Idaho Code
Part 6 - FUNDS TRANSFERS
Section 28-4-604 - FUNDS TRANSFER — DEFINITIONS.

28-4-604. FUNDS TRANSFER — DEFINITIONS. In this part:
(1) "Funds transfer" means the series of transactions, beginning with the originator’s payment order, made for the purpose of making payment to the beneficiary of the order. The term includes any payment order issued by the originator’s bank or an intermediary bank intended to carry out the originator’s payment order. A funds transfer is completed by acceptance by the beneficiary’s bank of a payment order for the benefit of the beneficiary of the originator’s payment order.
(2) "Intermediary bank" means a receiving bank other than the originator’s bank or the beneficiary’s bank.
(3) "Originator" means the sender of the first payment order in a funds transfer.
(4) "Originator’s bank" means:
(a) the receiving bank to which the payment order of the originator is issued if the originator is not a bank, or
(b) the originator if the originator is a bank.

History:
[28-4-604, added 1991, ch. 135, sec. 1, p. 297.]

Structure Idaho Code

Idaho Code

Title 28 - COMMERCIAL TRANSACTIONS

Chapter 4 - UNIFORM COMMERCIAL CODE — BANK DEPOSITS AND COLLECTIONS

Part 6 - FUNDS TRANSFERS

Section 28-4-601 - SHORT TITLE.

Section 28-4-602 - SUBJECT MATTER.

Section 28-4-603 - PAYMENT ORDER — DEFINITIONS.

Section 28-4-604 - FUNDS TRANSFER — DEFINITIONS.

Section 28-4-605 - OTHER DEFINITIONS.

Section 28-4-606 - TIME PAYMENT ORDER IS RECEIVED.

Section 28-4-607 - FEDERAL RESERVE REGULATIONS AND OPERATING CIRCULARS.

Section 28-4-608 - RELATIONSHIP TO ELECTRONIC FUND TRANSFER ACT.

Section 28-4-609 - SECURITY PROCEDURE.

Section 28-4-610 - AUTHORIZED AND VERIFIED PAYMENT ORDERS.

Section 28-4-611 - UNENFORCEABILITY OF CERTAIN VERIFIED PAYMENT ORDERS.

Section 28-4-612 - REFUND OF PAYMENT AND DUTY OF CUSTOMER TO REPORT WITH RESPECT TO UNAUTHORIZED PAYMENT ORDER.

Section 28-4-613 - ERRONEOUS PAYMENT ORDERS.

Section 28-4-614 - TRANSMISSION OF PAYMENT ORDER THROUGH FUNDS — TRANSFER OR OTHER COMMUNICATION SYSTEM.

Section 28-4-615 - MISDESCRIPTION OF BENEFICIARY.

Section 28-4-616 - MISDESCRIPTION OF INTERMEDIARY BANK OR BENEFICIARY’S BANK.

Section 28-4-617 - ACCEPTANCE OF PAYMENT ORDER.

Section 28-4-618 - REJECTION OF PAYMENT ORDER.

Section 28-4-619 - CANCELLATION AND AMENDMENT OF PAYMENT ORDER.

Section 28-4-620 - LIABILITY AND DUTY OF RECEIVING BANK REGARDING UNACCEPTED PAYMENT ORDER.

Section 28-4-621 - EXECUTION AND EXECUTION DATE.

Section 28-4-622 - OBLIGATIONS OF RECEIVING BANK IN EXECUTION OF PAYMENT ORDER.

Section 28-4-623 - ERRONEOUS EXECUTION OF PAYMENT ORDER.

Section 28-4-624 - DUTY OF SENDER TO REPORT ERRONEOUSLY EXECUTED PAYMENT ORDER.

Section 28-4-625 - LIABILITY FOR LATE OR IMPROPER EXECUTION OR FAILURE TO EXECUTE PAYMENT ORDER.

Section 28-4-626 - PAYMENT DATE.

Section 28-4-627 - OBLIGATION OF SENDER TO PAY RECEIVING BANK.

Section 28-4-628 - PAYMENT BY SENDER TO RECEIVING BANK.

Section 28-4-629 - OBLIGATION OF BENEFICIARY’S BANK TO PAY AND GIVE NOTICE TO BENEFICIARY.

Section 28-4-630 - PAYMENT BY BENEFICIARY’S BANK TO BENEFICIARY.

Section 28-4-631 - PAYMENT BY ORIGINATOR TO BENEFICIARY — DISCHARGE OF UNDERLYING OBLIGATION.

Section 28-4-632 - VARIATION BY AGREEMENT AND EFFECT OF FUNDS-TRANSFER SYSTEM RULE.

Section 28-4-633 - CREDITOR PROCESS SERVED ON RECEIVING BANK — SETOFF BY BENEFICIARY’S BANK.

Section 28-4-634 - INJUNCTION OR RESTRAINING ORDER WITH RESPECT TO FUNDS TRANSFER.

Section 28-4-635 - ORDER IN WHICH ITEMS AND PAYMENT ORDERS MAY BE CHARGED TO ACCOUNT — ORDER OF WITHDRAWALS FROM ACCOUNT.

Section 28-4-636 - PRECLUSION OF OBJECTION TO DEBIT OF CUSTOMER’S ACCOUNT.

Section 28-4-637 - RATE OF INTEREST.

Section 28-4-638 - CHOICE OF LAW.