Maryland Statutes
Subtitle 1 - Mortgages and Deeds of Trust
Section 7-105.2 - Notice of Foreclosure -- Procedure

(a)    (1)    In this section the following words have the meanings indicated.
        (2)    “Foreclosed Property Registry” means the Foreclosed Property Registry established by the Commissioner of Financial Regulation under § 7–105.14 of this subtitle.
        (3)    “Local jurisdiction” means:
            (i)    A county; or
            (ii)    A municipal corporation.
        (4)    “Notice of foreclosure” means the notice described in subsection (b) of this section.
        (5)    “Person authorized to make the sale” means the person designated under the Maryland Rules to sell residential property subject to foreclosure.
        (6)    “Residential property” means real property improved by four or fewer dwelling units that are designed principally and are intended for human habitation.
    (b)    (1)    Within 7 days of the filing of an order to docket or a complaint to foreclose a mortgage or deed of trust on a residential property by a person authorized to make the sale of the residential property, the person authorized to make the sale shall provide the Commissioner of Financial Regulation with a notice of foreclosure as required under this subsection.
        (2)    The notice of foreclosure shall:
            (i)    Be in the form the Commissioner of Financial Regulation requires, which may be the form of a registration with the Foreclosed Property Registry; and
            (ii)    Contain the following information regarding the property that is subject to foreclosure:
                1.    The street address;
                2.    The tax account number, if known;
                3.    Whether the property is vacant, if known;
                4.    The name, address, and telephone number of the owner or owners of the property, if known;
                5.    The name, address, and telephone number of the person authorized to make the sale; and
                6.    The name, address, and telephone number of a person authorized to manage and maintain the property before the foreclosure sale, if known.
    (c)    (1)    A notice of foreclosure:
            (i)    Is not a public record as defined in § 4–101 of the General Provisions Article; and
            (ii)    Is not subject to Title 4 of the General Provisions Article.
        (2)    The Commissioner of Financial Regulation may authorize access to a notice of foreclosure only to local jurisdictions, the agencies of local jurisdictions, and representatives of State agencies.
        (3)    Notwithstanding paragraphs (1) and (2) of this subsection, the Commissioner of Financial Regulation or a local jurisdiction may provide information for a specific property described in a notice of foreclosure to:
            (i)    A person who owns property on the same block; or
            (ii)    A homeowners association or condominium in which the property is located.

Structure Maryland Statutes

Maryland Statutes

Real Property

Title 7 - Mortgages, Deeds of Trust, and Vendor's Liens

Subtitle 1 - Mortgages and Deeds of Trust

Section 7-101 - When Deed Absolute in Terms to Be Considered a Mortgage; Assignment of Mortgages as Security; Certain Security Interests Perfected

Section 7-102 - Necessity for Recitation of Secured Amount; Priority of Future Advances

Section 7-103 - Presumption of Ownership of Notes

Section 7-104 - Priority of Purchase-Money Mortgage or Deed of Trust

Section 7-105 - Sales

Section 7-105.1 - Residential Property Foreclosure Procedure; Mediation

Section 7-105.2 - Notice of Foreclosure -- Procedure

Section 7-105.3 - Notice and Disclosure Requirements for Foreclosure Sales

Section 7-105.4 - Notice to Record Owner of Property of Proposed Foreclosure Sale; Limitation of Actions

Section 7-105.5 - Notice to Holder of Subordinate Interest; Requests for Notice; Limitation of Actions

Section 7-105.6 - Interest Payable After Sale in Certain Counties

Section 7-105.7 - Secured Party May Purchase at Sale

Section 7-105.8 - Rights and Remedies as Between Purchasers and Tenants

Section 7-105.9 - Effect of Foreclosure on Annual Crops

Section 7-105.10 - Effect of Order for Resale on Default

Section 7-105.11 - Notice to Occupants of Residential Property in Foreclosure Action

Section 7-105.12 - Right to Collect Rent From Bona Fide Tenant in Possession

Section 7-105.13 - Certificate of Vacancy or Certificate of Property Unfit for Human Habitation

Section 7-105.14 - Internet-Based Foreclosed Property Registry

Section 7-105.15 - Foreclosure -- Legislative Powers Regarding Notice or Regulations

Section 7-105.16 - Foreclosure Sale of Residential Property

Section 7-105.17 - Motion for Deficiency Judgment

Section 7-105.18 - Expedited Foreclosure for Vacant and Abandoned Property

Section 7-106 - Releases; Continuation Statements

Section 7-107 - Payment of Property Taxes by Lender

Section 7-108 - Incorporation by Reference

Section 7-109 - Lenders Required to Disburse Certain Purchase Money Loans at Closing

Section 7-110 - Priority of Certain Interests Transferred by Savings and Loan Associations to Government Agencies or Instrumentalities

Section 7-111 - Effect of Changes or Modifications to Existing Mortgages or Deeds of Trust on Priority of Liens

Section 7-112 - Priority of Refinance Mortgage Over Junior Liens

Section 7-113 - Prohibition on Nonjudicial Evictions