Missouri Revised Statutes
Chapter 369 - Savings and Loan Associations
Section 369.089 - Dissolution.

Effective - 28 Aug 2019, 2 histories
369.089. Dissolution. — 1. Any association may, at any meeting of the members of a mutual association or stockholders of a capital stock association, determine to liquidate and dissolve in accordance with the provisions of this section upon a two-thirds majority vote of all votes cast in person or by proxy. The notice of the meeting shall state that dissolution will be considered at the meeting.
2. Upon such vote, a certificate of liquidation, which shall state the vote cast in favor of liquidation, shall be signed by the president or vice president and attested by the secretary or assistant secretary and acknowledged before an officer competent to take acknowledgments of deeds. The certificate shall be filed with the director of the division of finance, who shall examine the association, and, if the director finds that according to its financial records it is not in an impaired condition, shall so note, together with the director's approval of the liquidation.
3. Upon such approval, the association shall cease to carry on business but nevertheless shall continue as a corporate entity for the sole purpose of paying, satisfying, and discharging existing liabilities and obligations, collecting and distributing assets, and doing all other acts required to adjust, wind up and liquidate its business and affairs. If at any time following the approval of the liquidation the director of the division of finance finds that the liquidation is not in the public interest or is being carried out for an improper purpose, the director may take possession of the property, business and assets of the association in which event all the provisions of sections 369.339, 369.344, and 369.349 shall apply.
4. The board of directors shall act as trustees for liquidation as provided in this section. The board of directors shall proceed as quickly as may be practicable to wind up the affairs of the association and, to the extent necessary or expedient to that end, shall exercise all the powers of the dissolved association and, without prejudice to the generality of such authority, may fill vacancies, elect officers, carry out the contracts, make new contracts, borrow money, mortgage or pledge the property, sell its assets at public or private sale, or compromise claims in favor of or against the association, apply assets to the discharge of liabilities, after paying or adequately providing for the payment of other liabilities distribute the remaining property to the members of a mutual association and to the stockholders of a capital stock association, and perform all acts necessary or expedient to the winding up of the association. The expense fund, if any, shall be paid as provided in section 369.039. All deeds or other instruments shall be in the name of the association and executed by the president or a vice president and the secretary or an assistant secretary.
5. The association, during the liquidation of the assets of the association by the board of directors, shall continue to be subject to the supervision of the director of the division of finance, and the board of directors shall report the progress of the liquidation to the director of the division of finance from time to time as the director may require.
6. (1) Any money due to but unclaimed by any person shall be deposited with the state treasurer as provided in sections 447.500 to 447.585.
(2) Upon the completion of the liquidation, the board of directors shall file with the director of the division of finance a final report and accounting of the liquidation. The approval of the report by the director of the division of finance shall operate as a complete and final discharge of the board of directors and each member thereof in connection with the liquidation of the association. No liquidation or any action of the board of directors in connection therewith shall impair any contract right between the association and any borrower or other person or persons or the vested rights of any member of the association. Upon approval of the report and accounting, the director of the division of finance shall issue to the secretary of state, in triplicate, certification that the association has been liquidated and dissolved, its indebtedness paid, and the net proceeds derived from liquidation distributed to its members or stockholders. The secretary of state shall issue a certificate of dissolution and the corporate existence of the association thereupon shall end.
7. Any association may with the written approval of the director of the division of finance transfer, sell, or exchange in bulk and not in the regular and usual course of its business all or substantially all of its assets, including its name and goodwill, to any other association or bank and accept as consideration therefor cash and accounts, or either of them, of the purchasing association or bank upon such terms as may be determined by the vote of a majority of the boards of the purchasing association or bank and of the selling association, and by the affirmative vote of two-thirds of the votes cast by the members or stockholders of the selling association present in person or by proxy at any meeting. The notice of the meeting shall state that such action is to be considered at the meeting. The action of the members shall include a resolution to liquidate, and liquidation shall proceed as provided in this section. If the name is sold, the purchasing association or bank shall have the exclusive right to the use of or to change to such name for a period of five years. The provisions of sections 369.010 to 369.369 concerning investments by associations do not apply to a transaction under this section. For purposes of this section, the term "bank" includes any bank or trust company subject to the provisions of chapter 362, the deposits of which are insured by the Federal Deposit Insurance Corporation or any successor thereto.
­­--------
(L. 1971 S.B. 3 § 17, A.L. 1982 S.B. 464, A.L. 1994 H.B. 1165, A.L. 1995 H.B. 63, et al., A.L. 2019 S.B. 179)

Structure Missouri Revised Statutes

Missouri Revised Statutes

Title XXIV - Business and Financial Institutions

Chapter 369 - Savings and Loan Associations

Section 369.010 - Short title.

Section 369.014 - Definitions.

Section 369.019 - Incorporation, requirements, procedure, contents of petition, fees.

Section 369.024 - Director to approve or deny petition — tentative approval — protest, how filed — final approval, effect of.

Section 369.029 - Perpetual existence, when commenced.

Section 369.034 - Incorporation fee, how computed, bond required.

Section 369.039 - Expense fund, mutual associations, purpose, amount — contributions, how repaid — associations exempted, when.

Section 369.044 - Bylaws, when and how adopted — approval by members.

Section 369.049 - Name may include what, exceptions — deceptive names prohibited — amending charter for name changes — violations, injunction.

Section 369.054 - Office, location of — approval to establish or move, when — closing a branch office, notice.

Section 369.059 - Amendment of articles of incorporation, procedure.

Section 369.064 - Failure to commence business within six months, effect of.

Section 369.069 - Conversion to federal association, procedure, effect of.

Section 369.074 - Conversion to state association, procedure, effect of.

