This article shall not apply to any person, firm, partnership, corporation or association doing business under any of the laws of this state relating to banks, savings banks, trust companies, building and loan associations, insurance companies, pawnbrokers or credit unions; nor shall this article apply to any person, firm, partnership, corporation or association concerning loans made to the employees or farm tenants of such person, firm, partnership or corporation or association; nor to loans or advances made to be used in or in the furtherance of farming or agricultural operations; nor to loans insured or guaranteed by the United States or any of its agencies; nor to persons, firms, partnerships, associations or corporations making loans only secured by real estate; nor to dealers and sellers or purchasers of conditional sales or retained title contracts on real or personal property; nor an occasional lender not regularly engaged in the business of lending money, but such lender shall be governed by the usury statutes of this state.
Structure Mississippi Code
Title 75 - Regulation of Trade, Commerce and Investments
Article 3 - Small Loan Regulatory Law
§ 75-67-101. Purpose of article
§ 75-67-107. Responsibility for administering provisions of Article 3
§ 75-67-109. Misleading advertising
§ 75-67-111. Licensees to keep records; requirements as to
§ 75-67-113. Access to records, etc.
§ 75-67-115. Expenses of examinations; paid by licensee
§ 75-67-119. Penalties for imposition of excessive finance charges
§ 75-67-122. Authorization for small loan licensees to charge and collect bad check charge
§ 75-67-123. Certain charges excluded from maximum allowable finance charge
§ 75-67-129. Rules and regulations
§ 75-67-131. Injunction for violation of article
§ 75-67-133. Prior obligations not impaired
§ 75-67-139. Municipal and county ordinances void if overly restrictive