§431:4-110 Bond or cash deposit. (a) The commissioner shall not issue a solicitation permit until the person applying therefor files with the commissioner a corporate surety bond in the penalty sum of $150,000, in favor of this State and for the use and benefit of this State and of subscribers and creditors of the proposed organization. The bond shall be conditioned upon the payment of costs incurred by this State in the event of any legal proceedings for liquidation or dissolution of the proposed organization before completion of organization or in the event a certificate of authority is not granted; upon a full accounting for funds received until the proposed insurer has been granted its certificate of authority; or until the proposed corporation has completed its organization as defined in the solicitation permit.
(b) In lieu of filing the bond described in subsection (a), the person may deposit with the director of finance through the commissioner $150,000 in cash or in United States government bonds at par value, to be held in trust upon the same conditions as required for the bond.
(c) The commissioner may waive the requirement for a bond or deposit in lieu thereof if the permit provides that:
(1) The proposed securities are to be distributed solely and finally to those few persons who are the active promoters intimate to the formation of the insurer or other corporation, or to the formation of the insurer or other corporation; or
(2) The securities are to be issued in connection with subsequent financing as provided in section 431:4-120, and distribution thereof is not to be made to the general public.
(d) Any bond filed, or any deposit or remaining portion thereof held under this section shall be released and discharged upon settlement or termination of all liabilities against it. [L 1987, c 347, pt of §2; am L 1993, c 205, §8]
Structure Hawaii Revised Statutes
431:1-101 Compliance required.
431:1-104 Particular provisions prevail.
431:1-105 Records, statements and reports.
431:1-203 Classes of insurance
431:1-204 Life insurance defined.
431:1-205 Accident and health or sickness insurance defined
431:1-206 Property insurance defined.
431:1-207 Marine and transportation insurance defined.
431:1-208 Vehicle insurance defined.
431:1-209 General casualty insurance defined.
431:1-210 Surety insurance defined.
431:1-211 Ocean marine insurance defined.
431:1-214 United States defined.
431:1-215 Transaction of an insurance business.
431:1-216 General business practice.
431:1-217 Insurance policies issued to construction professionals.
431:2-102 Insurance commissioner.
431:2-105 Deputies, employees.
431:2-106 Ethical requirements for insurance division staff.
431:2-107 Workers' compensation rate analysis.
431:2-108 Commissioner may delegate.
431:2-109 Supplies, convention blanks.
431:2-201 General powers and duties.
431:2-201.2 Standards for commissioner.
431:2-201.3 Criminal convictions; consent to engage in business.
431:2-201.5 Conformity to federal law.
431:2-201.8 Sales to members of the armed forces.
431:2-202.5 Approval; when deemed effective.
431:2-204 Commissioner's power to subpoena.
431:2-205 Commissioner to receive service of legal process on foreign or alien insurer.
431:2-206 How service on commissioner made.
431:2-207 Contempt proceedings.
431:2-209 Records and reports.
431:2-210 Copies and certificates as evidence.
431:2-212 Interstate cooperation.
431:2-214 The commissioner's education and training fund.
431:2-215 Deposits to compliance resolution fund.
431:2-216 Assessments of health insurers.
431:2-302 Authority, scope, and scheduling of examinations.
431:2-303 Examination of producers, adjusters, promoters, and independent bill reviewers.
431:2-304 Examination of guaranty associations.
431:2-305 Examination reports.
431:2-306 Examination expense.
431:2-307.5 Reimbursement and compensation of examiners; source of funds; disposition of receipts.
431:2-308 Administrative procedure act applies.
431:2-402 Insurance fraud investigations branch.
431:2-405 Insurance fraud; administrative penalties
431:2-406 Administrative procedures
431:2-407 Acceptance of payment
431:2-408 Civil cause of action for insurance fraud; exemption
431:2-410 Deposit into the compliance resolution fund
431:2D-101 Legislative intent.
431:2D-103 Domestic responsibility and deference to other states.
431:2D-104 Market analysis procedures.
431:2D-105 Protocols for market conduct actions.
431:2D-106 Protocols for market conduct examinations.
431:2D-107 Confidentiality requirements.
431:2D-108 Market conduct surveillance personnel.
431:2D-109 Immunity for market conduct surveillance personnel.
431:2D-110 Fines and penalties.
431:2D-111 Data collection and participation in national market conduct databases.
431:2D-113 Additional duties of the commissioner.
431:3-107 Reciprocal insurance.
431:3-203 Qualifications for authority.
431:3-203.5 Foreign insurer; certification
431:3-204 Classes of insurance authorized
431:3-205 Funds required of new insurers.
431:3-206 Additional funds required, new insurers.
431:3-207 Noncompliance as to capital stock and surplus permitted certain insurers for five years.
431:3-209 Deposits of alien and foreign insurers; special deposits.
431:3-210 Determination of capital funds of alien insurer.
431:3-212 Application for authority.
431:3-212.5 Redomestication of authorized insurers.
431:3-213 Authority issued or denied.
431:3-214 Extension; amendment.
431:3-215 Withdrawal from State; obligations.
431:3-216 Mandatory refusal, suspension or revocation provisions.
431:3-217 Discretionary refusal, suspension or revocation provisions.
431:3-218 Procedure upon revocation; suspension of certificate of authority.
431:3-219 Suspension period; revocation.
431:3-301 Annual and quarterly filings with commissioner.
