Sec. 12.
Within 5 business days after placing a security freeze on a consumer's credit report under section 11, the consumer reporting agency shall do all of the following:
(a) Send a written confirmation of the security freeze to the consumer.
(b) Provide the consumer with a unique personal identification number or password to be used by the consumer when authorizing the release of the consumer's credit report to a specific person or for a specific period of time.
(c) Provide the consumer with a written statement of the procedures for requesting the consumer reporting agency to remove or temporarily lift a security freeze.
History: 2013, Act 229, Eff. Jan. 1, 2014
Structure Michigan Compiled Laws
Chapter 445 - Trade and Commerce
Act 229 of 2013 - Security Freeze Act (445.2511 - 445.2542)
Article 2 - (445.2521...445.2527)
Section 445.2521 - Placement of Security Freeze on Consumer's Credit Report; Conditions; Days.
Section 445.2523 - Release of Credit Report or Information; Express Prior Authorization Required.
Section 445.2524 - Temporary Lifting of Security Freeze.
Section 445.2525 - Incomplete Credit Application.