Maryland Statutes
Title 12 - Credit Regulations
Subtitle 9 - Credit Grantor Revolving Credit Provisions

Section 12-901 - Definitions - (a) In this subtitle the following words have the meanings...

Section 12-902 - Authorized Extensions of Credit - (a) Any credit grantor may, subject to the other provisions...

Section 12-903 - Interest and Finance Charges - (a) (1) A credit grantor may charge and collect interest...

Section 12-904 - Variation in Periodic Percentage Rate - (a) If the agreement governing the revolving credit plan so...

Section 12-905 - Additional Fees and Charges - (a) With respect to an unsecured open end credit plan,...

Section 12-906 - Plan Authorizing Both Loans and Purchases - (a) If the agreement governing a revolving credit plan permitting...

Section 12-907 - Plan Connected With Demand Deposit Account - (a) If credit under a revolving credit plan is offered...

Section 12-908 - Deferral of Scheduled Payments; Deferral Charge - A credit grantor may at any time allow a borrower...

Section 12-909 - Insurance Generally - (a) In connection with a plan established for a consumer...

Section 12-909.1 - Insurance Binders - (a) In this section, “binder” means a binder or other...

Section 12-910 - Charges for Default or Delinquency - (a) If the agreement governing a revolving credit plan permits,...

Section 12-911 - Attorney's Fees; Court or Other Collection Costs - (a) If a borrower defaults under the terms of a...

Section 12-912 - Amendment of Plan Agreement - (a) A credit grantor may, if the agreement governing a...

Section 12-913 - Applicability of Other Laws - (a) Unless otherwise provided under the express terms of the...

Section 12-913.1 - Election of Applicable Laws - (a) (1) On or after October 1, 1993, a credit...

Section 12-913.2 - Delivery of Plan Agreement; Proof of Delivery - (a) The credit grantor shall deliver a copy of the...

Section 12-914 - General Provisions - (a) If any provision of this subtitle is held invalid,...

Section 12-915 - Applicability of Certain Provisions of Financial Institutions Article; License to Be Issued by Commissioner of Financial Regulation - (a) A credit grantor making a loan or extension of...

Section 12-916 - Complaint Procedure - (a) If a written complaint for violation of any provision...

Section 12-917 - Criminal Penalties - Any credit grantor or his officer or employee who willfully...

Section 12-918 - Civil Penalties - (a) (1) In this subsection, “notice” means the first to...

Section 12-918.1 - Civil Penalties -- Exception - (a) In this section, “Commissioner” means the Commissioner of Financial...

Section 12-919 - Limitation of Actions - An action for violation of this subtitle may not be...

Section 12-920 - Limitation on Credit Grantor's Liability - A credit grantor is not liable for any failure to...

Section 12-921 - Repossession - (a) (1) A credit grantor may repossess tangible personal property...

Section 12-922 - Definitions; Financing Agreements - (a) (1) In this section the following words have the...

Section 12-923 - Agreements Governing Revolving Credit Plans - (a) This section applies only to a plan established by...

Section 12-923.1 - Use of Revolving Credit Plan to Acquire Interest in or to Carry on a Business or Commercial Enterprise - (a) Any statement or characterization that indicates the borrower intends...

Section 12-924 - Release of Lien Securing Extension of Credit - (a) (1) Except as provided in paragraph (2) of this...

Section 12-925 - Credit Grantor to Consider Borrower's Ability to Repay Loan - (a) (1) In this section the following words have the...