431:3-302 Annual and quarterly filings with the National Association of Insurance Commissioners.
431:3-304.5 Statement of actuarial opinion; property and casualty insurance; confidentiality.
431:3-306.5 Residential hurricane coverage.
431:3-308 Alien government owned insurers.
431:3-309 Disclosure of profits by insurers.
431:3-402 Risk-based capital reports.
431:3-403 Company action level event.
431:3-404 Regulatory action level event.
431:3-405 Authorized control level event.
431:3-406 Mandatory control level event.
431:3-408 Confidentiality and prohibition on announcements; prohibition on use in ratemaking.
431:3-409 Supplemental provisions; rules; exceptions.
431:3A-101 Purpose; scope; applicability.
431:3A-201 Initial privacy notice to consumers required.
431:3A-202 Annual privacy notice to customers required.
431:3A-203 Information to be included in privacy notices.
431:3A-204 Form of opt out notice to consumers and opt out methods.
431:3A-205 Revised privacy notices.
431:3A-302 Limits on redisclosure and reuse of nonpublic personal financial information.
431:3A-303 Limits on sharing account number information for marketing purposes.
431:3A-501 Protection of Fair Credit Reporting Act.
431:3B-102 Powers of the commissioner.
431:3B-106 Private cause of action.
431:3B-201 Implementation of an information security program.
431:3B-202 Objectives of the information security program; risk assessment.
431:3B-204 Oversight by board of directors.
431:3B-205 Oversight of third-party service provider arrangements.
431:3B-206 Program adjustments.
431:3B-207 Incident response plan.
431:3B-208 Annual certification to commissioner
431:3B-301 Investigation of a cybersecurity event.
431:3B-302 Notification of a cybersecurity event.
431:3B-303 Notification to consumers.
431:3B-304 Notice regarding cybersecurity events of third-party service providers.
431:3B-305 Notice regarding cybersecurity events of reinsures to insurers.
431:3B-306 Notice regarding cybersecurity events of insurers to producers of record.
431:3D-103 Risk management framework.
431:3D-104 Own risk and solvency assessment requirement.
431:3D-105 Own risk and solvency assessment summary report.
431:3D-107 Contents of own risk and solvency assessment summary report.
431:3G-103 Disclosure requirement.
431:3G-105 Contents of corporate governance annual disclosure.
431:3G-107 National Association of Insurance Commissioners and third-party consultants.
431:4-102 Types of insurers permitted.
431:4-103 Corporation law applies in general.
431:4-104 Articles of incorporation.
431:4-107 Solicitation permit required.
431:4-108 Application for a solicitation permit.
431:4-109 Permit issued or denied.
431:4-110 Bond or cash deposit.
431:4-111 Expiration and contents.
431:4-112 Permit not an inducement.
431:4-113 Organization solicitor's license.
431:4-114 Revocation of solicitation permit.
431:4-116 Expense pending completion.
431:4-117 Issuance and forfeiture of securities.
431:4-118 Insurance application.
431:4-119 Refund upon failure to complete or qualify or upon revocation of solicitation permit.
431:4-120 Subsequent financing.
431:4-124 Prohibited guaranty.
431:4-125 Fees on use of funds.
431:4-126 Comply with foreign laws.
431:4-127 Solicitation in other states.
431:4-201 Other laws applicable.
431:4-202 Increase of capital.
431:4-203 Decrease of capital.
431:4-204 Dividends to stockholders.
431:4-205 Illegal dividends; reductions.
431:4-206 Repayment of contributed surplus.
431:4-207 Participating policies.
431:4-208 Statement by beneficial owner, director, officer.
431:4-209 Recovery of profits realized.
431:4-210 Unlawful sales of equity security.
431:4-211 Exempt transactions.
431:4-212 Arbitrage transactions not affected.
431:4-213 Exempt equity securities.
431:4-214 Rules and regulations.
431:4-232 Schedule A: information required in a proxy statement.
431:4-234 Proxies, consents, and authorizations.
431:4-235 Schedules and exhibits.
431:4-236 Disclosure of equivalent information.
431:4-238 Information to be furnished to stockholders.
431:4-239 Requirements as to proxy.
431:4-240 Material required to be filed.
431:4-241 False or misleading statements.
431:4-242 Prohibition of certain solicitations.
431:4-243 Election contests; applicability.
431:4-244 Filing of information required by schedule B.
431:4-245 Solicitations prior to furnishing required written proxy statement.
431:4-246 Solicitation prior to furnishing required written proxy statement; filing requirements.
431:4-247 Application of this part to annual report.
431:4-301 Other articles applicable.
431:4-302 Initial qualifications for mutual insurers.
431:4-303 Mutual property insurer.
431:4-304 Mutual casualty insurer.
431:4-305 Mutual vehicle insurer.
431:4-306 Mutual life insurer.
431:4-307 Mutual accident and health or sickness insurer.
431:4-311 Notice of annual meeting.
431:4-314 Limitation on expenses incurred in writing property and casualty
431:4-315 Violation of expense limitation.
431:4-316 Actions on officers' salaries.
431:4-317 Contingent liability of members.
431:4-318 Accrual of liability.
431:4-319 Contingent liability as asset.
431:4-321 Nonassessable policies.
431:4-322 Applies to all policies.
431:4-323 Revocation of authority.
431:4-325 Nonparticipating policies.
431:4-326 Members' share of assets.
