Maryland Statutes
Subtitle 1A - Consumer Protections
Section 15-1A-21 - Rescission of Coverage Under Health Benefit Plans -- Exceptions

(a)    This section applies to all grandfathered plans and to every health benefit plan that is not a grandfathered plan.
    (b)    (1)    Subject to § 15–1106 of this title, a carrier may not rescind the coverage under a health benefit plan unless:
            (i)    the insured individual performs an act, a practice, or an omission that constitutes fraud or makes a misrepresentation of material fact as prohibited by the health benefit plan; and
            (ii)    except as provided in paragraph (2) of this subsection, the carrier complies with 45 C.F.R. § 147.128.
        (2)    If the Commissioner adopts regulations as described in subsection (c) of this section, a carrier that rescinds the coverage under a health benefit plan in accordance with subsection (b) of this section shall comply with the adopted regulations.
    (c)    To the extent necessary, the Commissioner shall adopt regulations that:
        (1)    establish requirements that a carrier shall comply with to rescind coverage under subsection (b) of this section; and
        (2)    are consistent with 45 C.F.R. § 147.128 and any federal rules and guidance as those provisions were in effect December 1, 2019.

Structure Maryland Statutes