Missouri Revised Statutes
Chapter 303 - Motor Vehicle Financial Responsibility Law
Section 303.025 - Duty to maintain financial responsibility, residents and nonresidents — inoperable or stored vehicles, voluntary suspension of registration — misdemeanor penalty for violations — exception, methods — court to notify department of re...

There are multiple enactments of 303.025
Effective - 01 Jan 2024, 4 histories
303.025. Duty to maintain financial responsibility, residents and nonresidents — inoperable or stored vehicles, voluntary suspension of registration — misdemeanor penalty for violations — exception, methods — court to notify department of revenue, additional punishment, right of appeal. — 1. No owner of a motor vehicle registered in this state, or required to be registered in this state, shall operate, register or maintain registration of a motor vehicle, or permit another person to operate such vehicle, unless the owner maintains the financial responsibility which conforms to the requirements of the laws of this state. No nonresident shall operate or permit another person to operate in this state a motor vehicle registered to such nonresident unless the nonresident maintains the financial responsibility which conforms to the requirements of the laws of the nonresident's state of residence. Furthermore, no person shall operate a motor vehicle owned by another with the knowledge that the owner has not maintained financial responsibility unless such person has financial responsibility which covers the person's operation of the other's vehicle; however, no owner or nonresident shall be in violation of this subsection if he or she fails to maintain financial responsibility on a motor vehicle which is inoperable or being stored and not in operation. The director of the department of revenue shall establish by rule a process for voluntary suspension of motor vehicle registration for vehicles which are inoperable or being stored and not in operation. The owner or nonresident shall not further operate the vehicle until the owner or nonresident notifies the department of revenue that the vehicle will be in use, and the department shall reinstate the motor vehicle registration upon receipt of proof of financial responsibility. Owners or nonresidents who operate a motor vehicle during a period of inoperability or storage claimed under this subsection shall be guilty of a class B misdemeanor and may additionally be guilty of a violation of this subsection. Notwithstanding any provision of law to the contrary, the department of revenue may verify motor vehicle financial responsibility as provided by law, but shall not otherwise take legal or administrative action to enforce the requirements of this section unless, in the discretion of the director, the motor vehicle is determined to have been operated in violation of this section, a motor vehicle registration is applied for in violation of this section, or the motor vehicle on two separate occasions thirty days apart is determined to have its registration maintained in violation of this section. The director may prescribe rules and regulations for the implementation of this section.
2. A motor vehicle owner shall maintain the owner's financial responsibility in a manner provided for in section 303.160, or with a motor vehicle liability policy which conforms to the requirements of the laws of this state. A nonresident motor vehicle owner shall maintain the owner's financial responsibility which conforms to the requirements of the laws of the nonresident's state of residence.
3. Any person who violates this section is guilty of a misdemeanor. Except as otherwise provided in this section, a first violation of this section shall be punishable as a class D misdemeanor. A second or subsequent violation of this section may be punished by imprisonment in the county jail for a term not to exceed fifteen days and shall be punished by a fine not less than two hundred dollars but not to exceed five hundred dollars. Prior pleas of guilty and prior findings of guilty shall be pleaded and proven in the same manner as required by section 558.021. However, no person shall be found guilty of violating this section if the operator demonstrates to the court that he or she met the financial responsibility requirements of this section at the time the peace officer, commercial vehicle enforcement officer or commercial vehicle inspector wrote the citation. In addition to any other authorized punishment, the court shall notify the director of revenue of any person convicted pursuant to this section and shall do one of the following:
(1) Enter an order suspending the driving privilege as of the date of the court order. If the court orders the suspension of the driving privilege, the court shall require the defendant to surrender to it any driver's license then held by such person. The length of the suspension shall be as prescribed in subsection 2 of section 303.042. The court shall forward to the director of revenue the order of suspension of driving privilege and any license surrendered within ten days;
(2) Forward the record of the conviction for an assessment of four points;
(3) In lieu of an assessment of points, render an order of supervision as provided in section 302.303. An order of supervision shall not be used in lieu of points more than one time in any thirty-six-month period. Every court having jurisdiction pursuant to the provisions of this section shall forward a record of conviction to the Missouri state highway patrol, or at the written direction of the Missouri state highway patrol, to the department of revenue, in a manner approved by the director of the department of public safety. The director shall establish procedures for the record keeping and administration of this section; or
(4) For a nonresident, suspend the nonresident's driving privileges in this state in accordance with section 303.030 and notify the official in charge of the issuance of licenses and registration certificates in the state in which such nonresident resides in accordance with section 303.080.
4. Nothing in sections 303.010 to 303.050, 303.060, 303.140, 303.220, 303.290, 303.330 and 303.370 shall be construed as prohibiting the department of commerce and insurance from approving or authorizing those exclusions and limitations which are contained in automobile liability insurance policies and the uninsured motorist provisions of automobile liability insurance policies.
5. If a court enters an order of suspension, the offender may appeal such order directly pursuant to chapter 512 and the provisions of section 302.311 shall not apply.
6. Any fines owed to the state pursuant to this section may be eligible for payment in installments. The director shall promulgate rules for the application of payment plans, which shall take into account individuals' ability to pay.
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(L. 1986 S.B. 424, A.L. 1997 H.B. 207, A.L. 1999 S.B. 19, A.L. 2000 H.B. 1797 merged with H.B. 1948, A.L. 2001 S.B. 267, A.L. 2010 S.B. 583, A.L. 2011 H.B. 111, A.L. 2014 S.B. 491, A.L. 2022 H.B. 2168)
Effective 1-01-24

Structure Missouri Revised Statutes

Missouri Revised Statutes

Title XIX - Motor Vehicles, Watercraft and Aviation

Chapter 303 - Motor Vehicle Financial Responsibility Law

Section 303.010 - Title of law.

