Indiana Code
Chapter 7. Small Loans
24-4.5-7-412. Endorsement of Check

Sec. 412. Upon the receipt of a check from a borrower for a small loan, unless the check is marked as void at the time of acceptance by the lender, the lender shall immediately stamp the back of the check with an endorsement that states:
"This check is being negotiated as part of a small loan under IC 24-4.5, and any holder of this check takes it subject to the claims and defenses of the maker.".
As added by P.L.38-2002, SEC.1. Amended by P.L.73-2004, SEC.32; P.L.35-2010, SEC.86.

Structure Indiana Code

Indiana Code

Title 24. Trade Regulation

Article 4.5. Uniform Consumer Credit Code

Chapter 7. Small Loans

24-4.5-7-101. Citation

24-4.5-7-102. Applicability; Authority to Make, Take Assignment Of, or Collect Small Loans; License Required; Application; Separate License Required for Activities Involving Consumer Loans; "Regularly Engages"

24-4.5-7-103. Definitions

24-4.5-7-104. Small Loan

24-4.5-7-105. Principal

24-4.5-7-106. Check

24-4.5-7-107. Renewal

24-4.5-7-108. Consecutive Small Loan

24-4.5-7-109. Paid in Full

24-4.5-7-110. Monthly Gross Income

24-4.5-7-111. Lender

24-4.5-7-112. Lender Not Considered a Financial Institution

24-4.5-7-201. Finance Charges

24-4.5-7-202. Fee for Dishonored Check, Electronic Funds Transfer, or Debit Authorization; Limits on Lender's Presentment of Check or Debiting of Account

24-4.5-7-301. Disclosures; Informational Brochure

24-4.5-7-401. Term of Loan; Consecutive Small Loans; Extended Payment Plans

24-4.5-7-402. Limits Based on Borrower's Income; Security; Partial Payments; Payments; Loan Documents; Recision; Renewal Prohibited

24-4.5-7-403. Security for Loan

24-4.5-7-404. Limits and Number and Amounts of Outstanding Loans; Lender's Verification; Third Party Data Base; Civil Penalties; Excess Finance Charges; Verification of Social Security Number

24-4.5-7-405. Carrying on Other Business

24-4.5-7-406. Borrower's Default; Permissible and Prohibited Remedies; Notice to Borrower

24-4.5-7-407. Repealed

24-4.5-7-408. Repealed

24-4.5-7-409. Violations; Remedies and Damages; Equitable Relief; Exhaustion of Administrative Remedies Not Required

24-4.5-7-410. Prohibited Acts by Lender

24-4.5-7-411. Exemption of Finance Charges

24-4.5-7-412. Endorsement of Check

24-4.5-7-413. Surety Bond; Requirements; Amount; Termination; Liability; Notices

24-4.5-7-414. Rulemaking Authority