Section 369.078 - Conversion from mutual to capital stock association — requirements — rules of division, content — certificate of conversion, issued, when, effect of.

Section 369.079 - Merger or consolidation, procedure — association may charter interim association, when, procedure.

Section 369.084 - Merger, effect of.

Section 369.086 - Savings and loan holding company, defined — subsidiary, defined — registration, examination and regulation by division.

Section 369.087 - Association may convert, merge or consolidate with bank or trust company — procedure.

Section 369.089 - Dissolution.

Section 369.094 - Meetings, when, notice, voting.

Section 369.099 - Inspection of records, by whom — credit reporting, allowed when.

Section 369.104 - Publication of financial statement.

Section 369.109 - Directors, election, powers, qualifications, meetings.

Section 369.114 - Bonds, who shall have, amount, how and when modified — issuance by fidelity insurance company, requirements, modification of, procedure — reciprocal organization, when and how established.

Section 369.124 - Reimbursement of certain legal costs, when — liability insurance for certain personnel, who may issue, policy modifications, how — reciprocal organizations, when, annual report.

Section 369.129 - Association records, how kept.

Section 369.134 - Reserve account required.

Section 369.139 - Emergency rules and regulations, when.

Section 369.144 - Powers of an association.

Section 369.145 - Safe deposit boxes, same rights, powers and duties as bank and trust companies.

Section 369.149 - Mutual associations — liability and rights of members — rejection or limitation on memberships.

Section 369.154 - Accounts, who may own — contracts for — evidence of ownership — accounts of disabled person, how handled.

Section 369.159 - Fee or service charge authorized.

Section 369.161 - Savings and loan association or savings bank may act as custodian, when.

Section 369.162 - Irrevocable life insurance trusts — savings and loan associations may transfer fiduciary duty, when.

Section 369.164 - Attorney in fact, association may recognize, when.

Section 369.169 - Minors, association may treat as an adult, when.

Section 369.174 - Joint tenants' accounts, how handled.

Section 369.176 - State employee compensation deductions authorized for investment by office of administration.

Section 369.179 - Accounts in trust, how handled.

Section 369.184 - Fiduciary accounts, how handled.

Section 369.186 - Accounts payable to second named person upon death of first named person, how handled.

Section 369.189 - Deposits, form, terms and conditions, regulation of — director, imposition of restrictions and powers on associations, how.

Section 369.191 - Association may own or control safety vault.

Section 369.192 - Remedies in enforcement of liabilities and right of renters of safe deposit boxes.

Section 369.194 - Accounts declared legal investments for fiduciaries.

Section 369.204 - Earnings of accounts, how determined and distributed.

Section 369.209 - Withdrawal, how, when — failure to pay withdrawal applications, powers of director.

Section 369.211 - Joint renters of safe deposit box — survivor's rights.

Section 369.212 - Death of all lessees of safe deposit box, duties of association.

Section 369.214 - Redemption of accounts, how and when, effect of.

Section 369.219 - Approved investments.

Section 369.224 - Association to maintain liquid assets — minimum percentage, how set.

Section 369.229 - Approved transactions and loans.

Section 369.234 - Preference given association holding first lien.

Section 369.239 - Association may accept pledge of borrower's account or other additional collateral.

Section 369.244 - Association may purchase, convey or manage property in which it has a security interest — time limitation.

Section 369.249 - Director may regulate lending practices.

Section 369.254 - Association may invest in real property and mobile homes, when.

Section 369.259 - Unapproved transfer of encumbered property, effect of.

Section 369.264 - Lending association not liable to borrower or others for defective final product, when.

Section 369.279 - Examiners, appointment, duties — attorney authorized.

Section 369.294 - Certain interest in an association by director and examiners prohibited — information to be confidential, exceptions.

Section 369.299 - Powers and duties of director.

Section 369.301 - Rulemaking, procedure.

Section 369.314 - Powers and duties of board.

Section 369.324 - Examination costs, how paid — pro rata assessment, director to determine — division of savings and loan supervision fund, created, uses, transfers to general revenue fund, when.

Section 369.329 - Branch offices and agencies, approval required, exceptions — application for approval, contents — approval, when — hearing, procedures.

Section 369.334 - Reports may be required — examiners to have access to records.

Section 369.338 - Cease and desist orders, period of supervision, when, procedure, duties of association — costs, how fixed and paid.

Section 369.339 - Director to take over association, when — procedure.

Section 369.344 - Powers of director during take-over of association.

Section 369.349 - Liquidation by director, procedure.

Section 369.354 - Federal Deposit Insurance Corporation may act as receiver or liquidator without bond.

Section 369.359 - Foreign association doing business in state must comply with regulation by division of finance.

Section 369.361 - Foreign associations adjoining states and principal business outside state, requirements to do business — principal business, how determined — control, defined.

Section 369.364 - Federal associations may have same powers as state associations.

Section 369.367 - Other provisions of law, applicable, when.

Section 369.369 - Penalty for false statement or certificate.

Section 369.371 - Costs of reproducing records — costs of appearing in court or deposition — limitation of liability.

Section 369.670 - Definitions.

Section 369.675 - Savings bank, establishment — articles of agreement, requirements.

Section 369.678 - Articles of agreement, requirements, filing, director's duties — recording of articles, where.

Section 369.684 - Examination required, expenses.

Section 369.689 - Certificate of organization, recorded.

Section 369.695 - Powers of savings bank — taxed, how.

Section 369.699 - Limits on investment.

Section 369.703 - Merger — conversion — trust powers — director's powers.

Section 369.705 - Definitions — savings banks merger with nonbank subsidiaries or nonbank affiliates — procedure.

Section 369.708 - Law to apply.

Section 369.714 - Conversion, consolidation, merger.