Missouri Revised Statutes
Chapter 378 - Fraternal Benefit Societies
Section 378.623 - Application of law — exemption from insurance laws.

Effective - 01 Jan 1993
378.623. Application of law — exemption from insurance laws. — Except as herein provided, societies shall be governed by this chapter and shall be exempt from all other provisions of the insurance laws of this state, except chapters 374 and 375, not only in governmental relations with this state, but for every other purpose, and no law hereafter enacted shall apply to them, unless expressly designated therein. When any other law is applicable, it shall be construed in accordance with the fundamental nature of a fraternal benefit society. In the event of any conflict between such law and the provisions of this chapter, the latter shall prevail. The other law may, however, supplement or explain the provisions of this chapter, and the laws herein made applicable to fraternal benefit societies.
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(L. 1992 S.B. 831)
Effective 1-01-93

Structure Missouri Revised Statutes

Missouri Revised Statutes

Title XXIV - Business and Financial Institutions

Chapter 378 - Fraternal Benefit Societies

Section 378.601 - Fraternal benefit society, defined.

Section 378.602 - Lodge system, requirements — children's wages permitted, limitation.

Section 378.603 - Representative form of government, requirements.

Section 378.604 - Definitions.

Section 378.605 - Operation, purpose — laws and rules, power to adopt.

Section 378.606 - Laws and rules, requirements — membership rights nonassignable.

Section 378.607 - Principal office, meetings, location — official publication, annual statement, requirements.

Section 378.608 - Liability, immunity from, when — indemnification, when — insurance, purchase of for officers allowed.

Section 378.609 - Waiver of laws, restriction on, when.

Section 378.610 - Organization of, how — articles of incorporation, contents — filing — membership requirements.

Section 378.611 - Amendment of laws, procedures — amendments furnished to members.

Section 378.612 - Society may operate nonprofit organizations — may not own funeral home.

Section 378.613 - Reinsurance agreements, allowed — limitations.

Section 378.614 - Merger or consolidation, allowed when — requirements — approval of director required — effects.

Section 378.615 - Conversion to mutual life insurance company, allowed when.

Section 378.616 - Benefits authorized — rules to specify allowable beneficiaries.

Section 378.617 - Change of beneficiary, allowed — funeral benefits, payment of, limitation — no beneficiary, effect.

Section 378.619 - Certificate of ownership, issued to owner, when, contents — life benefit contract, minor effects — impairment of class of certificates, effects — filing with director, when — minor, transfer of control of contract to, when.

Section 378.620 - Cash surrender value of certificate, computation of.

Section 378.621 - Investment of funds.

Section 378.622 - Assets, use of — variable basis contracts, allowed when.

Section 378.623 - Application of law — exemption from insurance laws.

Section 378.624 - Taxation of societies, exemptions.

Section 378.625 - Valuation of certificates, standards — reserves, excess permitted.

Section 378.626 - Statement of financial condition, contents, filing — penalty.

Section 378.627 - Annual renewal required.

Section 378.628 - Examination, director may conduct — expenses.

Section 378.629 - Foreign society to have license, requirements.

Section 378.630 - Powers of director to order changes, when — may enjoin further business, when, duration — liquidation, effect.

Section 378.631 - Foreign society, director may enjoin business, when.

Section 378.632 - Injunction, who may file.

Section 378.633 - Agents, licensing of — persons not deemed agents.

Section 378.634 - Unfair practices and frauds, subject to law — exception.

Section 378.635 - Service of process, director to be agent for.

Section 378.638 - Fraudulent acts, penalties.

Section 378.640 - Law not applicable to certain societies, when — specific exemptions.

Section 378.642 - Severability clause.

Section 378.645 - Review of director's decisions, how.