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Section 500.3901 - Long-Term Care Insurance; Definitions. - Sec. 3901. As used in this chapter: (a) "Acute condition"...
Section 500.3902 - Offer of Long-Term Care Coverage by Subsidiary of Health Care Corporation. - Sec. 3902. A nonprofit health care corporation shall only offer...
Section 500.3903 - Group Long-Term Care Insurance; Coverage Offered to Groups Described in MCL 500.3901(c)(iv) and 500.3901(c)(iii). - Sec. 3903. (1) Group long-term care insurance coverage shall not...
Section 500.3905 - Long-Term Care Coverage; Requirements; Certain Coverages Requiring Care Recommendations. - Sec. 3905. (1) Long-term care coverage shall meet all of...
Section 500.3906 - Designation of Person to Receive Notice of Termination; Reinstatement of Coverage; Effective Date of Section. - Sec. 3906. (1) An individual long-term care policy or certificate...
Section 500.3907 - Individual Long-Term Care Policy; Guaranteed Renewable Provision; Conversion; New Limitation Period; Intermediate Care Facility or Skilled Nursing Facility; Home Care Services. - Sec. 3907. (1) Each individual long-term care policy shall contain...
Section 500.3908 - Long-Term Care Partnership Program Policy; Conversion or Replacement. - Sec. 3908. (1) Subject to subsection (2), long-term care insurance...
Section 500.3909 - Option to Purchase Inflation Protection; Summary of Coverage; Applicability of Section. - Sec. 3909. (1) An insurer shall not offer a long-term...
Section 500.3910 - Option of Purchasing Policy or Certificate Including Nonforfeiture Benefits; Offer. - Sec. 3910. (1) This section does not apply to life...
Section 500.3910a - Nonforfeiture Benefits; Coverage Elements, Eligibility, Benefit Triggers, and Benefit Length; Contingent Benefit; Premium Increase; Notification; Duties of Insurer; Limitation on Maximum Benefits; Effective Date of Section; Premiu... - Sec. 3910a. (1) This section does not apply to life...
Section 500.3910b - Reduction Options; Applicability of Section to Long-Term Care Policies and Certificates Issued on or After June 1, 2007. - ***** 500.3910b SEE SUBSECTION (7) FOR APPLICABILITY ***** Sec. 3910b....
Section 500.3911 - Preexisting Condition; Limitation Period; Definition. - Sec. 3911. (1) A preexisting condition limitation period in a...
Section 500.3913 - Home Health Care Benefits. - Sec. 3913. (1) A long-term care insurance policy shall not...
Section 500.3915 - Certain Conditions Prohibited. - Sec. 3915. A long-term care insurance policy sold before, on,...
Section 500.3917 - Replacement Policy; Waiver of Time Periods Applicable to Preexisting Conditions and Probationary Periods. - Sec. 3917. If a long-term care insurance policy or certificate...
Section 500.3919 - Institutionalization; Extension of Benefits; Limitations. - Sec. 3919. Termination of long-term care insurance shall be without...
Section 500.3921 - Application; Questions Relating to Health Condition; Delivery; Record of Policy Rescissions; Annual Report to Commissioner. - Sec. 3921. (1) All applications for long-term care insurance policies...
Section 500.3923 - Riders or Endorsements; Certain Changes in Benefits or Premiums; Definition, Explanation, Description, and Labeling of Certain Terms. - Sec. 3923. (1) Except for riders or endorsements by which...
Section 500.3925 - Applicability of Section to Long-Term Care Policy or Certificate Issued on or After June 1, 2007; Information to Be Provided on Forms; Acknowledgement of Disclosure; Notice of Premium Rate Schedule Increase; Personal Worksheet; Ava... - ***** 500.3925 SEE SUBSECTION (1) FOR APPLICABILITY ***** Sec. 3925....
Section 500.3926 - Applicability of Section to Long-Term Care Policy or Certificate Issued on or After June 1, 2007; Information to Be Provided to Commissioner; Premium Rate Schedule; Statement; Request by Commissioner for Actuarial Demonstration; Ad... - ***** 500.3926 SEE SUBSECTION (1) FOR APPLICABILITY ***** Sec. 3926....
Section 500.3926a - Applicability of Section to Long-Term Care Policy or Certificate Issued on or After June 1, 2007; Notice of Pending Premium Rate Schedule Increase; Requirements; Review and Approval by Commissioner; Eligibility for Contingent Bene... - ***** 500.3926a SEE SUBSECTION (1) FOR APPLICABILITY ***** Sec. 3926a....
Section 500.3927 - Reasonableness of Benefits Relative to Premiums; Expected Loss Ratio; Evaluation of Factors; Applicability of Section. - Sec. 3927. (1) Benefits under individual long-term care insurance policies...
Section 500.3928 - Fixed Indivisible Premium Life Insurance Policy Funding Long-Term Care Benefits by Accelerating Death Benefit; Reasonableness of Benefits Relative to Premiums; Provisions. - Sec. 3928. A fixed indivisible premium life insurance policy that...
Section 500.3929 - Increasing Premiums Prohibited; Conditions. - Sec. 3929. The premiums charged to an insured for long-term...
Section 500.3930 - Acceleration of Benefits Under Group or Individual Life Policies or Riders; Determination of Policy Reserves. - Sec. 3930. (1) If long-term care benefits are provided through...
Section 500.3931 - Rules. - Sec. 3931. The commissioner may promulgate rules including the following:...
Section 500.3933 - Summary of Coverage. - Sec. 3933. An insurer that offers long-term care insurance shall...
Section 500.3935 - Statement Relating to Request for Additional Information. - Sec. 3935. An application for a long-term care policy shall...
Section 500.3937 - Shopper's Guide; Format; Providing to Applicants; Exception. - Sec. 3937. (1) A long-term care insurance shopper's guide in...
Section 500.3939 - Application; Questions Relating to Other Policies in Force or Use as Replacement; Agent's List of Other Policies Sold; Notice to Applicant and Existing Insurer; Appropriateness of Recommended Purchase or Replacement. - Sec. 3939. (1) Application forms shall include the following questions...
Section 500.3941 - Advertising; Filing Copy With Commissioner. - Sec. 3941. Every insurer providing long-term care insurance coverage in...
Section 500.3941a - Inapplicability of Section to Life Insurance Policies or Riders Containing Accelerated Benefits; Development of Suitability Standards. - Sec. 3941a. (1) This section does not apply to life...
Section 500.3942 - Marketing; Duties of Insurer; Use of "Level Premium" or "Noncancelable" Prohibited; Exception. - Sec. 3942. (1) Every insurer marketing long-term care insurance coverage...
Section 500.3942a - Reporting Requirements; Agent Activities; Preparation of Report. - Sec. 3942a. (1) Every insurer marketing long-term care insurance in...
Section 500.3943 - Right to Return Policy; Notice; “Direct Response Solicitation” Defined. - Sec. 3943. (1) Except as otherwise provided in subsection (2),...
Section 500.3945 - Violation; Penalty. - Sec. 3945. In addition to any other penalties provided by...
Section 500.3949 - Life and Long-Term Care Benefits; Marketing; Compliance. - Sec. 3949. (1) An insurer that has both life and...
Section 500.3951 - Policy Summary; Compliance With MCL 500.3933; Additional Provisions; Monthly Report. - Sec. 3951. (1) A policy summary shall be delivered for...
Section 500.3953 - Disclosure Statement. - Sec. 3953. A life insurance policy that provides an accelerated...
Section 500.3955 - Compliance With Chapter and Applicable Laws. - Sec. 3955. Each insurance policy that is advertised, marketed, or...