431:4-401 Application of other sections.
431:4-403 Insuring powers of reciprocals.
431:4-408 Organization of reciprocal insurers.
431:4-409 Application for authority; declaration required.
431:4-415 Subscribers' advisory committee.
431:4-416 Subscriber's liability.
431:4-417 Subscriber's liability on judgments.
431:4-418 Aggregate liability.
431:4-420 Time limit for assessment.
431:4-421 Nonassessable policies.
431:4-422 Contributions of surplus.
431:4-424 Subscriber's share of assets.
431:4-501 Reorganization, merger or consolidation.
431:4-502 Mutualization of stock insurers.
431:4-503 Conversion or reinsurance of mutual insurer.
431:4-504 Merger or conversion of reciprocal insurer.
431:4A-101 Credit allowed a domestic ceding insurer.
431:4A-103 Qualified United States financial institutions.
431:4F-103 Authorization of entry.
431:4F-104 Maintenance of trust account.
431:4F-105 Requirements for trust agreement.
431:4F-106 Reporting requirements for United States branches of alien insurers.
431:4F-107 Additional requirements for United States branch license.
431:4F-108 Authority of commissioner.
431:5-101 Impairment of capital.
431:5-102 Impairment of surplus.
431:5-103 Impairment of reciprocal's surplus.
431:5-204 Determining financial condition of reciprocal insurers.
431:5-301 Unearned premium reserve.
431:5-302 Unearned premium reserve for marine and transportation.
431:5-304 Loss reserves for liability and workers' compensation insurance.
431:5-306 Reserve credit for reinsurance.
431:5-307 Standard valuation law; life.
431:5-309 Valuation of other securities.
431:5-310 Valuation of property.
431:5-311 Valuation of purchase money mortgages.
431:6-101 Definitions pertaining to investments.
431:6-102 Merged, reorganized institutions.
431:6-103 Eligible investments; scope.
431:6-104 General qualifications.
431:6-105 General limitations.
431:6-106 Record of investments.
431:6-201 Required investments for capital and reserves.
431:6-302 Corporate obligations.
431:6-303 Preferred or guaranteed stocks or shares.
431:6-304 Trustees or receivers obligations.
431:6-305 Equipment trust obligations.
431:6-306 Mortgage loans and contracts.
431:6-307 Mortgage loan limited by property value.
431:6-308 Encumbrance defined.
431:6-309 Appraisal; insurance; limit.
431:6-310 Security agreements.
431:6-311 Real property owned.
431:6-312 Time limit for disposal.
431:6-319 Miscellaneous investments.
431:6-320 Special consent investments.
431:6-321 Hedging transactions.
431:6-322 Common trust funds; mutual funds; and exchange traded funds.
431:6-401 Prohibited investments.
431:6-402 Securities underwriting; agreements to withhold or to repurchase.
431:6-403 Disposal of ineligible property and securities.
431:6-404 Authorization of investments.
431:6-501 Investments of foreign, alien insurers.
431:6-601 Insurer investment pools.
431:6-602 Securities lending, repurchase, reverse repurchase, and dollar roll; investment pools.
431:7-201 Annual and monthly tax statements.
431:7-203 Administrative refunds.
431:7-205 Reports to department of taxation.
431:7-206 Domestic company credit for retaliatory taxes paid other states.
431:7-207 Tax credit to facilitate regulatory oversight.
431:7-208 Low-income housing, insurance premium tax credit.
431:7-209 High technology business investment tax credit.
431:7-301 Deposits of insurers.
431:7-303 Securities eligible for deposit.
431:7-305 Transfer of securities.
431:7-306 Director may designate depositary.
431:7-307 Responsibility for deposits.
431:7-308 Dividends and substitutions.
431:7-310 Voluntary excess deposit.
431:7-311 Not subject to levy.
431:8-201 Transacting insurance business without certificate of authority prohibited.
431:8-202 Acting for or aiding unauthorized insurer prohibited.
431:8-203 Validity of contracts illegally effectuated.
431:8-204 Liability of person assisting unauthorized insurer.
431:8-205 Insurance independently procured; duty to report and pay tax.
431:8-206 Commissioner may enjoin unauthorized insurers.
431:8-207 Legal process against unauthorized insurer; how service of process made.
431:8-208 Defense of action by unauthorized insurer; bond.
431:8-210 Advertising prohibited.
431:8-300 Exemptions from surplus lines law.
431:8-301 Insurance placed with unauthorized insurer permitted.
431:8-302 Surplus lines insurers.
431:8-303, 431:8-304 REPEALED.
431:8-305 Evidence of insurance; changes; penalties.
431:8-306 Signature of broker and special endorsement of surplus lines policy.
431:8-307 Broker's duty to notify insured
431:8-308 Surplus lines insurance valid.
431:8-309 Effect of payment to surplus lines broker.
431:8-310 Surplus lines broker license required; application and qualifications for license.
431:8-312 Records of surplus lines broker.
431:8-313 Surplus lines broker's reports to commissioner.
431:8-314 Surplus lines advisory organizations.
431:8-315 Tax on surplus lines.
431:8-316 Penalty for failure to file statement or remit tax.
431:8-317 License denial, nonrenewal, suspension, or revocation.
431:8-318 Examination of surplus lines broker's accounts and records
431:8-319 Actions against surplus lines insurer; service of process.
431:8-321 Nonresident licensing.
