Maryland Statutes
Title 12 - Credit Regulations
Subtitle 10 - Credit Grantor Closed End Credit Provisions

Section 12-1001 - Definitions - (a) In this subtitle the following words have the meanings...

Section 12-1002 - Authorized Extensions of Credit - (a) Any credit grantor may, subject to the other provisions...

Section 12-1003 - Interest; Balloon Payments - (a) A credit grantor may charge and collect interest on...

Section 12-1004 - Variation in Periodic Percentage Rate - (a) If the agreement, note, or other evidence of the...

Section 12-1005 - Additional Fees and Charges - In addition to interest at a periodic percentage rate or...

Section 12-1006 - Deferral of Scheduled Payments; Deferral Charges; Insurance Premiums - A credit grantor may at any time permit a borrower...

Section 12-1007 - Insurance Generally - (a) (1) In this section the following words have the...

Section 12-1007.1 - Insurance Binders - (a) In this section, “binder” means a binder or other...

Section 12-1008 - Charges for Default or Delinquency - (a) If the agreement governing a loan permits, a credit...

Section 12-1009 - Prepayment - (a) A consumer borrower may prepay a loan in full...

Section 12-1010 - Refinancing - (a) Except as provided under subsection (c) of this section,...

Section 12-1011 - Attorney's Fees; Court and Other Collection Costs - (a) If a consumer borrower defaults under the terms of...

Section 12-1012 - Permitted Transactions and Charges - (a) (1) This subtitle does not prohibit a credit grantor...

Section 12-1013 - Applicability of Other Laws - (a) Unless otherwise provided under the express terms of the...

Section 12-1013.1 - General Provisions - (a) (1) On or after October 1, 1993, a credit...

Section 12-1013.2 - Delivery of Agreement, Note, or Other Evidence of Loan - (a) (1) Except as provided under paragraph (2) of this...

Section 12-1014 - General Provisions - (a) If any provision of this subtitle is held invalid,...

Section 12-1015 - Applicability of Certain Provisions of Financial Institutions Article; License to Be Issued by Commissioner of Financial Regulation - (a) A credit grantor making a loan or an extension...

Section 12-1016 - Complaint Procedure - (a) If a written complaint for violation of any provision...

Section 12-1017 - Criminal Penalties - Any credit grantor or his officer or employee who willfully...

Section 12-1018 - Civil Penalties - (a) (1) In this subsection, “notice” means the first to...

Section 12-1018.1 - Civil Penalties -- Exception - (a) In this section, “Commissioner” means the Commissioner of Financial...

Section 12-1019 - Limitation of Actions - An action for violation of this subtitle may not be...

Section 12-1020 - Limitation on Credit Grantor's Liability - A credit grantor is not liable for any failure to...

Section 12-1021 - Repossession - (a) (1) A credit grantor may repossess tangible personal property...

Section 12-1022 - Definitions; Financing Agreements - (a) (1) In this section the following words have the...

Section 12-1023 - Agreement or Other Evidence of Loan - (a) This section applies only to a loan made by...

Section 12-1023.1 - Obtaining Loan to Acquire Interest in or to Carry on a Business or Commercial Enterprise - (a) Any statement or characterization that indicates the borrower intends...

Section 12-1024 - Requirements Upon Loan Repayment - (a) (1) Except as provided in paragraph (2) of this...

Section 12-1025 - Written Statement Informing Consumer Borrower of Interest and Charges - (a) A credit grantor who receives scheduled monthly periodic payments...

Section 12-1026 - Escrow Account; Interest; Separability of Funds - (a) (1) In this section the following words have the...

Section 12-1027 - Lender's Inspection Fee - (a) In this section, “lender’s inspection fee” means a fee...

Section 12-1028 - Fees - (a) This section applies only to a loan to a...

Section 12-1029 - Homeowner Equity Protection - (a) (1) In this section the following words have the...