definitions.

NRS 107.020 - Transfers in trust of real property to secure obligations.

NRS 107.025 - Estate for years: Encumbrance by deed of trust; foreclosure by exercise of power of sale.

NRS 107.026 - Priority of certain deeds of trust over other liens.

NRS 107.027 - Lease of unit of cooperative: Ownership interest and votes in cooperative association appurtenant to proprietary lease; encumbrances.

NRS 107.028 - Trustees: Qualifications; limitations on powers; appointment of new trustee; duties; immunity from liability for certain good faith errors; damages in certain civil actions.

NRS 107.029 - Trustees: Declaration of nonmonetary status; objection to declaration.

NRS 107.030 - Adoption of covenants by reference. [Effective through December 31, 2021.] Adoption of covenants by reference. [Effective January 1, 2022.]

NRS 107.040 - Adoption of covenants by reference in instrument.

NRS 107.050 - Parties may enter into different or additional covenants.

NRS 107.055 - Amount must be stated in instrument.

NRS 107.070 - Recording of assignments of beneficial interests and instruments subordinating or waiving priority of deeds of trust.

NRS 107.071 - Request by grantor of deed of trust for certified copy of note, deed of trust and assignments.

NRS 107.073 - Marginal entries; reconveyance must be recorded if deed of trust recorded by photographic process; presentation of certificate executed by trustee or trustee’s personal representative or assignee.

NRS 107.077 - Delivery of documents by beneficiary to trustee; recording by trustee; liability for failure to deliver or record documents; requirements for release of deed of trust when reconveyance not recorded; liability for improperly recording de...

NRS 107.078 - Partial discharge: Delivery of documents by beneficiary to trustee; recording by trustee; liability for failure to deliver or record documents; requirements for partial release of deed of trust when reconveyance not recorded; criminal p...

NRS 107.079 - Reconveyance when beneficiary cannot be located or refuses to execute and deliver request for reconveyance; recording of surety bond and declaration required in certain circumstances; fees; liability of trustee for reconveyance; remedy.

NRS 107.0795 - "Abandoned residential property" defined.

NRS 107.080 - Trustee’s power of sale: Power conferred; required notices; effect of sale; circumstances in which sale must be declared void; civil actions for noncompliance with certain requirements; duty to post; duty to record; fees.

NRS 107.0805 - Trustee’s power of sale: Requirements and conditions; contents of notarized affidavits; circumstances in which sale must be declared void.

NRS 107.081 - Time and place of sale; agent holding sale not to be purchaser.

NRS 107.082 - Oral postponement of sale.

NRS 107.083 - Proceedings after purchaser refuses to pay amount bid.

NRS 107.084 - Penalty for removing or defacing notice of sale.

NRS 107.085 - Restrictions on trustee’s power of sale concerning certain deeds of trust: Applicability; service of notice; scheduling of date of sale; form of notice; judicial foreclosure not prohibited; "unfair lending practice" defined.

NRS 107.086 - Additional requirements for sale of owner-occupied housing: Notice; form; petition for mediation; election to waive mediation; adoption of rules concerning mediation; applicability.

NRS 107.0865 - Mediation to negotiate loan modification.

NRS 107.087 - Notice of default and election to sell in residential foreclosure: Requirements.

NRS 107.090 - Request for notice of default and sale: Recording and contents; mailing of notice; request by association; effect of request.

NRS 107.095 - Notice of default: Mailing to guarantor or surety of debt; effect of failure to give.

NRS 107.100 - Receiver: Appointment after filing notice of breach and election to sell.

NRS 107.120 - Board of county commissioners or governing body of incorporated city may establish by ordinance registry of abandoned residential property.

NRS 107.130 - Expedited procedure for exercise of trustee’s power of sale involving abandoned residential property; inspection of real property to determine abandonment; required notice, certification and affidavit; civil penalty for noncompliance wi...

NRS 107.140 - Sale in lieu of foreclosure sale: Limitations.

NRS 107.200 - Contents of statement regarding debt secured by deed of trust.

NRS 107.210 - Contents of statement of amount necessary to discharge debt secured by deed of trust.

NRS 107.220 - Persons authorized to request statement from beneficiary; proof of identity of successor in interest.

NRS 107.230 - Proof of authorization to request statement.

NRS 107.240 - Grounds for refusal to deliver statement.

NRS 107.250 - Reliance upon accuracy of statement and amended statement; notification of amended statement; recovery of money by beneficiary if statement is deficient.

NRS 107.260 - Copy of note or deed of trust for authorized requester.

NRS 107.270 - Address to which request for statement must be mailed.

NRS 107.280 - Debt to which information contained in statement is applicable.

NRS 107.290 - Unclear request for statement deemed to be request for amount necessary to discharge debt.

NRS 107.300 - Penalty for failure to deliver statement; bar to recovery of certain damages.

NRS 107.310 - Fee for furnishing statement.

NRS 107.311 - Applicability of NRS 107.310.

NRS 107.400 - Definitions.

NRS 107.410 - "Borrower" defined.

NRS 107.420 - "Foreclosure prevention alternative" defined.

NRS 107.430 - "Foreclosure sale" defined.

NRS 107.440 - "Mortgage servicer" defined.

NRS 107.450 - "Residential mortgage loan" defined.

NRS 107.460 - Applicability.

NRS 107.470 - Right of borrower to pursue more than one foreclosure prevention alternative.

NRS 107.480 - Restrictions on trustee’s power of sale and civil actions for foreclosure sales.

NRS 107.490 - Duties of mortgage servicer.

NRS 107.500 - Requirements before recording of notice of default and election to sell or commencing civil action for foreclosure sale: Notice; contents.

NRS 107.510 - Recording of notice of default and election to sell or commencing civil action for foreclosure sale prohibited in certain circumstances; mortgage servicer required to contact borrower; exceptions.

NRS 107.520 - Application for foreclosure prevention alternative; acknowledgment of receipt required; contents of acknowledgment; deficiencies in application.

NRS 107.530 - Effect of submitting application for foreclosure prevention alternative; offer, acceptance and rejection of foreclosure prevention alternative; denial of application; appeal; fees prohibited.

NRS 107.540 - Single point of contact required to be established by mortgage servicer for foreclosure prevention alternative; responsibilities.

NRS 107.550 - Dismissal of civil action for foreclosure sale, rescission of notice of default and election to sell or notice of sale and cancellation of pending foreclosure sale required in certain circumstances; effect on mortgagee or beneficiary of...

NRS 107.560 - Injunctive relief for violation; civil action to recover economic damages; award of costs and attorney’s fees to prevailing party.