431:8-323 Exemption from examination.
431:8-324 Surplus lines broker license examination
431:8-325 Scope of examination.
431:8-326 Time of examinations.
431:8-327 Prerequisites for license renewal.
431:8-328 Continuing education recordkeeping
431:8-329 Commissioner's authority to grant waiver.
431:9-102 to 431:9-104 REPEALED.
431:9-201 License required; exception.
431:9-203 General qualifications for license.
431:9-204 Applications for license.
431:9-206 Examinations for license.
431:9-207 Scope of examination
431:9-208 Time of examinations.
431:9-210 to 431:9-213 REPEALED.
431:9-215 to 431:9-219 REPEALED.
431:9-222 Qualification for adjuster's license.
431:9-222.5 Claims adjusters; limited license.
431:9-223 Public adjuster's bond.
431:9-225 Form of adjusters' license.
431:9-226 Powers conferred by an adjuster's license.
431:9-227 Adjuster; restrictions.
431:9-229 Records of adjuster or independent bill reviewer
431:9-230 Reporting and accounting for funds.
431:9-232 Extension of licenses.
431:9-233, 431:9-234 REPEALED.
431:9-234.5 Reporting of actions.
431:9-235 Denial, suspension, revocation of licenses.
431:9-237 Duration of suspension.
431:9-239 Reinstatement or relicensing.
431:9-242 Compensation by contingency fee prohibited.
431:9-243 Qualification for independent bill reviewer's license.
431:9-244 Contracts between public adjuster and insured.
431:9-301 to 431:9-305 REPEALED.
431:9A-101 to 431:9A-108 REPEALED.
431:9A-104 Exceptions to licensing.
431:9A-105 Insurance producer license examination
431:9A-106 Application for license.
431:9A-108 Nonresident licensing.
431:9A-108.5 Process against nonresident licensees
431:9A-109 Exemption from examination.
431:9A-110 Legal, trade, and assumed names.
431:9A-111 Temporary licensing.
431:9A-112 License denial, nonrenewal, suspension, or revocation.
431:9A-112.3 Suspension or denial of license for noncompliance with support order.
431:9A-112.5 Controlled business.
431:9A-115 Notification to commissioner of termination.
431:9A-117 Reporting of actions.
431:9A-119 Scope of examination.
431:9A-120 Time of examinations.
431:9A-123 Records of insurance producer.
431:9A-123.5 Reporting and accounting for premiums
431:9A-124 Prerequisites for license renewal.
431:9A-125 Continuing education recordkeeping.
431:9A-130 Commissioner's authority to grant waiver.
431:9A-142 Requirements for license and renewal.
431:9A-143 Standard of conduct
431:9A-151 Continuing education course provider certificate.
431:9A-152 Continuing education course provider additional duties.
431:9A-154 Self-study courses.
431:9A-156 Course instructors.
431:9A-158 Reporting credit hours and recordkeeping.
431:9A-160 Advisory committee.
431:9A-172 Licensure of owners.
431:9A-173 Requirements for sale of stored property insurance.
431:9A-174 Authority of owners.
431:9A-175 Sanctions for violations.
431:9A-176 Application for license and fees.
431:9A-177 Standard of conduct
431:9B-103 Required contract provisions; reinsurance intermediary-brokers.
431:9B-104 Books and records; reinsurance intermediary-brokers.
431:9B-105 Duties of insurers utilizing the services of a reinsurance intermediary-broker.
431:9B-106 Required contract provisions; reinsurance intermediary-managers.
431:9B-108 Duties of reinsurers utilizing the services of a reinsurance intermediary-manager.
431:9B-109 Examination authority.
431:9B-110 Penalties and liabilities.
431:9C-103 Required contract provisions
431:9C-104 Duties of insurers.
431:9C-105 Examination authority.
431:9C-106 Penalties and liabilities.
431:9J-102 License required; application.
431:9J-103 Surety bond required.
431:9J-104 Written agreement required.
431:9J-105 Effect of payments to administrator.
431:9J-106 Recordkeeping required; commissioner's access to records.
431:9J-107 Advertising by administrator.
431:9J-108 Fiduciary duties of administrator; payment of claims by administrator.
431:9J-109 Compensation of administrator.
431:9J-110 Written notice to insureds required.
431:9J-111 Delivery of written information to insured.
431:9J-112 Annual report required.
431:9J-113 License denial, nonrenewal, suspension, or revocation; fines.
431:9N-102 License denial, nonrenewal, suspension, or revocation; trade name bar.
431:9N-103 Fiduciary responsibilities.
431:9N-104 Bail agent not to act as attorney.
431:10-101 Scope; effective dates.
431:10-103 Exemptions of certain contracts.
431:10-104 General readability requirements.
431:10-105 Required reading test; authorization and availability.
431:10-106 Flesch reading ease test; procedures.
431:10-107 Filing of certificate.
431:10-108 Flesch reading ease score; lower score authorized; when.
431:10-109 Disclosure of health care coverage and benefits.
431:10-204 Insurable interest required; personal insurances.
431:10-205 Interest of the insured.
431:10-206 Application for insurance: consent of insured required.
431:10-207 Alteration of application.
431:10-208 Limitations on use of application as evidence.
431:10-209 Warranties, misrepresentations in applications.
431:10-210 Standard form fire insurance policy.
431:10-211 Content of policies in general.
