Effective - 01 Jan 2017, 3 histories
303.024. Insurance identification cards issued by insurer, contents — identification cards for self-insured issued by director, contents — exhibition of card to peace officers or commercial vehicle enforcement officers — failure to exhibit, violation of section 303.025. — 1. Each insurer issuing motor vehicle liability policies in this state, or an agent of the insurer, shall furnish an insurance identification card to the named insured for each motor vehicle insured by a motor vehicle liability policy that complies with the requirements of sections 303.010 to 303.050, 303.060, 303.140, 303.220, 303.290, 303.330 and 303.370. Such insurance identification card may be produced in either paper or electronic format. Acceptable electronic forms include display of electronic images on a cellular phone or any other type of portable electronic device.
2. The insurance identification card shall include all of the following information:
(1) The name and address of the insurer;
(2) The name of the named insured;
(3) The policy number;
(4) The effective dates of the policy, including month, day and year;
(5) A description of the insured motor vehicle, including year and make or at least five digits of the vehicle identification number or the word Fleet if the insurance policy covers five or more motor vehicles; and
(6) The statement "THIS CARD MUST BE CARRIED IN THE INSURED MOTOR VEHICLE FOR PRODUCTION UPON DEMAND" prominently displayed on the card.
3. A new insurance identification card shall be issued when the insured motor vehicle is changed, when an additional motor vehicle is insured, and when a new policy number is assigned. A replacement insurance identification card shall be issued at the request of the insured in the event of loss of the original insurance identification card.
4. The director shall furnish each self-insurer, as provided for in section 303.220, an insurance identification card for each motor vehicle so insured. The insurance identification card shall include all of the following information:
(1) Name of the self-insurer;
(2) The word self-insured; and
(3) The statement "THIS CARD MUST BE CARRIED IN THE SELF-INSURED MOTOR VEHICLE FOR PRODUCTION UPON DEMAND" prominently displayed on the card.
5. An insurance identification card shall be carried in the insured motor vehicle at all times. The operator of an insured motor vehicle shall exhibit the insurance identification card on the demand of any peace officer, commercial vehicle enforcement officer or commercial vehicle inspector who lawfully stops such operator or investigates an accident while that officer or inspector is engaged in the performance of the officer's or inspector's duties. If the operator fails to exhibit an insurance identification card, the officer or inspector shall issue a citation to the operator for a violation of section 303.025. A motor vehicle liability insurance policy, a motor vehicle liability insurance binder, receipt, or a photocopy or an image displayed on a mobile electronic device which contains the policy information required in subsection 2 of this section shall be satisfactory evidence of insurance in lieu of an insurance identification card. The display of an image of the insurance card on a mobile electronic device shall not serve as consent for such officer, inspector, or other person to access other contents of the mobile electronic device in any manner other than to verify the image of the insurance card. As used in this section, the term "mobile electronic device" means any small handheld computing or communications device that has a display screen with a touch input or a miniature keyboard. Whenever a person presents a mobile electronic device as proof of financial responsibility to any peace officer, commercial vehicle enforcement officer, or commercial vehicle inspector pursuant to this section, that person shall assume all liability for any damage to the mobile electronic device, except for damage willfully or maliciously caused by a peace officer, commercial vehicle enforcement officer, or commercial vehicle inspector.
6. Any person who knowingly or intentionally produces, manufactures, sells, or otherwise distributes a fraudulent document, photocopy, or image displayed on a mobile electronic device intended to serve as an insurance identification card is guilty of a class E felony. Any person who knowingly or intentionally possesses a fraudulent document or photocopy intended to serve as an insurance identification card or knowingly or intentionally uses a fraudulent image displayed on a mobile electronic device is guilty of a class B misdemeanor.
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(L. 1986 S.B. 424, A.L. 1992 H.B. 1574, A.L. 1997 H.B. 207, A.L. 1998 H.B. 1802, A.L. 1999 S.B. 19, A.L. 2009 H.B. 62 merged with H.B. 577, A.L. 2013 H.B. 322, A.L. 2014 S.B. 491)
Effective 1-01-17
Structure Missouri Revised Statutes
Title XIX - Motor Vehicles, Watercraft and Aviation
Chapter 303 - Motor Vehicle Financial Responsibility Law
Section 303.010 - Title of law.
Section 303.020 - Definitions.
Section 303.022 - Applicability of certain state statutes to motor vehicle liability policies, when.
Section 303.039 - Effective date for sections 303.025 and 303.041.
Section 303.044 - Proof of financial responsibility required for reregistration.
Section 303.045 - Records, where kept — destroyed, when.
Section 303.050 - Security, form and amount — reduced, when.
Section 303.051 - Judgment-creditor entitled to notice of security held.
Section 303.060 - Security deposited with director of revenue — used to pay judgment — return.
Section 303.070 - Operator not subject to security and suspension provisions, when.
Section 303.080 - Where operator has no license or is nonresident, procedure.
Section 303.090 - Report of failure to satisfy judgment — procedure as to nonresident.
Section 303.110 - Suspension not lifted or license renewed, when — effect of bankruptcy.
Section 303.120 - Judgments deemed satisfied, when.
Section 303.130 - License continued on order allowing installment payment of judgment, when.
Section 303.140 - License suspension lifted, when.
Section 303.160 - Proof of financial responsibility, how given.
Section 303.170 - Proof of responsibility by insurance certificate.
Section 303.175 - Motor vehicle liability policy, minimum term, exceptions.
Section 303.179 - Alteration, production or sale of invalid insurance card, misdemeanor.
Section 303.180 - Proof of responsibility by nonresident by insurance certificate, accepted when.
Section 303.190 - Motor vehicle liability policy, contents.
Section 303.210 - Notice of cancellation of insurance to be given director.
Section 303.220 - Certificate of self-insurance — cancelled, when.
Section 303.230 - Surety bond as proof of responsibility.
Section 303.240 - Cash deposit as proof of responsibility.
Section 303.250 - Owner may give proof for employees or family members.
Section 303.260 - Substitution of one proof of responsibility for another.
Section 303.270 - Director may require different proof, when.
Section 303.280 - Release of proof and waiver of proof, when.
Section 303.290 - Director's duties — regulations — judicial review.
Section 303.300 - Driver's records available upon request.
Section 303.310 - Report and decision to be no evidence of negligence — may be evidence, when.
Section 303.315 - Copies of suspension orders, constitute evidence.
Section 303.320 - Vehicle not registered until bona fide transfer.
Section 303.330 - License and registration returned to director, when.
Section 303.340 - Law not to apply to certain automobile insurance policies.
Section 303.350 - Chapter not applicable to government or common carriers.
Section 303.360 - Not to operate retrospectively.
Section 303.370 - Offenses, penalties.