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Article 1 - General Provision
§ 75-67-1. Pawnbrokers; application of article to - The provisions of Sections 75-67-39 and 75-67-41 shall be inapplicable...
§ 75-67-39. Interest charges with respect to monthly or weekly installment loans - Any persons, natural or artificial, including domestic and foreign corporations,...
§ 75-67-41. Loan paid before maturity; how - In any such loan contract as authorized in Section 75-67-39,...
Article 3 - Small Loan Regulatory Law
§ 75-67-101. Purpose of article - This article is hereby declared to be a public necessity...
§ 75-67-103. Definitions - The following words and phrases, when used in this article,...
§ 75-67-107. Responsibility for administering provisions of Article 3 - The provisions of this article shall be enforced and administered...
§ 75-67-109. Misleading advertising - It shall be a violation of this article for any...
§ 75-67-111. Licensees to keep records; requirements as to - Each licensee shall keep and use in his business such...
§ 75-67-113. Access to records, etc. - The comptroller or his duly authorized representatives shall have free...
§ 75-67-115. Expenses of examinations; paid by licensee - The commissioner may charge the licensee an examination fee in...
§ 75-67-119. Penalties for imposition of excessive finance charges - If any finance charge in excess of that expressly permitted...
§ 75-67-121. Recording and attorney's fees; insurance premiums; licensee may offer borrower opportunity to purchase auto club membership under certain circumstances - The limitations on the amount of insurance contained in subsection...
§ 75-67-122. Authorization for small loan licensees to charge and collect bad check charge - Any licensee hereunder who receives a check, draft, negotiable order...
§ 75-67-123. Certain charges excluded from maximum allowable finance charge - Notwithstanding any other law to the contrary, for purposes of...
§ 75-67-129. Rules and regulations - The commissioner shall have the power and authority to adopt,...
§ 75-67-131. Injunction for violation of article - Whenever the comptroller has reasonable cause to believe that any...
§ 75-67-133. Prior obligations not impaired - Nothing herein contained shall be so construed so as to...
§ 75-67-135. Exemptions - This article shall not apply to any person, firm, partnership,...
§ 75-67-139. Municipal and county ordinances void if overly restrictive - Municipalities and counties in this state may enact ordinances that...
Article 4 - Mississippi Consumer Alternative Installment Loan Act
§ 75-67-175. Short title - This article shall be known as the "Mississippi Consumer Alternative...
§ 75-67-181. Finance charge in lieu of interest on certain loans - In lieu of the interest and charges in Section 75-17-21,...
Article 5 - Small Loan Privilege Tax Law
§ 75-67-201. Title of article - This article shall be known as and referred to as...
§ 75-67-203. Definitions - The following words and phrases, when used in this article,...
§ 75-67-205. License required - No person shall engage in the business of lending money...
§ 75-67-207. Responsibilities for administration of Article 5 - The provisions of this article shall be enforced and administered...
§ 75-67-209. Application for license or renewal license - If any person shall desire to engage in the business...
§ 75-67-211. Bond required - There shall be presented and filed with such application a...
§ 75-67-213. Annual license fee - With each initial application for a license under the provisions...
§ 75-67-217. Procedure when application is filed; issuance or denial of license generally; prohibition against issuance of licenses to banks, trust companies, etc. - When any application is filed for a license under the...
§ 75-67-219. Return of bond and fees upon denial of application for license - When any application for a license is denied, the commissioner...
§ 75-67-221. Hearing when license denied - When any application for a license is denied, the applicant...
§ 75-67-223. Procedure at the hearing - All such hearings shall be held and conducted in the...
§ 75-67-225. Review of adverse decision - At all such hearings the comptroller shall cause the evidence...
§ 75-67-227. Forms of license - The license shall be in such form as the commissioner...
§ 75-67-229. Additional licenses and changes of location - Not more than one (1) place of business shall be...
§ 75-67-231. Preservation of records - All applications, bonds, records and other papers and documents filed...
§ 75-67-233. Additional bonds; when required - If the comptroller shall find, at any time, that any...
§ 75-67-235. Discontinuance of business and surrender of license - Any person holding a license under the provisions of this...
§ 75-67-237. Revocation of license; procedure and review by court - The commissioner may, if he be of the opinion that...
§ 75-67-239. Disposition of funds collected under Article 5 - All fees, license tax and penalties provided for in this...
§ 75-67-241. Exemptions - This article shall not apply to any person, firm, partnership,...
§ 75-67-243. Rules and regulations - The commissioner shall have the power and authority to adopt,...
§ 75-67-244. Commissioner authorized to examine persons suspected of conducting business requiring a license - The commissioner, or his duly authorized representative, for the purpose...
§ 75-67-247. Municipal and county ordinances void if overly restrictive - Municipalities and counties in this state may enact ordinances that...
Article 7 - Mississippi Pawnshop Act
§ 75-67-301. Short title - This article shall be known and may be cited as...
§ 75-67-303. Definitions - The following words and phrases used in this article shall...
§ 75-67-307. Information required to be pre-printed on pawn ticket - The following shall be printed on all pawn tickets: The...