431:10-211.3 Commercial general liability extended reporting requirements.
431:10-211.5 Premium waiver provisions; restrictions.
431:10-214 Right to return policy.
431:10-215 Readjustment of premiums; dividends.
431:10-216 Additional contents.
431:10-217 Charter, bylaw provisions.
431:10-218 Stated premium must include all charges.
431:10-219 Multi-peril policies, premiums stated separately.
431:10-220 Policy must contain entire contract.
431:10-221 Prohibited policy provisions: limiting actions and jurisdictions.
431:10-222 Construction industry; indemnity agreements invalid.
431:10-222.5 Pooled insurance.
431:10-223 Underwriters and combination policies.
431:10-224 Execution of policies.
431:10-225 Delivery of policy.
431:10-226 Renewal of policy; new policy not required.
431:10-226.5 Notice of cancellation or nonrenewal.
431:10-227 Retroactive annulment of liability policies prohibited.
431:10-228 Assignment of policies.
431:10-229 Dividends payable to the real party.
431:10-230 Payment discharges insurer.
431:10-231 Exemption of proceeds; accident and health or sickness.
431:10-232 Exemption of proceeds; life, endowment and annuity.
431:10-233 Exemption of proceeds; group life.
431:10-234 Spouses' and reciprocal beneficiaries' right in life insurance policy.
431:10-235 Forms for proof of loss furnished.
431:10-236 Claim administration not waiver.
431:10-237 Construction of policies.
431:10-238 Validity of noncomplying forms.
431:10-239 Intervening breach.
431:10-240 Insurance contracts; punitive damages.
431:10-241 Venue in certain actions.
431:10-242 Policyholder and other suits against insurer.
431:10-243 Interest upon proceeds of life insurance policies.
431:10-244 Filing procedure for contracts approved by commissioner.
431:10A-101 Applications and exceptions.
431:10A-102 Accident and health or sickness insurance policy defined.
431:10A-103 Family coverage defined.
431:10A-105 Required provisions.
431:10A-105.3 Association health plan policy; compliance with state law.
431:10A-105.5 Federal law compliance.
431:10A-105.7 Required disclaimer.
431:10A-106 Optional provisions.
431:10A-107 Inapplicable or inconsistent provisions.
431:10A-108 Order of certain policy provisions.
431:10A-109 Third party ownership.
431:10A-110 Requirements of other jurisdictions.
431:10A-111 Other policy provisions.
431:10A-112 Policy conflicting with this part.
431:10A-115 Coverage of newborn children.
431:10A-116 Coverage for specific services.
431:10A-116.2 Mammograms; referral not required.
431:10A-116.3 Coverage for telehealth.
431:10A-116.5 In vitro fertilization procedure coverage.
431:10A-116.6 Contraceptive services.
431:10A-116.7 Contraceptive services; religious employers exemption.
431:10A-119 Hospice care coverage.
431:10A-121 Coverage for diabetes.
431:10A-122 Colon cancer screening coverage.
431:10A-125 Primary care provider; advanced practice registered nurse.
431:10A-132 Orthodontic services for orofacial anomalies; benefits and coverage; notice.
431:10A-133 Autism benefits and coverage; notice; definitions.
431:10A-134 Human immunodeficiency virus and acquired immunodeficiency syndrome screening coverage.
431:10A-140 Formulary; accessibility requirements.
431:10A-141 Extension of dependent coverage.
431:10A-142 Prohibition of preexisting condition exclusions.
431:10A-143 Prohibited discrimination in premiums or contributions.
431:10A-144 Reimbursement to providers.
431:10A-202 Health care groups.
431:10A-203 Standard provisions.
431:10A-204 Optional provision, examination and autopsy.
431:10A-205 Payment of benefits.
431:10A-206 Coverage of newborn children.
431:10A-207 Coverage for specific services.
431:10A-208 Qualified medical child support order.
431:10A-209 Association health plan policy; compliance with state law.
431:10A-210 Extension of dependent coverage.
431:10A-211 Prohibition of preexisting condition exclusions.
431:10A-212 Prohibited discrimination in premiums or contributions.
431:10A-302 Applicability and scope.
431:10A-304 Standards for policy provisions.
431:10A-306 Loss ratio standards.
431:10A-307 Disclosure standards.
431:10A-308 Notice of free examination.
431:10A-309 Filings; approval of forms.
431:10A-310 Filing requirements for advertising.
431:10A-403 Association of insurers; policyholder; policy.
431:10A-404 Persons authorized to transact insurance.
431:10A-404.5 Genetic information nondiscrimination in extended health insurance coverage.
431:10A-405 Association; powers, process; examination.
431:10A-406 Forms; rates; approval.
431:10A-407 Duplication of benefits; adjustment.
431:10A-408 Annual report filed by association.
431:10A-409 Articles of association; agent, membership list; deception.
431:10A-410 Violation of other laws.
431:10A-521 to 431:10A-531 REPEALED.
431:10A-602 Federally funded programs; exemption.
431:10A-603 Self-employed persons, exemption.
431:10A-604 Bona fide trade associations.
431:10A-605 Short-term, limited-duration health insurance.
431:10A-606 Medication synchronization; proration; dispensing fees.
431:10A-607 Limited benefit health insurance
431:10B-104 Forms of credit life insurance and credit disability insurance
431:10B-105 Amount of credit life insurance and credit disability insurance.
