Idaho Code
Part 6 - FUNDS TRANSFERS
Section 28-4-632 - VARIATION BY AGREEMENT AND EFFECT OF FUNDS-TRANSFER SYSTEM RULE.

28-4-632. VARIATION BY AGREEMENT AND EFFECT OF FUNDS-TRANSFER SYSTEM RULE. (1) Except as otherwise provided in this part, the rights and obligations of a party to a funds transfer may be varied by agreement of the affected party.
(2) "Funds-transfer system rule" means a rule of an association of banks:
(a) governing transmission of payment orders by means of a funds-transfer system of the association or rights and obligations with respect to those orders, or
(b) to the extent the rule governs rights and obligations between banks that are parties to a funds transfer in which a Federal Reserve bank, acting as an intermediary bank, sends a payment order to the beneficiary’s bank.
Except as otherwise provided in this part, a funds-transfer system rule governing rights and obligations between participating banks using the system may be effective even if the rule conflicts with this part and indirectly affects another party to the funds transfer who does not consent to the rule. A funds-transfer system rule may also govern rights and obligations of parties other than participating banks using the system to the extent stated in sections 28-4-629(3), 28-4-630(4), and 28-4-638(3).

History:
[28-4-632, added 1991, ch. 135, sec. 1, p. 315.]

Structure Idaho Code

Idaho Code

Title 28 - COMMERCIAL TRANSACTIONS

Chapter 4 - UNIFORM COMMERCIAL CODE — BANK DEPOSITS AND COLLECTIONS

Part 6 - FUNDS TRANSFERS

Section 28-4-601 - SHORT TITLE.

Section 28-4-602 - SUBJECT MATTER.

Section 28-4-603 - PAYMENT ORDER — DEFINITIONS.

Section 28-4-604 - FUNDS TRANSFER — DEFINITIONS.

Section 28-4-605 - OTHER DEFINITIONS.

Section 28-4-606 - TIME PAYMENT ORDER IS RECEIVED.

Section 28-4-607 - FEDERAL RESERVE REGULATIONS AND OPERATING CIRCULARS.

Section 28-4-608 - RELATIONSHIP TO ELECTRONIC FUND TRANSFER ACT.

Section 28-4-609 - SECURITY PROCEDURE.

Section 28-4-610 - AUTHORIZED AND VERIFIED PAYMENT ORDERS.

Section 28-4-611 - UNENFORCEABILITY OF CERTAIN VERIFIED PAYMENT ORDERS.

Section 28-4-612 - REFUND OF PAYMENT AND DUTY OF CUSTOMER TO REPORT WITH RESPECT TO UNAUTHORIZED PAYMENT ORDER.

Section 28-4-613 - ERRONEOUS PAYMENT ORDERS.

Section 28-4-614 - TRANSMISSION OF PAYMENT ORDER THROUGH FUNDS — TRANSFER OR OTHER COMMUNICATION SYSTEM.

Section 28-4-615 - MISDESCRIPTION OF BENEFICIARY.

Section 28-4-616 - MISDESCRIPTION OF INTERMEDIARY BANK OR BENEFICIARY’S BANK.

Section 28-4-617 - ACCEPTANCE OF PAYMENT ORDER.

Section 28-4-618 - REJECTION OF PAYMENT ORDER.

Section 28-4-619 - CANCELLATION AND AMENDMENT OF PAYMENT ORDER.

Section 28-4-620 - LIABILITY AND DUTY OF RECEIVING BANK REGARDING UNACCEPTED PAYMENT ORDER.

Section 28-4-621 - EXECUTION AND EXECUTION DATE.

Section 28-4-622 - OBLIGATIONS OF RECEIVING BANK IN EXECUTION OF PAYMENT ORDER.

Section 28-4-623 - ERRONEOUS EXECUTION OF PAYMENT ORDER.

Section 28-4-624 - DUTY OF SENDER TO REPORT ERRONEOUSLY EXECUTED PAYMENT ORDER.

Section 28-4-625 - LIABILITY FOR LATE OR IMPROPER EXECUTION OR FAILURE TO EXECUTE PAYMENT ORDER.

Section 28-4-626 - PAYMENT DATE.

Section 28-4-627 - OBLIGATION OF SENDER TO PAY RECEIVING BANK.

Section 28-4-628 - PAYMENT BY SENDER TO RECEIVING BANK.

Section 28-4-629 - OBLIGATION OF BENEFICIARY’S BANK TO PAY AND GIVE NOTICE TO BENEFICIARY.

Section 28-4-630 - PAYMENT BY BENEFICIARY’S BANK TO BENEFICIARY.

Section 28-4-631 - PAYMENT BY ORIGINATOR TO BENEFICIARY — DISCHARGE OF UNDERLYING OBLIGATION.

Section 28-4-632 - VARIATION BY AGREEMENT AND EFFECT OF FUNDS-TRANSFER SYSTEM RULE.

Section 28-4-633 - CREDITOR PROCESS SERVED ON RECEIVING BANK — SETOFF BY BENEFICIARY’S BANK.

Section 28-4-634 - INJUNCTION OR RESTRAINING ORDER WITH RESPECT TO FUNDS TRANSFER.

Section 28-4-635 - ORDER IN WHICH ITEMS AND PAYMENT ORDERS MAY BE CHARGED TO ACCOUNT — ORDER OF WITHDRAWALS FROM ACCOUNT.

Section 28-4-636 - PRECLUSION OF OBJECTION TO DEBIT OF CUSTOMER’S ACCOUNT.

Section 28-4-637 - RATE OF INTEREST.

Section 28-4-638 - CHOICE OF LAW.