Massachusetts General Laws
Chapter 255c - Insurance Premium Finance Agencies
Section 14 - Excessive Charges

Section 14. A premium finance agency shall not, except as otherwise provided by law, take or receive from an insured greater charges than are provided by section one hundred and sixty-two B of chapter one hundred and seventy-five, and the regulations issued thereunder, which charges shall commence as of the date from which the insurance company requires payment of the premium and payment was made to the insurance company for the financed policy, or the effective date of the policy, whichever is earlier.

Structure Massachusetts General Laws

Massachusetts General Laws

Part III - Courts, Judicial Officers and Proceedings in Civil Cases

Title IV - Certain Writs and Proceedings in Special Cases

Chapter 255c - Insurance Premium Finance Agencies

Section 1 - Definitions

Section 2 - Necessity of License

Section 3 - Application for License; Issuance or Refusal of License; Fees; Duration of License; Multi-State Licensing System

Section 4 - Name and Address of Licensee; Posting of License; Change of Location

Section 5 - Revocation or Suspension of License; Grounds; Surrender of License; Effect

Section 6 - Rules and Regulations; Examination of Business Records; Confidential Communications; Annual Report

Section 8 - Witnesses; Summoning; Examination; Fees

Section 9 - Penalties

Section 11 - License Fees of Agents or Brokers; Basis; Application; Subsidiaries

Section 12 - Rebates; Prohibition; Effect of Filing of Premium Finance Agreement

Section 13 - Form of Agreement

Section 14 - Excessive Charges

Section 14a - Group Credit Life or Accident and Health or Involuntary Unemployment Insurance Charges; Prepayment; Refunds; Death Benefits; Disclosure Statements; Violations

Section 15 - Delinquency, Collection and Cancellation Charges

Section 16 - Prohibited Provisions in Agreements

Section 17 - Payment in Absence of Notice of Assignment

Section 18 - Statement of Payments and Unpaid Amounts; Full Payment by Insured

Section 19 - Payment in Full Before Maturity; Refund

Section 21 - Cancellation of Insurance Contract; Refund of Finance Charges; Deficiency; Notice of Cancellation

Section 22 - Scope and Application of Chapter

Section 23 - Truth-in-Lending Act; Application