431:10B-106 Term of credit life and credit disability insurance.
431:10B-107 Provisions of policies and certificates of insurance: disclosure to debtors.
431:10B-108 Filing, approval, and withdrawal of forms and premium rates.
431:10B-109 Premiums and refunds.
431:10B-110 Issuance of policies.
431:10B-112 Existing insurance and choice of insurer.
431:10C-103.5 Personal injury protection benefits; defined; limits.
431:10C-104 Conditions of operation and registration of motor vehicles.
431:10C-106 Specialty insurers not prohibited.
431:10C-107 Verification of insurance: motor vehicles.
431:10C-108 Unlawful use of motor vehicle insurance identification card.
431:10C-110 Rejection of application, joint underwriting plan placement.
431:10C-110.5 Replacing motor vehicle insurance policy through an insurer's affiliate or subsidiary.
431:10C-111 Cancellation and nonrenewal of policies: when prohibited, when permitted.
431:10C-111.5 Limit on nonrenewals and conditional renewals.
431:10C-112 Notice of cancellation or nonrenewal; effect on term of coverage.
431:10C-113 Violation of rejection, cancellation and nonrenewal provisions.
431:10C-114 Insured's obligations upon termination of insurance.
431:10C-115 Drivers education fund underwriters fee.
431:10C-116 Challenges to motor vehicle insurance law; intervention by attorney general.
431:10C-117.5 Additional civil liability.
431:10C-118 Fee in lieu of fine; defense.
431:10C-119 Insurer's requirements.
431:10C-120 Prohibitions, penalty.
431:10C-122 Payment of general excise tax and certificate of ownership fee on third-party claims.
431:10C-201 Motor vehicle insurance rates generally.
431:10C-202 Making of motor vehicle insurance rates.
431:10C-202.5 Immediate rate freeze; rate reduction; relief.
431:10C-205 Rate review: request by aggrieved party.
431:10C-207 Discriminatory practices prohibited.
431:10C-208 Increase in premiums prohibited.
431:10C-209 Rate administration.
431:10C-210 Publication of premium information.
431:10C-212 Administrative hearing on insurer's denial of claim.
431:10C-215 Inspection and audit.
431:10G-201 Making of motorcycle and motor scooter insurance rates.
431:10G-203 Rate review: request by aggrieved party.
431:10G-204 Rate review: rate methods in noncompliance with article.
431:10G-206 Rate administration.
431:10C-301 Required motor vehicle policy coverage.
431:10C-301.5 Covered loss deductible.
431:10C-302 Required optional additional insurance.
431:10C-302.5 Managed care option.
431:10C-303 Right to personal injury protection benefits.
431:10C-304 Obligation to pay personal injury protection benefits.
431:10C-305 Source of payment.
431:10C-305.5 Right to reimbursement of deductible paid; when.
431:10C-306 Abolition of tort liability.
431:10C-307 Reimbursement of duplicate benefits.
431:10C-308.5 Limitation on charges.
431:10C-309 Total loss motor vehicle claims.
431:10C-310 Total loss motor vehicle claims: replacement.
431:10C-311 Total loss motor vehicle claims: cash settlement.
431:10C-312 Payment of excise tax and certificate of ownership fee.
431:10C-313 Insurer practices regarding loss of use, storage and towing, and betterment.
431:10C-315 Statute of limitations.
431:10G-301 Required motorcycle and motor scooter policy coverage.
431:10C-404 Allocation of costs.
431:10C-405 Board of governors.
431:10C-406 Regulations, review, and appellate procedure.
431:10C-409 Establishment and criteria.
431:10C-411 Optional additional coverages.
431:10C-412 Adjustment and refund
431:10C-501 to 431:10C-504 REPEALED.
431:10C-602 Surety bond or deposit of security; proof of financial ability.
431:10C-603 Proof of ability to process and pay claims promptly.
431:10C-604 Issuance of certificate of self-insurance.
431:10C-605 Duty to notify commissioner.
431:10C-606 Duration of certification.
431:10C-607 Revocation of certificate of self-insurance.
431:10C-608 Termination of self-insurer status and withdrawal of security deposit.
431:10C-702 Relation to other laws.
431:10C-705 Disclaimers, waiver of liability, and indemnity agreements invalid.
431:10D-102 Standard provisions required.
431:10D-103 Policy loan interest rates for policies issued after June 22, 1982.
431:10D-104 Standard nonforfeiture law for life insurance.
431:10D-105 Annuities and pure endowment contracts; standard provisions required.
431:10D-106 Reversionary annuities; standard provisions required.
431:10D-107 Standard nonforfeiture law; individual deferred annuities.
431:10D-108 Limitation of liability.
431:10D-109 Scope of incontestable clauses.
431:10D-110 Incontestability after reinstatement.
431:10D-112 Policy settlements.
431:10D-113 Indebtedness deducted from proceeds.
431:10D-114 Miscellaneous proceeds.
431:10D-115 Dealing in dividends.
431:10D-116 Prohibited policy plans.
431:10D-117 Life franchise plan.
431:10D-118 Variable contracts.
431:10D-201 Group life insurance requirements.
431:10D-204 Labor union groups.
431:10D-207 Public employee association groups.
431:10D-208 Mutual benefit society groups.
431:10D-209 Professional association groups.
431:10D-210 Occupation, industry, or trade association groups.
431:10D-211 Credit union groups.
431:10D-211.5 Other groups; limits.
