Sec. 19. (a) An insurer shall each year file with the commissioner a description of the grievance procedure of the insurer established under this chapter, including:
(1) the total number of grievances handled through the procedure during the preceding calendar year;
(2) a compilation of the causes underlying those grievances; and
(3) a summary of the final disposition of those grievances.
(b) The information required by subsection (a) must be filed with the commissioner on or before March 1 of each year. The commissioner shall:
(1) make the information required to be filed under this section available to the public; and
(2) prepare an annual compilation of the data required under subsection (a) that allows for comparative analysis.
(c) The commissioner may require any additional reports as are necessary and appropriate for the commissioner to carry out the commissioner's duties under this article.
(d) The commissioner shall do the following:
(1) Compile and analyze complaints received by the department concerning a denial of coverage under an accident and sickness insurance policy for:
(A) an investigational or experimental treatment; or
(B) a treatment not considered to be medically necessary for a covered individual.
(2) If the commissioner determines that a pattern of denials of coverage is evident through the analysis performed under subdivision (1), report the pattern to the legislative council in an electronic format under IC 5-14-6.
(3) Remove from a report made under subdivision (2) any information that could be used to identify an individual.
As added by P.L.66-2001, SEC.2 and P.L.203-2001, SEC.13. Amended by P.L.18-2016, SEC.3.
Structure Indiana Code
Article 8. Life, Accident, and Health
Chapter 28. Internal Grievance Procedures
27-8-28-1. "Accident and Sickness Insurance Policy"
27-8-28-3. "Covered Individual"
27-8-28-5. "External Grievance"
27-8-28-7. "Grievance Procedure"
27-8-28-10. Grievance Procedure to Comply With Chapter Requirements
27-8-28-11. Commissioner May Examine Procedure
27-8-28-13. Notice of Grievance Related Information
27-8-28-14. Filing Grievance; Toll Free Number
27-8-28-15. Assistance in Filing Grievance; Designation of Representative
27-8-28-16. Policies and Procedures for Timely Resolution of Grievances
27-8-28-18. Insurer Prohibited From Taking Action
27-8-28-19. Grievance Procedure Filing; Complaint Analysis and Reporting