Indiana Code
Article 4.5. Uniform Consumer Credit Code
Chapter 7. Small Loans

24-4.5-7-101. Citation - Sec. 101. This chapter shall be known and may be...

24-4.5-7-102. Applicability; Authority to Make, Take Assignment Of, or Collect Small Loans; License Required; Application; Separate License Required for Activities Involving Consumer Loans; "Regularly Engages" - Sec. 102. (1) Except as otherwise provided, all provisions of...

24-4.5-7-103. Definitions - Sec. 103. The following definitions apply to this chapter: "Small...

24-4.5-7-104. Small Loan - Sec. 104. (1) "Small loan" means a loan: (a) with...

24-4.5-7-105. Principal - Sec. 105. "Principal" means the total of: (a) the net...

24-4.5-7-106. Check - Sec. 106. For purposes of this chapter, "check" has the...

24-4.5-7-107. Renewal - Sec. 107. "Renewal" refers to a small loan that takes...

24-4.5-7-108. Consecutive Small Loan - Sec. 108. "Consecutive small loan" means a new small loan...

24-4.5-7-109. Paid in Full - Sec. 109. "Paid in full" means the termination of a...

24-4.5-7-110. Monthly Gross Income - Sec. 110. "Monthly gross income" means the income received by...

24-4.5-7-111. Lender - Sec. 111. "Lender" means a person that acquires and retains...

24-4.5-7-112. Lender Not Considered a Financial Institution - Sec. 112. A lender is not considered a financial institution,...

24-4.5-7-201. Finance Charges - Sec. 201. (1) Finance charges on the first two hundred...

24-4.5-7-202. Fee for Dishonored Check, Electronic Funds Transfer, or Debit Authorization; Limits on Lender's Presentment of Check or Debiting of Account - Sec. 202. (1) Notwithstanding any other law, the only fee...

24-4.5-7-301. Disclosures; Informational Brochure - Sec. 301. (1) For purposes of this section, the lender...

24-4.5-7-401. Term of Loan; Consecutive Small Loans; Extended Payment Plans - Sec. 401. (1) A small loan may not be made...

24-4.5-7-402. Limits Based on Borrower's Income; Security; Partial Payments; Payments; Loan Documents; Recision; Renewal Prohibited - Sec. 402. (1) A lender is prohibited from making a...

24-4.5-7-403. Security for Loan - Sec. 403. A small loan may not be secured by...

24-4.5-7-404. Limits and Number and Amounts of Outstanding Loans; Lender's Verification; Third Party Data Base; Civil Penalties; Excess Finance Charges; Verification of Social Security Number - Sec. 404. (1) As used in this section, "commercially reasonable...

24-4.5-7-405. Carrying on Other Business - Sec. 405. (1) This section does not apply to a...

24-4.5-7-406. Borrower's Default; Permissible and Prohibited Remedies; Notice to Borrower - Sec. 406. (1) An agreement with respect to a small...

24-4.5-7-407. Repealed - As added by P.L.38-2002, SEC.1. Repealed by P.L.73-2004, SEC.48.

24-4.5-7-408. Repealed - As added by P.L.38-2002, SEC.1. Repealed by P.L.73-2004, SEC.48.

24-4.5-7-409. Violations; Remedies and Damages; Equitable Relief; Exhaustion of Administrative Remedies Not Required - Sec. 409. (1) This section applies to licensees and unlicensed...

24-4.5-7-410. Prohibited Acts by Lender - Sec. 410. A lender making small loans, or an assignee...

24-4.5-7-411. Exemption of Finance Charges - Sec. 411. Finance charges made in compliance with this chapter...

24-4.5-7-412. Endorsement of Check - Sec. 412. Upon the receipt of a check from a...

24-4.5-7-413. Surety Bond; Requirements; Amount; Termination; Liability; Notices - Sec. 413. (1) A person engaged in making small loans...

24-4.5-7-414. Rulemaking Authority - Sec. 414. The department may adopt rules under IC 4-22-2...