Indiana Code
Chapter 7. Small Loans
24-4.5-7-105. Principal

Sec. 105. "Principal" means the total of:
(a) the net amount paid to, receivable by, or paid or payable from the account of the borrower; and
(b) to the extent that the payment is deferred, the additional charges permitted by this chapter that are not included in subdivision (a).
As added by P.L.38-2002, SEC.1. Amended by P.L.73-2004, SEC.18.

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Structure Indiana Code

Indiana Code

Title 24. Trade Regulation

Article 4.5. Uniform Consumer Credit Code

Chapter 7. Small Loans

24-4.5-7-101. Citation

24-4.5-7-102. Applicability; Authority to Make, Take Assignment Of, or Collect Small Loans; License Required; Application; Separate License Required for Activities Involving Consumer Loans; "Regularly Engages"

24-4.5-7-103. Definitions

24-4.5-7-104. Small Loan

24-4.5-7-105. Principal

24-4.5-7-106. Check

24-4.5-7-107. Renewal

24-4.5-7-108. Consecutive Small Loan

24-4.5-7-109. Paid in Full

24-4.5-7-110. Monthly Gross Income

24-4.5-7-111. Lender

24-4.5-7-112. Lender Not Considered a Financial Institution

24-4.5-7-201. Finance Charges

24-4.5-7-202. Fee for Dishonored Check, Electronic Funds Transfer, or Debit Authorization; Limits on Lender's Presentment of Check or Debiting of Account

24-4.5-7-301. Disclosures; Informational Brochure

24-4.5-7-401. Term of Loan; Consecutive Small Loans; Extended Payment Plans

24-4.5-7-402. Limits Based on Borrower's Income; Security; Partial Payments; Payments; Loan Documents; Recision; Renewal Prohibited

24-4.5-7-403. Security for Loan

24-4.5-7-404. Limits and Number and Amounts of Outstanding Loans; Lender's Verification; Third Party Data Base; Civil Penalties; Excess Finance Charges; Verification of Social Security Number

24-4.5-7-405. Carrying on Other Business

24-4.5-7-406. Borrower's Default; Permissible and Prohibited Remedies; Notice to Borrower

24-4.5-7-407. Repealed

24-4.5-7-408. Repealed

24-4.5-7-409. Violations; Remedies and Damages; Equitable Relief; Exhaustion of Administrative Remedies Not Required

24-4.5-7-410. Prohibited Acts by Lender

24-4.5-7-411. Exemption of Finance Charges

24-4.5-7-412. Endorsement of Check

24-4.5-7-413. Surety Bond; Requirements; Amount; Termination; Liability; Notices

24-4.5-7-414. Rulemaking Authority