431:10D-212 Spouses and dependents of insured individuals.
431:10D-213 Standard provisions required.
431:10D-214 Notice to insured regarding conversion right.
431:10D-215 Assignment of policies.
431:10D-302 General life insurance provisions applicable.
431:10D-303 Industrial life insurance defined.
431:10D-304 Compliance required.
431:10D-305 Standard provisions required.
431:10D-308 Facility of payment.
431:10D-309 Premiums paid direct.
431:10D-310 Application to term and specified insurance.
431:10D-311 Crediting of dividends.
431:10D-312 Prohibited provisions.
431:10D-313 Limitation of liability.
431:10D-403 Policies to be illustrated.
431:10D-404 General requirements and prohibitions.
431:10D-405 Standards for basic illustrations.
431:10D-406 Standards for supplemental illustrations.
431:10D-407 Delivery of illustration and record retention.
431:10D-408 Annual reports and notice to policy owners.
431:10D-409 Annual certifications.
431:10D-411 Authority to adopt rules.
431:10D-501 Purpose and scope.
431:10D-503 Duties of producers.
431:10D-504 Duties of insurers that use producers.
431:10D-505 Duties of replacing insurers that use producers.
431:10D-506 Duties of the existing insurer.
431:10D-508 Violations and penalties.
431:10D-509 Authority to adopt rules.
431:10D-602 Applicability of standards for disclosure.
431:10D-603 Standards for the disclosure document and buyer's guide.
431:10D-604 Report to contract owners.
431:10D-623 Duties of insurers and insurance producers.
431:10D-624 Compliance mitigation; penalties.
431:10D-626 Insurance producer training.
431:10D-642 Prohibited uses of senior-specific certifications and professional designations.
431:10E-101 Insurable interest in property required.
431:10E-102 Over-insurance prohibited; exceptions.
431:10E-122 Scope; effective dates.
431:10E-124 Use of inquiries and other information.
431:10E-141 Lava zone defined.
431:10E-142 Provisions for properties in lava zones in the county of Hawaii.
431:10E-151 Notice requirement.
431:10E-152 Extended coverage.
431:10F-101 Requirements deemed met by surety insurer.
431:10F-102 Fiduciary bonds, expense.
431:10F-103 Court bonds, costs.
431:10F-104 Release from liability.
431:10F-105 Directed suretyship; coercion of contractors.
431:10G-102 Conditions of operation and registration of motorcycles and motor scooters.
431:10G-103 Motorcycle or motor scooter self-insurance.
431:10G-104 Prerequisites for obtaining coverage.
431:10G-106 Verification of insurance.
431:10H-105 Extraterritorial jurisdiction; group policies.
431:10H-108 Preexisting conditions--group and individual policies.
431:10H-109 Prior hospitalization; prior institutionalization.
431:10H-110 Loss ratio standards; factors; commissioner approval.
431:10H-111 Right to return; free look provision.
431:10H-112 Outline of coverage required.
431:10H-113 Group policy certificate requirements.
431:10H-114 Life insurance policies offering long-term care benefits.
431:10H-115 Incontestability period--group and individual policies.
431:10H-116 Nonforfeiture benefits.
431:10H-116.5 Delivery of the contract or certificate of insurance.
431:10H-116.6 Denial of claims; compliance requirements.
431:10H-117 Authority to adopt rules.
431:10H-201 Policy definitions.
431:10H-203 Limitations and exclusions.
431:10H-204 Extension of benefits.
431:10H-204.5 Electronic enrollment for group policies.
431:10H-205 Continuation or conversion.
431:10H-206 Discontinuance and replacement.
431:10H-207 Premiums charged--group and individual policies.
431:10H-207.5 Premium rate schedule increases.
431:10H-208 Unintentional lapse.
431:10H-209 Lapse or termination for nonpayment of premium.
431:10H-211 Disclosure; renewability.
431:10H-212 Disclosure; riders and endorsements.
431:10H-213 Disclosure; payment of benefits.
431:10H-214 Disclosure; limitations.
431:10H-215 Disclosure; other limitations and conditions on eligibility for benefits.
431:10H-216 Disclosure of tax consequences.
431:10H-217 Disclosure; benefit triggers.
431:10H-217.5 Required disclosure of rating practices to consumers.
431:10H-218 Prohibition against post-claims underwriting.
431:10H-219 Minimum standards for home health and community care benefits.
431:10H-220 Requirement to offer inflation protection; group and individual policies.
431:10H-221 Requirements for application forms and replacement coverage.
431:10H-222 Reporting requirements.
431:10H-223 Discretionary powers of the commissioner.
431:10H-224 Reserve standards; life insurance policies or riders.
431:10H-225 Reserve standards; insurance other than life.
431:10H-226.5 Initial filing requirements.
431:10H-227 Filing requirements; extraterritorial.
431:10H-228 Filing requirements; advertisements.
431:10H-228.5 Disapproval of filings.
431:10H-229 Standards for marketing.
431:10H-230 Standards of marketing--certain group policies.
431:10H-233 Nonforfeiture benefit requirement.
431:10H-234 Standards for benefit triggers.
431:10H-235 Standard format outline of coverage; group and individual policies.
431:10H-236 Delivery of shopper's guide; group and individual policies.
431:10H-302 Individual long-term care insurance policy coverages.
431:10H-303 Conflict with Health Insurance Portability and Accountability Act.
