1. A grantor of a deed of trust may submit a written request to the servicer of the deed of trust for a certified copy of the note, the deed of trust and all assignments of the note and deed of trust if:
(a) The real property subject to the deed of trust is a single-family dwelling;
(b) The grantor is the owner of record of the real property;
(c) The grantor currently occupies the real property as his or her principal residence; and
(d) The servicer or beneficiary of the deed of trust is a banking or financial institution or any other business entity that is licensed, registered or otherwise authorized to do business in this State.
2. Not more than 10 days after receipt of a written request pursuant to subsection 1, the servicer of the deed of trust shall provide to the grantor the identity, address and any other contact information of the current owner or assignee of the note and deed of trust.
3. If the servicer of the deed of trust does not provide a certified copy of each document requested pursuant to subsection 1 within 30 days after receipt of the request, or if the documents provided by the servicer indicate that the beneficiary of the deed of trust does not have a recorded interest in or lien on the real property which is subject to the deed of trust:
(a) The grantor of the deed of trust may report the servicer and the beneficiary of the deed of trust to the Division of Mortgage Lending or the Division of Financial Institutions of the Department of Business and Industry, whichever is appropriate; and
(b) The appropriate division may take whatever actions it deems necessary and proper, including, without limitation, enforcing any applicable laws or regulations or adopting any additional regulations.
4. As used in this section, "banking or financial institution" has the meaning ascribed to it in NRS 106.295.
(Added to NRS by 2013, 2774)
Structure Nevada Revised Statutes
NRS 107.020 - Transfers in trust of real property to secure obligations.
NRS 107.026 - Priority of certain deeds of trust over other liens.
NRS 107.029 - Trustees: Declaration of nonmonetary status; objection to declaration.
NRS 107.040 - Adoption of covenants by reference in instrument.
NRS 107.050 - Parties may enter into different or additional covenants.
NRS 107.055 - Amount must be stated in instrument.
NRS 107.0795 - "Abandoned residential property" defined.
NRS 107.081 - Time and place of sale; agent holding sale not to be purchaser.
NRS 107.082 - Oral postponement of sale.
NRS 107.083 - Proceedings after purchaser refuses to pay amount bid.
NRS 107.084 - Penalty for removing or defacing notice of sale.
NRS 107.0865 - Mediation to negotiate loan modification.
NRS 107.087 - Notice of default and election to sell in residential foreclosure: Requirements.
NRS 107.095 - Notice of default: Mailing to guarantor or surety of debt; effect of failure to give.
NRS 107.100 - Receiver: Appointment after filing notice of breach and election to sell.
NRS 107.140 - Sale in lieu of foreclosure sale: Limitations.
NRS 107.200 - Contents of statement regarding debt secured by deed of trust.
NRS 107.210 - Contents of statement of amount necessary to discharge debt secured by deed of trust.
NRS 107.230 - Proof of authorization to request statement.
NRS 107.240 - Grounds for refusal to deliver statement.
NRS 107.260 - Copy of note or deed of trust for authorized requester.
NRS 107.270 - Address to which request for statement must be mailed.
NRS 107.280 - Debt to which information contained in statement is applicable.
NRS 107.300 - Penalty for failure to deliver statement; bar to recovery of certain damages.
NRS 107.310 - Fee for furnishing statement.
NRS 107.311 - Applicability of NRS 107.310.
NRS 107.410 - "Borrower" defined.
NRS 107.420 - "Foreclosure prevention alternative" defined.
NRS 107.430 - "Foreclosure sale" defined.
NRS 107.440 - "Mortgage servicer" defined.
NRS 107.450 - "Residential mortgage loan" defined.
NRS 107.470 - Right of borrower to pursue more than one foreclosure prevention alternative.
NRS 107.480 - Restrictions on trustee’s power of sale and civil actions for foreclosure sales.