Massachusetts General Laws
Chapter 255d - Retail Installment Sales and Services
Section 25a - Holder of Agreement Subject to Buyer's Defenses Against Seller

Section 25A. The holder of a retail installment sale agreement, or other person acting in his behalf, shall be subject to all defenses, real and personal, which the installment buyer may have against the installment seller thereof.

Structure Massachusetts General Laws

Massachusetts General Laws

Part III - Courts, Judicial Officers and Proceedings in Civil Cases

Title IV - Certain Writs and Proceedings in Special Cases

Chapter 255d - Retail Installment Sales and Services

Section 1 - Definitions

Section 2 - Licenses; Application; Fees; Assignment or Transfer; Multi-State Licensing System

Section 3 - Rules and Regulations; Examination of Business Records; Annual Report

Section 4 - Summoning of Licensees; Failure to Appear; Effect

Section 5 - Refusal to Issue License; Notice; Appeal; Hearing

Section 6 - Violations of This Chapter; Investigations by Commissioner

Section 7 - Suspension or Revocation of License; Grounds

Section 8 - Suspension or Revocation of License; Procedure

Section 9 - Retail Installment Sale Agreements; Form and Contents

Section 9a - Improvement of Realty; Completion of Statement

Section 10 - Prohibited Agreements

Section 10a - Discrimination Against Cash Buyers

Section 11 - Finance Charges, Computation, Rates; Multiple Agreements Prohibited

Section 11a - Merchandise Certificates or Coupons; Right to Return

Section 11b - Merchandise Certificates or Coupons; Return Statement Required

Section 12 - Receipts for Payments; Sale or Assignment of Agreement

Section 13 - Payment in Full Before Maturity; Refund Credit

Section 14 - Cancellation of Agreement by Buyer; Notice; Refund of Deposits; Reclamation of Goods by Seller

Section 15 - Security Interest in Certain Goods; Prohibition

Section 16 - Extension Agreements; Form and Contents

Section 17 - Refinancing Agreements; Form and Contents

Section 18 - Subsequent Add-on Purchases; Consolidated Agreement; Payments; Termination of Security Interest

Section 18a - Modification of Agreement or Extension of Credit Prohibited; Exceptions; Notice to Buyer; Violations

Section 19 - Statement of Account; Contents

Section 20 - Delinquency and Collection Charge; Dishonored Check Charge

Section 21 - Default; Enforcement; Notice; Accelerated Payment; Curing of Default

Section 22 - Repossession of Collateral on Default; Hearing; Redemption; Disposition; Deficiency; Insurance Proceeds; Determination

Section 22a - Avoidance of Chapter

Section 24 - Waiver

Section 25 - Application of This Chapter

Section 25a - Holder of Agreement Subject to Buyer's Defenses Against Seller

Section 26 - Insurance

Section 27 - Revolving Credit Agreement; Form and Contents

Section 28 - Instruments Indicating Payment; Mailing to Buyer

Section 29 - Violation of Certain Provisions; Effect

Section 30 - Penalties

Section 31 - Truth-in-Lending Act; Application

Section 32 - Delivery of Notice