The requirement under Sections 75-24-201 through 75-24-217 to place a security freeze on a consumer file does not apply to:
A check service or fraud prevention service company that issues consumer reports:
To prevent or investigate fraud; or
For purposes of approving or processing negotiable instruments, electronic funds transfers or similar methods of payment; or
A deposit account information service company that issues consumer reports related to account closures caused by fraud, substantial overdrafts, automated teller machine abuses or similar negative information regarding a consumer to an inquiring financial institution for use by the financial institution only in reviewing a consumer request for a deposit account with that institution.
Structure Mississippi Code
Title 75 - Regulation of Trade, Commerce and Investments
Chapter 24 - Regulation of Business for Consumer Protection
Obligations of Consumer Reporting Agencies
§ 75-24-203. Consumer to be notified of change to certain information in consumer's file; timing
§ 75-24-205. Notice to person requesting consumer report of security freeze on consumer file
§ 75-24-209. Inapplicability of security freeze to certain consumer reports
§ 75-24-211. Certain entities not required to place security freeze on consumer file