§ 75-67-311. Redemption of pledged goods; failure to redeem - A pledgor shall have no obligation to redeem pledged goods...
§ 75-67-315. Prohibited acts of pawnbrokers, and clerks, agents or employees of pawnbroker - A pawnbroker and any clerk, agent or employee of such...
§ 75-67-331. Penalty for failure to secure a license - Any person who engages in the business of operating a...
§ 75-67-334. Authority of commissioner to examine persons suspected of violating licensure requirements - The commissioner, or his duly authorized representative, for the purpose...
§ 75-67-335. Liability of rightful owner to pawnbroker where pledged goods are found to be stolen; restitution awarded upon successful prosecution - If any pledged goods from a pawn transaction are found...
§ 75-67-337. Severability provision - The provisions of this article are severable. If any part...
§ 75-67-339. Time limit for existing pawnbrokers to apply for license and pay fee - Pawnbrokers operating pawnshop locations in business as of July 1,...
§ 75-67-341. Authority of Commissioner of Banking to develop forms; commissioner may examine records without notice - Any expenses incurred for such examinations are included in the...
§ 75-67-343. Authority of municipalities to enact ordinances complying with, but not more restrictive than, provision of this article - Municipalities in this state may enact ordinances which are in...
Article 9 - Title Pledge Act
§ 75-67-401. Title - This article shall be known and may be cited as...
§ 75-67-403. Definitions - The following words and phrases shall have the following meanings:...
§ 75-67-405. Title pledge transaction form - At the time the title pledge lender enters into each...
§ 75-67-415. Prohibited actions of title pledge lender - A title pledge lender, or any agent or employee of...
§ 75-67-429. Penalties for operating title pledge office without a license - Any person who engages in the business of operating a...
§ 75-67-433. Stolen pledged property - If any pledged property from a title pledge transaction is...
§ 75-67-437. Time period for application for license - Title pledge lenders in operation as of April 22, 1997,...
§ 75-67-439. Complying or conflicting municipal ordinance - Municipalities in this state may enact ordinances which are in...
§ 75-67-441. Severability - The provisions of this article are severable. If any part...
§ 75-67-443. Hiring of employees - The commissioner may employ additional necessary permanent full-time employees above...
§ 75-67-445. Advertising, displaying, or publishing false or misleading statements prohibited - A licensee shall not advertise, display or publish, or permit...
§ 75-67-447. Commissioner authorized to examine persons suspected of conducting business requiring a license - The commissioner, or his duly authorized representative, for the purpose...
Article 11 - Mississippi Check Cashers Act
§ 75-67-501. Short title - This article shall be known and may be cited as...
§ 75-67-503. Definitions - The following words and phrases used in this article shall...
§ 75-67-507. Exemptions - The provisions of this article shall not apply to: Any...
§ 75-67-509. Applicant eligibility requirements - To be eligible for a check casher license, an applicant...
§ 75-67-511. Application form - Each application for a license shall be in a form...
§ 75-67-516. Licensee prohibited from advertising, displaying, or publishing false or misleading statements - A licensee shall not advertise, display or publish, or permit...
§ 75-67-517. Maximum fees; advancing monies; time to deposit check - Notwithstanding any other provision of law, no check cashing business...
§ 75-67-519. Deferred and delayed deposits; licensee to provide consumer education pamplet to customer - "In addition to agreeing to the terms of this agreement,...
§ 75-67-523. Investigative powers and examinations - The commissioner, or his duly authorized representative, for the purpose...
§ 75-67-529. Severability - The provisions of this article are severable. If any part...
§ 75-67-531. Application deadline for existing businesses - Check cashers operating check cashing locations in business as of...
§ 75-67-533. Forms - The commissioner shall develop and provide any necessary forms to...
§ 75-67-535. Municipal ordinances - Municipalities in this state may enact ordinances which are in...
§ 75-67-537. Commissioner employees and funds authorized for enforcement - The commissioner may employ the necessary full-time employees above the...
Article 13 - Mississippi Credit Availability Act
§ 75-67-601. Short title - This article shall be known and may be cited as...
§ 75-67-603. Definitions - The following words and phrases used in this article shall...
§ 75-67-607. Exemptions - The provisions of this article shall not apply to any...
§ 75-67-609. Applicant eligibility requirements - To be eligible for a credit availability license, an applicant...
§ 75-67-611. Application form - Each application for a license shall be in a form...
§ 75-67-617. Advertising, displaying or publishing false or misleading statements prohibited - A licensee shall not advertise, display or publish, or permit...
§ 75-67-625. Investigative powers and examinations - The commissioner, or his duly authorized representative, for the purpose...
§ 75-67-631. Severability - The provisions of this article are severable. If any part...
§ 75-67-635. Commissioner employees and funds authorized for enforcement - The commissioner may employ the necessary full-time employees above the...
§ 75-67-639. Repeal of Sections 75-67-601 through 75-67-639, and Sections 75-67-403 and 75-67-505 - Sections 75-67-601 through 75-67-639, and Sections 75-67-403 and 75-67-505, shall...