If a third party requests access to a consumer report on which a security freeze applies, and this request is in connection with an application for credit, insurance or any other use, and the consumer does not immediately request the consumer reporting agency to lift the security freeze and allow his or her credit report to be accessed for that specific party or period of time, the third party may treat the consumer's application as incomplete.
Structure Mississippi Code
Title 75 - Regulation of Trade, Commerce and Investments
Chapter 24 - Regulation of Business for Consumer Protection
Obligations of Consumer Reporting Agencies
§ 75-24-203. Consumer to be notified of change to certain information in consumer's file; timing
§ 75-24-205. Notice to person requesting consumer report of security freeze on consumer file
§ 75-24-209. Inapplicability of security freeze to certain consumer reports
§ 75-24-211. Certain entities not required to place security freeze on consumer file