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Subtitle 1 - Mortgages and Deeds of Trust
Section 7-101 - When Deed Absolute in Terms to Be Considered a Mortgage; Assignment of Mortgages as Security; Certain Security Interests Perfected - (a) Every deed which by any other writing appears to...
Section 7-102 - Necessity for Recitation of Secured Amount; Priority of Future Advances - (a) (1) No mortgage or deed of trust may be...
Section 7-103 - Presumption of Ownership of Notes - (a) The title to any promissory note, other instrument, or...
Section 7-104 - Priority of Purchase-Money Mortgage or Deed of Trust - If property is sold and granted, and as part of...
Section 7-105 - Sales - (a) In this section, “individual” means a natural person. (b)...
Section 7-105.1 - Residential Property Foreclosure Procedure; Mediation - (a) (1) In this section the following words have the...
Section 7-105.2 - Notice of Foreclosure -- Procedure - (a) (1) In this section the following words have the...
Section 7-105.3 - Notice and Disclosure Requirements for Foreclosure Sales - (a) In addition to any other foreclosure requirements under the...
Section 7-105.4 - Notice to Record Owner of Property of Proposed Foreclosure Sale; Limitation of Actions - (a) In this section, “record owner” means the person holding...
Section 7-105.5 - Notice to Holder of Subordinate Interest; Requests for Notice; Limitation of Actions - (a) In this section, “holder of a subordinate interest” includes...
Section 7-105.6 - Interest Payable After Sale in Certain Counties - (a) Absent a provision to the contrary in a mortgage...
Section 7-105.7 - Secured Party May Purchase at Sale - No title to property acquired at sale of property subject...
Section 7-105.8 - Rights and Remedies as Between Purchasers and Tenants - (a) Except as provided in subsection (b) of this section,...
Section 7-105.9 - Effect of Foreclosure on Annual Crops - (a) Except as provided in this section, unless the mortgage...
Section 7-105.10 - Effect of Order for Resale on Default - The entry of an order for resale on default by...
Section 7-105.11 - Notice to Occupants of Residential Property in Foreclosure Action - (a) (1) In this section the following words have the...
Section 7-105.12 - Right to Collect Rent From Bona Fide Tenant in Possession - (a) (1) In this section the following words have the...
Section 7-105.13 - Certificate of Vacancy or Certificate of Property Unfit for Human Habitation - (a) (1) In this section the following words have the...
Section 7-105.14 - Internet-Based Foreclosed Property Registry - (a) (1) In this section the following words have the...
Section 7-105.15 - Foreclosure -- Legislative Powers Regarding Notice or Regulations - (a) Except as provided in subsection (b) of this section,...
Section 7-105.16 - Foreclosure Sale of Residential Property - (a) (1) In this section the following words have the...
Section 7-105.17 - Motion for Deficiency Judgment - (a) (1) In this section the following words have the...
Section 7-105.18 - Expedited Foreclosure for Vacant and Abandoned Property - (a) In this section, “residential property” has the meaning stated...
Section 7-106 - Releases; Continuation Statements - (a) No trustee of a deed of trust may charge,...
Section 7-107 - Payment of Property Taxes by Lender - (a) In the case of a mortgage or a deed...
Section 7-108 - Incorporation by Reference - Any person may record among the land records of any...
Section 7-109 - Lenders Required to Disburse Certain Purchase Money Loans at Closing - (a) (1) In this section the following words have the...
Section 7-110 - Priority of Certain Interests Transferred by Savings and Loan Associations to Government Agencies or Instrumentalities - (a) Notwithstanding any other provision of law, including this title,...
Section 7-111 - Effect of Changes or Modifications to Existing Mortgages or Deeds of Trust on Priority of Liens - (a) Subject to subsection (b) of this section, any change...
Section 7-112 - Priority of Refinance Mortgage Over Junior Liens - (a) (1) In this section the following words have the...
Section 7-113 - Prohibition on Nonjudicial Evictions - (a) (1) In this section the following words have the...
Subtitle 2 - Vendor's Liens
Section 7-201 - Sum Due and Time for Payment Must Appear on Face of Instrument; Certain Mortgages and Landlord's Lien Not Affected - If any property is granted, and the purchase money, or...
Section 7-202 - Power of Sale; Court of Equity May Decree Sale - The provisions of § 7–105 also are applicable to instruments...
Section 7-203 - Payment of Notes - Any deed retaining a valid vendor’s lien may provide that...
Section 7-204 - Assignment or Release of Lien - An assignment or release of a vendor’s lien may be...
Section 7-205 - Acceptance of Guarantee or Collateral Does Not Waive Lien - The acceptance by the vendor of any guarantee, endorsement, collateral,...
