(a) (1) In this section the following words have the meanings indicated.
(2) “Foreclosed Property Registry” means the Foreclosed Property Registry established by the Commissioner of Financial Regulation under § 7–105.14 of this subtitle.
(3) “Local jurisdiction” means:
(i) A county; or
(ii) A municipal corporation.
(4) “Notice of foreclosure” means the notice described in subsection (b) of this section.
(5) “Person authorized to make the sale” means the person designated under the Maryland Rules to sell residential property subject to foreclosure.
(6) “Residential property” means real property improved by four or fewer dwelling units that are designed principally and are intended for human habitation.
(b) (1) Within 7 days of the filing of an order to docket or a complaint to foreclose a mortgage or deed of trust on a residential property by a person authorized to make the sale of the residential property, the person authorized to make the sale shall provide the Commissioner of Financial Regulation with a notice of foreclosure as required under this subsection.
(2) The notice of foreclosure shall:
(i) Be in the form the Commissioner of Financial Regulation requires, which may be the form of a registration with the Foreclosed Property Registry; and
(ii) Contain the following information regarding the property that is subject to foreclosure:
1. The street address;
2. The tax account number, if known;
3. Whether the property is vacant, if known;
4. The name, address, and telephone number of the owner or owners of the property, if known;
5. The name, address, and telephone number of the person authorized to make the sale; and
6. The name, address, and telephone number of a person authorized to manage and maintain the property before the foreclosure sale, if known.
(c) (1) A notice of foreclosure:
(i) Is not a public record as defined in § 4–101 of the General Provisions Article; and
(ii) Is not subject to Title 4 of the General Provisions Article.
(2) The Commissioner of Financial Regulation may authorize access to a notice of foreclosure only to local jurisdictions, the agencies of local jurisdictions, and representatives of State agencies.
(3) Notwithstanding paragraphs (1) and (2) of this subsection, the Commissioner of Financial Regulation or a local jurisdiction may provide information for a specific property described in a notice of foreclosure to:
(i) A person who owns property on the same block; or
(ii) A homeowners association or condominium in which the property is located.
Structure Maryland Statutes
Title 7 - Mortgages, Deeds of Trust, and Vendor's Liens
Subtitle 1 - Mortgages and Deeds of Trust
Section 7-102 - Necessity for Recitation of Secured Amount; Priority of Future Advances
Section 7-103 - Presumption of Ownership of Notes
Section 7-104 - Priority of Purchase-Money Mortgage or Deed of Trust
Section 7-105.1 - Residential Property Foreclosure Procedure; Mediation
Section 7-105.2 - Notice of Foreclosure -- Procedure
Section 7-105.3 - Notice and Disclosure Requirements for Foreclosure Sales
Section 7-105.6 - Interest Payable After Sale in Certain Counties
Section 7-105.7 - Secured Party May Purchase at Sale
Section 7-105.8 - Rights and Remedies as Between Purchasers and Tenants
Section 7-105.9 - Effect of Foreclosure on Annual Crops
Section 7-105.10 - Effect of Order for Resale on Default
Section 7-105.11 - Notice to Occupants of Residential Property in Foreclosure Action
Section 7-105.12 - Right to Collect Rent From Bona Fide Tenant in Possession
Section 7-105.13 - Certificate of Vacancy or Certificate of Property Unfit for Human Habitation
Section 7-105.14 - Internet-Based Foreclosed Property Registry
Section 7-105.15 - Foreclosure -- Legislative Powers Regarding Notice or Regulations
Section 7-105.16 - Foreclosure Sale of Residential Property
Section 7-105.17 - Motion for Deficiency Judgment
Section 7-105.18 - Expedited Foreclosure for Vacant and Abandoned Property
Section 7-106 - Releases; Continuation Statements
Section 7-107 - Payment of Property Taxes by Lender
Section 7-108 - Incorporation by Reference
Section 7-109 - Lenders Required to Disburse Certain Purchase Money Loans at Closing
Section 7-112 - Priority of Refinance Mortgage Over Junior Liens