Maryland Statutes
Subtitle 1A - Consumer Protections
Section 15-1A-22 - Carriers May Refuse or Deny Coverage for Non-Discriminatory Reasons -- Discrimination Based on Sexual Orientation or Gender Identity Prohibited

(a)    (1)    In this section the following words have the meanings indicated.
        (2)    “Gender identity” has the meaning stated in § 20–101 of the State Government Article.
        (3)    “Sexual orientation” has the meaning stated in § 20–101 of the State Government Article.
    (b)    This section does not prohibit a carrier from refusing, withholding, or denying coverage under a health benefit plan to any individual for failure to conform to the usual and regular requirements, standards, and regulations of the carrier, unless the denial is based on discrimination on the grounds of race, sex, color, creed, national origin, marital status, sexual orientation, age, gender identity, or disability.
    (c)    This section does not apply to limitations or restrictions related to age or marital status that are specifically authorized or required under this article to limit or restrict eligibility for insurance coverage or benefits.
    (d)    A carrier may not refuse, withhold, or deny any individual coverage under a health benefit plan offered by the carrier or otherwise discriminate against any individual because of the individual’s race, sex, creed, color, national origin, marital status, sexual orientation, age, gender identity, or disability.
    (e)    The Commission on Civil Rights shall enforce the provisions of this section as provided for in § 2–202 of this article.

Structure Maryland Statutes

Maryland Statutes

Insurance

Title 15 - Health Insurance

Subtitle 1A - Consumer Protections

Section 15-1A-01 - Definitions

Section 15-1A-02 - Enforcement of Provisions by Commissioner

Section 15-1A-03 - Adoption of Regulations -- Application to Health Benefit Plan -- Grandfathered Plans

Section 15-1A-04 - Criteria for Health Benefit Plans -- Consistent With Federal Law

Section 15-1A-05 - Application to Grandfathered Plans -- Prohibition on Certain Exclusions or Denials

Section 15-1A-06 - Certain Factors Prohibited in Consideration -- Extra Premiums Prohibited

Section 15-1A-07 - Premium Rates Review -- Basis -- Ratio of Premium Rate Variation

Section 15-1A-08 - Coverage Available for Dependent Child Until Age of 26 Years -- Relationship to Insured

Section 15-1A-09 - Acceptance of All Employers and Individuals -- Exceptions

Section 15-1A-10 - Coverages Required and Additional Charges Prohibited -- Out-of-Network Charges -- Services Recommended or Not by Task Force

Section 15-1A-11 - Lifetime or Annual Limits on Benefits

Section 15-1A-12 - Limit on Waiting Period for Otherwise Eligible Individual

Section 15-1A-13 - Identification of Participating Primary Care Provider -- Children -- Obstetrical or Gynecological Care

Section 15-1A-14 - Emergency Services -- Coverages

Section 15-1A-15 - Summary of Benefits and Coverage Explanation -- Regulations by Commissioner -- Uniform Definitions -- Periodic Review

Section 15-1A-16 - Acceptable Medical Loss Ratio -- Calculation

Section 15-1A-17 - Required Information Provided by Carrier -- Disclosures -- Hardship Exemptions -- Catastrophic Plans

Section 15-1A-18 - Catastrophic Plans -- Regulations Governing

Section 15-1A-19 - Annual Limitations on Cost Sharing for Essential Health Benefits Covered -- Regulations

Section 15-1A-20 - Prescription Drug Essential Health Benefits for Individual and Small Group Plans

Section 15-1A-21 - Rescission of Coverage Under Health Benefit Plans -- Exceptions

Section 15-1A-22 - Carriers May Refuse or Deny Coverage for Non-Discriminatory Reasons -- Discrimination Based on Sexual Orientation or Gender Identity Prohibited