Maryland Statutes
Subtitle 1A - Consumer Protections
Section 15-1A-10 - Coverages Required and Additional Charges Prohibited -- Out-of-Network Charges -- Services Recommended or Not by Task Force

(a)    Except as provided in subsections (b) and (c) of this section, a carrier shall provide coverage for and may not impose any cost–sharing requirements, including copayments, coinsurance, or deductibles for:
        (1)    evidence–based items or services that have in effect a rating of A or B in the current recommendations of the United States Preventive Services Task Force with respect to the individual involved;
        (2)    immunizations for routine use in children, adolescents, and adults that have in effect a recommendation from the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention with respect to the individual involved, if the recommendation:
            (i)    has been adopted by the Director of the Centers for Disease Control and Prevention; and
            (ii)    is listed on the Immunization Schedules of the Centers for Disease Control and Prevention for routine use;
        (3)    with respect to infants, children, and adolescents, evidence–informed preventive care and screenings provided for in comprehensive guidelines supported by the Health Resources and Services Administration; and
        (4)    with respect to women:
            (i)    to the extent not provided in item (ii) of this item, preventive care and screenings as provided for in comprehensive guidelines supported by the Health Resources and Services Administration for purposes of § 2713(a)(4) of the federal Public Health Service Act; and
            (ii)    subject to § 15–826(c) of this title, contraceptive coverage as provided for in comprehensive guidelines supported by the Health Resources and Services Administration for purposes of § 2713(a)(4) of the federal Public Health Service Act.
    (b)    To the extent that cost–sharing is otherwise allowed under federal or State law, a health benefit plan that uses a network of providers may impose cost–sharing requirements on the coverage described in subsection (a) of this section for items or services delivered by an out–of–network provider.
    (c)    This section may not be construed to prohibit a carrier from providing coverage for services in addition to those recommended by the United States Preventive Services Task Force or to deny coverage for services that are not recommended by the Task Force.

Structure Maryland Statutes

Maryland Statutes

Insurance

Title 15 - Health Insurance

Subtitle 1A - Consumer Protections

Section 15-1A-01 - Definitions

Section 15-1A-02 - Enforcement of Provisions by Commissioner

Section 15-1A-03 - Adoption of Regulations -- Application to Health Benefit Plan -- Grandfathered Plans

Section 15-1A-04 - Criteria for Health Benefit Plans -- Consistent With Federal Law

Section 15-1A-05 - Application to Grandfathered Plans -- Prohibition on Certain Exclusions or Denials

Section 15-1A-06 - Certain Factors Prohibited in Consideration -- Extra Premiums Prohibited

Section 15-1A-07 - Premium Rates Review -- Basis -- Ratio of Premium Rate Variation

Section 15-1A-08 - Coverage Available for Dependent Child Until Age of 26 Years -- Relationship to Insured

Section 15-1A-09 - Acceptance of All Employers and Individuals -- Exceptions

Section 15-1A-10 - Coverages Required and Additional Charges Prohibited -- Out-of-Network Charges -- Services Recommended or Not by Task Force

Section 15-1A-11 - Lifetime or Annual Limits on Benefits

Section 15-1A-12 - Limit on Waiting Period for Otherwise Eligible Individual

Section 15-1A-13 - Identification of Participating Primary Care Provider -- Children -- Obstetrical or Gynecological Care

Section 15-1A-14 - Emergency Services -- Coverages

Section 15-1A-15 - Summary of Benefits and Coverage Explanation -- Regulations by Commissioner -- Uniform Definitions -- Periodic Review

Section 15-1A-16 - Acceptable Medical Loss Ratio -- Calculation

Section 15-1A-17 - Required Information Provided by Carrier -- Disclosures -- Hardship Exemptions -- Catastrophic Plans

Section 15-1A-18 - Catastrophic Plans -- Regulations Governing

Section 15-1A-19 - Annual Limitations on Cost Sharing for Essential Health Benefits Covered -- Regulations

Section 15-1A-20 - Prescription Drug Essential Health Benefits for Individual and Small Group Plans

Section 15-1A-21 - Rescission of Coverage Under Health Benefit Plans -- Exceptions

Section 15-1A-22 - Carriers May Refuse or Deny Coverage for Non-Discriminatory Reasons -- Discrimination Based on Sexual Orientation or Gender Identity Prohibited