Maryland Statutes
Subtitle 1 - Mortgages and Deeds of Trust
Section 7-105.13 - Certificate of Vacancy or Certificate of Property Unfit for Human Habitation

(a)    (1)    In this section the following words have the meanings indicated.
        (2)    “Certificate of property unfit for human habitation” means:
            (i)    In Baltimore City, a certificate of substantial repair; or
            (ii)    A certificate for residential property issued by a unit of a county or municipal corporation indicating that the county or municipal corporation has determined that the residential property is unfit for human habitation.
        (3)    “Certificate of vacancy” means a certificate for a residential property issued by a unit of a county or municipal corporation indicating that the residential property is vacant.
    (b)    This section applies only to a county or municipal corporation that issues a certificate of vacancy or a certificate of property unfit for human habitation.
    (c)    If a mortgage or deed of trust on residential property is in default, a person with a secured interest in the residential property may request that a county or municipal corporation issue a certificate of vacancy or a certificate of property unfit for human habitation.
    (d)    (1)    The county or municipal corporation shall issue to a secured party a certificate of vacancy for a residential property if the county or municipal corporation determines that the residential property is vacant.
        (2)    The county or municipal corporation shall issue to a secured party a certificate of property unfit for human habitation for a residential property if the county or municipal corporation determines in accordance with requirements of local, county, or State housing codes, that the residential property is unfit for human habitation.
        (3)    A certificate of vacancy or certificate of property unfit for human habitation issued under this subsection is valid for 60 days after the date the certificate is issued.
        (4)    A county or municipal corporation may charge a fee not exceeding $100 to a secured party to issue a certificate of vacancy or a certificate of property unfit for human habitation.
    (e)    Except as provided in subsection (f) of this section, if a certificate of vacancy or certificate of property unfit for human habitation is valid at the time of filing an order to docket or complaint to foreclose, § 7–105.1 of this subtitle does not apply to an action to foreclose a mortgage or deed of trust on the property for which the certificate was issued.
    (f)    (1)    The record owner or occupant of a property may challenge the certificate of vacancy or certificate of property unfit for human habitation under this section by notifying the circuit court of the challenge.
        (2)    A secured party filing an order to docket or complaint to foreclose based on a certificate of vacancy or a certificate of property unfit for human habitation under this section shall serve the foreclosure documents in accordance with § 7–105.1(h)(1) of this subtitle along with a description of the procedure to challenge the certificate and the form to be used to make the challenge.
        (3)    If a challenge under paragraph (1) of this subsection is upheld, the secured party shall comply with the requirements of § 7–105.1 of this subtitle.
    (g)    A county or municipal corporation may establish procedures governing the issuance of a certificate of vacancy or certificate of property unfit for human habitation under this section.

Structure Maryland Statutes

Maryland Statutes

Real Property

Title 7 - Mortgages, Deeds of Trust, and Vendor's Liens

Subtitle 1 - Mortgages and Deeds of Trust

Section 7-101 - When Deed Absolute in Terms to Be Considered a Mortgage; Assignment of Mortgages as Security; Certain Security Interests Perfected

Section 7-102 - Necessity for Recitation of Secured Amount; Priority of Future Advances

Section 7-103 - Presumption of Ownership of Notes

Section 7-104 - Priority of Purchase-Money Mortgage or Deed of Trust

Section 7-105 - Sales

Section 7-105.1 - Residential Property Foreclosure Procedure; Mediation

Section 7-105.2 - Notice of Foreclosure -- Procedure

Section 7-105.3 - Notice and Disclosure Requirements for Foreclosure Sales

Section 7-105.4 - Notice to Record Owner of Property of Proposed Foreclosure Sale; Limitation of Actions

Section 7-105.5 - Notice to Holder of Subordinate Interest; Requests for Notice; Limitation of Actions

Section 7-105.6 - Interest Payable After Sale in Certain Counties

Section 7-105.7 - Secured Party May Purchase at Sale

Section 7-105.8 - Rights and Remedies as Between Purchasers and Tenants

Section 7-105.9 - Effect of Foreclosure on Annual Crops

Section 7-105.10 - Effect of Order for Resale on Default

Section 7-105.11 - Notice to Occupants of Residential Property in Foreclosure Action

Section 7-105.12 - Right to Collect Rent From Bona Fide Tenant in Possession

Section 7-105.13 - Certificate of Vacancy or Certificate of Property Unfit for Human Habitation

Section 7-105.14 - Internet-Based Foreclosed Property Registry

Section 7-105.15 - Foreclosure -- Legislative Powers Regarding Notice or Regulations

Section 7-105.16 - Foreclosure Sale of Residential Property

Section 7-105.17 - Motion for Deficiency Judgment

Section 7-105.18 - Expedited Foreclosure for Vacant and Abandoned Property

Section 7-106 - Releases; Continuation Statements

Section 7-107 - Payment of Property Taxes by Lender

Section 7-108 - Incorporation by Reference

Section 7-109 - Lenders Required to Disburse Certain Purchase Money Loans at Closing

Section 7-110 - Priority of Certain Interests Transferred by Savings and Loan Associations to Government Agencies or Instrumentalities

Section 7-111 - Effect of Changes or Modifications to Existing Mortgages or Deeds of Trust on Priority of Liens

Section 7-112 - Priority of Refinance Mortgage Over Junior Liens

Section 7-113 - Prohibition on Nonjudicial Evictions