Massachusetts General Laws
Chapter 255c - Insurance Premium Finance Agencies
Section 16 - Prohibited Provisions in Agreements

Section 16. No premium finance agreement shall contain any provision whereby
(a) in the absence of default of the insured, the premium finance agency holding the agreement may, arbitrarily and without reasonable cause, accelerate the maturity of any part or all of the amount owing thereunder;
(b) a power of attorney is given to confess judgment in this commonwealth; or
(c) the insured relieves the insurance agent or broker or the premium finance agency holding the agreement from liability for any legal rights or remedies which the insured may otherwise have against him.

Structure Massachusetts General Laws

Massachusetts General Laws

Part III - Courts, Judicial Officers and Proceedings in Civil Cases

Title IV - Certain Writs and Proceedings in Special Cases

Chapter 255c - Insurance Premium Finance Agencies

Section 1 - Definitions

Section 2 - Necessity of License

Section 3 - Application for License; Issuance or Refusal of License; Fees; Duration of License; Multi-State Licensing System

Section 4 - Name and Address of Licensee; Posting of License; Change of Location

Section 5 - Revocation or Suspension of License; Grounds; Surrender of License; Effect

Section 6 - Rules and Regulations; Examination of Business Records; Confidential Communications; Annual Report

Section 8 - Witnesses; Summoning; Examination; Fees

Section 9 - Penalties

Section 11 - License Fees of Agents or Brokers; Basis; Application; Subsidiaries

Section 12 - Rebates; Prohibition; Effect of Filing of Premium Finance Agreement

Section 13 - Form of Agreement

Section 14 - Excessive Charges

Section 14a - Group Credit Life or Accident and Health or Involuntary Unemployment Insurance Charges; Prepayment; Refunds; Death Benefits; Disclosure Statements; Violations

Section 15 - Delinquency, Collection and Cancellation Charges

Section 16 - Prohibited Provisions in Agreements

Section 17 - Payment in Absence of Notice of Assignment

Section 18 - Statement of Payments and Unpaid Amounts; Full Payment by Insured

Section 19 - Payment in Full Before Maturity; Refund

Section 21 - Cancellation of Insurance Contract; Refund of Finance Charges; Deficiency; Notice of Cancellation

Section 22 - Scope and Application of Chapter

Section 23 - Truth-in-Lending Act; Application