Section 303.020 - Definitions.

Section 303.022 - Applicability of certain state statutes to motor vehicle liability policies, when.

Section 303.024 - Insurance identification cards issued by insurer, contents — identification cards for self-insured issued by director, contents — exhibition of card to peace officers or commercial vehicle enforcement officers — failure to exhibit,...

Section 303.025 - Duty to maintain financial responsibility, residents and nonresidents — inoperable or stored vehicles, voluntary suspension of registration — misdemeanor penalty for violations — exception, methods — court to notify department of re...

Section 303.025 - Duty to maintain financial responsibility, residents and nonresidents, misdemeanor penalty for failure to maintain — exception, methods — court to notify department of revenue, additional punishment, right of appeal.

Section 303.026 - Director to notify owners who register vehicles, contents — affidavit certifying financial responsibility required for registration — director may use sampling techniques to verify — insurers required to submit policy information to...

Section 303.030 - Operator's license suspended on failure to give security for payment of damages after accident, burden of proof for challenging determination — exceptions — insurance accepted.

Section 303.039 - Effective date for sections 303.025 and 303.041.

Section 303.040 - All motor vehicle accidents to be reported — director to notify all other parties, contents — parties to furnish information — nonresident requirements.

Section 303.041 - Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of susp...

Section 303.041 - Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of susp...

Section 303.042 - Suspension, effective when — length of suspension, factors considered — false submission of proof of insurance, suspension, duration, fee.

Section 303.044 - Proof of financial responsibility required for reregistration.

Section 303.045 - Records, where kept — destroyed, when.

Section 303.050 - Security, form and amount — reduced, when.

Section 303.051 - Judgment-creditor entitled to notice of security held.

Section 303.060 - Security deposited with director of revenue — used to pay judgment — return.

Section 303.070 - Operator not subject to security and suspension provisions, when.

Section 303.080 - Where operator has no license or is nonresident, procedure.

Section 303.090 - Report of failure to satisfy judgment — procedure as to nonresident.

Section 303.100 - License suspended on receipt of judgment — creditor may consent to allowance of license.

Section 303.110 - Suspension not lifted or license renewed, when — effect of bankruptcy.

Section 303.120 - Judgments deemed satisfied, when.

Section 303.130 - License continued on order allowing installment payment of judgment, when.

Section 303.140 - License suspension lifted, when.

Section 303.150 - Vehicle registration suspended on suspension of license for conviction or bail forfeiture — proof required for reregistration.

Section 303.160 - Proof of financial responsibility, how given.

Section 303.170 - Proof of responsibility by insurance certificate.

Section 303.175 - Motor vehicle liability policy, minimum term, exceptions.

Section 303.178 - Display of false evidence of insurance, penalty, confiscation of false evidence, misdemeanor.

Section 303.179 - Alteration, production or sale of invalid insurance card, misdemeanor.

Section 303.180 - Proof of responsibility by nonresident by insurance certificate, accepted when.

Section 303.190 - Motor vehicle liability policy, contents.

Section 303.200 - Missouri automobile insurance plan for persons unable to procure insurance by ordinary means — approval, participation by companies — function — plan of operation — liability limitations.

Section 303.210 - Notice of cancellation of insurance to be given director.

Section 303.220 - Certificate of self-insurance — cancelled, when.

Section 303.230 - Surety bond as proof of responsibility.

Section 303.240 - Cash deposit as proof of responsibility.

Section 303.250 - Owner may give proof for employees or family members.

Section 303.260 - Substitution of one proof of responsibility for another.

Section 303.270 - Director may require different proof, when.

Section 303.280 - Release of proof and waiver of proof, when.

Section 303.290 - Director's duties — regulations — judicial review.

Section 303.300 - Driver's records available upon request.

Section 303.310 - Report and decision to be no evidence of negligence — may be evidence, when.

Section 303.315 - Copies of suspension orders, constitute evidence.

Section 303.320 - Vehicle not registered until bona fide transfer.

Section 303.330 - License and registration returned to director, when.

Section 303.340 - Law not to apply to certain automobile insurance policies.

Section 303.350 - Chapter not applicable to government or common carriers.

Section 303.360 - Not to operate retrospectively.

Section 303.370 - Offenses, penalties.

Section 303.390 - Uninsured motorist, waiver of ability to collect noneconomic damages, when — inapplicability, when.

Section 303.400 - Title.

Section 303.403 - Definitions.

Section 303.406 - Database and fund created, purpose, administration — disclosure, when, violations, penalties — review and report to general assembly.

Section 303.409 - Failure to maintain financial responsibility, notice, right to hearing — suspension, duration, factors, extension for failure to file proof of insurance, maintenance of proof — exception for inoperable or stored motor vehicles.

Section 303.412 - Reporting by insurance companies, frequency, required information — revenue to notify department of violation, penalty, exceptions.

Section 303.415 - Effective and expiration dates.