Subtitle 3 - Protection of Homeowners in Foreclosure Act
Part I - Definitions; General Provisions
Section 7-301 - Definitions - (a) In this subtitle the following words have the meanings...
Section 7-302 - Applicability of Subtitle - (a) Except as provided in subsection (b) of this section,...
Part II - Foreclosure Consultants
Section 7-305 - Rescission - (a) In addition to any other right under law to...
Section 7-306 - Foreclosure Consulting Contract - (a) A foreclosure consulting contract shall: (1) Be provided to...
Section 7-307 - Prohibited Activities by Foreclosure Consultant - A foreclosure consultant may not: (1) Engage in, arrange, offer,...
Section 7-308 - Foreclosure Consultant License - (a) (1) In this section the following words have the...
Section 7-309 - Duties - (a) A foreclosure consultant has a duty to provide the...
Part III - Sales or Transfers of Residences in Default
Section 7-310 - Rescission of Contract - (a) In addition to any other right under law to...
Section 7-311 - Foreclosure Reconveyance - (a) This section applies to a contract for the sale...
Section 7-312 - Obligations of Purchaser of Residence in Default - A purchaser of a residence in default may not: (1)...
Section 7-313 - Tenancy Agreement Included in Contract - (a) (1) If a tenancy agreement is included in a...
Part IV - Foreclosure Surplus Purchasers
Section 7-314 - Foreclosure Surplus Acquisition - (a) Each foreclosure surplus acquisition shall be in the form...
Section 7-315 - Rescission - (a) In addition to any other right of rescission, a...
Part V - Prohibited Acts; Enforcement and Penalties
Section 7-318 - Waiver of Rights - (a) A person may not induce or attempt to induce...
Section 7-318.1 - Violations - It is a violation of this subtitle if a foreclosure...
Section 7-319 - Enforcement - (a) The Attorney General may seek an injunction to prohibit...
Section 7-319.1 - Enforcement Powers of Commissioner - (a) The Commissioner may enforce the provisions of this subtitle...
Section 7-320 - Action for Damages by Homeowner - (a) (1) In addition to any action by the Attorney...
Section 7-321 - Penalties - (a) A person who violates any provision of this subtitle...
Section 7-322 - Notice of Conviction - (a) If a criminal prosecution under this subtitle results in...
Part VI - Short Title
Section 7-325 - Short Title - This subtitle may be cited as the “Protection of Homeowners...
Subtitle 4 - Maryland Mortgage Fraud Protection Act
Section 7-401 - Definitions - (a) In this subtitle the following words have the meanings...
Section 7-402 - Mortgage Fraud Prohibited - A person may not commit mortgage fraud.
Section 7-403 - Venue - For the purpose of venue under this subtitle, a violation...
Section 7-404 - Injunction; Judgment; Costs - (a) The Attorney General may seek an injunction to prohibit...
Section 7-404.1 - Enforcement Powers of Commissioner - (a) The Commissioner may enforce the provisions of this subtitle...
Section 7-405 - Investigation and Prosecution - (a) The Attorney General and the State’s Attorney are authorized...
Section 7-406 - Action for Damages - (a) (1) In addition to any action authorized under this...
Section 7-407 - Penalties - (a) Except as provided in subsections (b) and (c) of...
Section 7-408 - Property Subject to Forfeiture - (a) All real and personal property used or intended for...
Section 7-409 - Short Title - This subtitle may be cited as the Maryland Mortgage Fraud...
Subtitle 5 - Maryland Mortgage Assistance Relief Services Act
Section 7-501 - Definitions - (a) In this subtitle the following words have the meanings...
Section 7-502 - Compliance With Federal Law Required - A mortgage assistance relief service provider providing mortgage assistance relief...
Section 7-503 - Attorney Exemptions - The attorney exemptions in 12 C.F.R. § 1015.7 apply only...
Section 7-504 - Venue - For the purpose of venue under this subtitle, a violation...
Section 7-505 - Injunction or Other Relief - (a) The Attorney General may seek an injunction to prohibit...
Section 7-506 - Commissioner's Enforcement Powers - (a) The Commissioner may enforce the provisions of this subtitle...
Section 7-507 - Action for Damages - (a) (1) In addition to any action authorized under this...
Section 7-508 - Criminal Investigation and Prosecution; Reporting - (a) The Attorney General and the State’s Attorney are authorized...
Section 7-509 - Penalties - (a) A person who violates any provision of this subtitle...
Section 7-510 - Applicability of Commercial Law Article - A violation of this subtitle is: (1) An unfair or...
Section 7-511 - Short Title - This subtitle may be cited as the Maryland Mortgage Assistance...