Sec. 11.
(1) A consumer reporting agency shall place a security freeze on a consumer's credit report if all of the following are met:
(a) The consumer reporting agency receives a request from the consumer for the placement of the security freeze under this act.
(b) The consumer does all of the following:
(i) Submits the request described in subdivision (a) to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency.
(ii) Provides to the consumer reporting agency sufficient proof of identification of the consumer.
(2) Within 5 business days after receiving a request that meets the requirements of subsection (1), a consumer reporting agency shall place a security freeze for the consumer.
History: 2013, Act 229, Eff. Jan. 1, 2014 ;-- Am. 2018, Act 76, Eff. June 17, 2018
Structure Michigan Compiled Laws
Chapter 445 - Trade and Commerce
Act 229 of 2013 - Security Freeze Act (445.2511 - 445.2542)
Article 2 - (445.2521...445.2527)
Section 445.2521 - Placement of Security Freeze on Consumer's Credit Report; Conditions; Days.
Section 445.2523 - Release of Credit Report or Information; Express Prior Authorization Required.
Section 445.2524 - Temporary Lifting of Security Freeze.
Section 445.2525 - Incomplete Credit Application.