Michigan Compiled Laws
Chapter 445 - Trade and Commerce
Act 229 of 2013 - Security Freeze Act (445.2511 - 445.2542)

Article 1 - (445.2511...445.2514)

Section 445.2511 - Short Title. - Sec. 1. This act shall be known and may be...

Section 445.2512 - Definitions. - Sec. 2. As used in this act: (a) "Consumer" means...

Section 445.2513 - Inapplicability of Article 2 to Certain Entities or Uses. - Sec. 3. Article 2 does not apply to any of...

Section 445.2514 - Inapplicability of Article 3 to Certain Entities or Uses. - Sec. 4. Article 3 does not apply to any of...

Article 2 - (445.2521...445.2527)

Section 445.2521 - Placement of Security Freeze on Consumer's Credit Report; Conditions; Days. - Sec. 11. (1) A consumer reporting agency shall place a...

Section 445.2522 - Placement of Security Freeze on Consumer's Credit Report; Duties of Consumer Reporting Agency. - Sec. 12. Within 5 business days after placing a security...

Section 445.2523 - Release of Credit Report or Information; Express Prior Authorization Required. - Sec. 13. Except as provided in section 14, if a...

Section 445.2524 - Temporary Lifting of Security Freeze. - Sec. 14. (1) A consumer who does all of the...

Section 445.2525 - Incomplete Credit Application. - Sec. 15. If, in connection with an application for credit...

Section 445.2526 - Duration of Security Freeze. - Sec. 16. A security freeze on a consumer's credit report...

Section 445.2527 - Removal of Security Freeze. - Sec. 17. (1) A consumer reporting agency shall remove a...

Article 3 - (445.2531...445.2535)

Section 445.2531 - Placement of Security Freeze on Protected Consumer's Credit Report; Requirements; Record; Days. - Sec. 21. (1) A consumer reporting agency shall place a...

Section 445.2532 - Release of Protected Consumer's Credit Report, Information, or Record; Duration of Security Freeze. - Sec. 22. (1) If a security freeze is in place,...

Section 445.2533 - Removal of Security Freeze for Protected Consumer. - Sec. 23. A consumer reporting agency shall remove a security...

Section 445.2534 - Removal of Security Freeze for Protected Consumer; Time Requirement. - Sec. 24. Within 30 days after receiving a request that...

Section 445.2535 - Removal of Security Freeze for Protected Consumer; Material Misrepresentation of Fact. - Sec. 25. A consumer reporting agency may remove a security...

Article 4 - (445.2541...445.2542)

Section 445.2541 - Fee; Prohibition. - Sec. 31. A consumer reporting agency may not charge a...

Section 445.2542 - Injunctive or Judicial Relief. - Sec. 32. The attorney general may apply to the circuit...