431:10H-304 Disclosure of qualification for tax benefits.
431:10H-401 Publicizing of policies.
431:10H-402 Purchase of policy and payment of premiums on an individual's behalf.
431:11-103 Subsidiaries of insurers.
431:11-104 Acquisition of control or merger with domestic insurer.
431:11-104.3 Preacquisition notification; waiting period.
431:11-105 Registration of insurers.
431:11-106 Standards and management of an insurer within a holding company system.
431:11-107.5 Supervisory colleges.
431:11-107.7 Group-wide supervision of internationally active insurance groups.
431:11-108 Confidential treatment.
431:11-109 Rules and regulations.
431:11-110 Injunctions; prohibitions against voting securities; sequestration of voting securities.
431:11-114 Revocation, suspension, or nonrenewal of insurer's license.
431:11-115 Judicial review; mandamus.
431:11-116 Conflict with other laws.
431:11-117 Severability of provisions.
431:11A-103 Minimum standards.
431:12-103 Mass merchandising authorized.
431:12-104 Mass merchandising prohibited; when.
431:12-105 Mass merchandising requirements.
431:12-107 Payroll deductions and premium collections.
431:12-108 Employer's failure to remit premiums.
431:12-109 Cancellation and nonrenewal.
431:12-111 Readjustment of premiums; dividends.
431:12-112 Underwriting standards.
431:12-115 Establishment and maintenance of office.
431:13-102 Unfair methods of competition; unfair or deceptive acts or practices prohibited.
431:13-103 Unfair methods of competition and unfair or deceptive acts or practices defined.
431:13-104 Favored producer or insurer; coercion of debtors.
431:13-105 Power of commissioner.
431:13-107 Commissioner's right of action.
431:13-108 Reimbursement for accident and health or sickness insurance benefits.
431:13-201 Cease and desist and penalty orders; judicial review.
431:13-202 Penalty for violation of cease and desist orders.
431:13-204 Provisions of sections additional to existing laws.
431:14-103.3 Rate adjustment mandates.
431:14-104.5 Loss cost filings.
431:14-105 Policy revisions that alter coverage.
431:14-105.5 Standing to intervene in rate filing and ratemaking proceedings.
431:14-106 Disapproval of filings.
431:14-107 Rating organizations.
431:14-107.1 Rating and advisory organizations, permitted activity.
431:14-107.2 Insurers and organizations, prohibited activity.
431:14-107.3 Rating or advisory organizations, prohibited activity.
431:14-109 Appeal by minority.
431:14-110 Information to be furnished insureds; hearings and appeals of insureds.
431:14-110.5 Disclosure of workers' compensation premium information.
431:14-110.8 Publication of homeowners insurance premium information.
431:14-111 Advisory organizations.
431:14-112 Joint underwriting or joint reinsurance.
431:14-114 Rate administration.
431:14-115 False or misleading information.
431:14-118 Hearing procedure and judicial review.
431:14-120 Additional powers for workers' compensation rate filing and ratemaking.
431:14A-103 Hawaii employers' mutual insurance company, established.
431:14A-104 Company divisions.
431:14A-105 Board of directors, established.
431:14A-106 Powers; generally.
431:14A-107 Duties and responsibilities.
431:14A-108 Administrator; appointment; duties.
431:14A-109 Financial management.
431:14A-110 Premium rates, determination.
431:14A-111 Reserves, investment.
431:14A-112 Financial statements and other reports.
431:14A-113 Annual accounting; dividends.
431:14A-115 Denial, cancellation, and termination.
431:14A-116 Wilful misrepresentation and fraud.
431:14A-117 Workplace safety and health programs.
431:14A-118 Discontinuation of residual market plan.
431:14A-119 Discontinuation of assigned risks.
431:14F-101 to 431:14F-113 REPEALED.
431:14G-101 Scope and purpose.
431:14G-104 Rate adjustment mandates.
431:14G-106 Policy revisions that alter coverage.
431:14G-107 Disapproval of filings.
431:14G-108 Managed care plans; prohibited activity.
431:14G-109 Information to be furnished enrollees; hearings and appeals of enrollees.
431:14G-109.5 Publication of premium information.
431:14G-110 False or misleading information
431:14G-112 Hearing procedure and judicial review.
431:15-101 Construction and purpose.
431:15-104 Jurisdiction and venue.
431:15-105 Injunctions and orders.
431:15-106 Cooperation of officers and employees.
431:15-107 Commissioner's reports.
431:15-108 Continuation of delinquency proceedings.
431:15-201 Commissioner's summary orders and supervision proceedings.
431:15-202 Court's seizure order.
431:15-203 Confidentiality of hearings.
431:15-301 Grounds for rehabilitation.
431:15-302 Rehabilitation orders.
431:15-303 Powers and duties of the rehabilitator.
431:15-304 Actions by and against rehabilitator.
431:15-305 Termination of rehabilitation.
431:15-306 Grounds for liquidation.
431:15-307 Liquidation orders.
431:15-308 Continuance of coverage.
431:15-309 Dissolution of insurer.
431:15-310 Powers of liquidator.
431:15-311 Notice to creditors and others.
431:15-312 Duties of producers.
431:15-313 Actions by and against liquidator.
431:15-314 Collection and list of assets.
431:15-315 Fraudulent transfers prior to petition.
431:15-316 Fraudulent transfer after petition.
431:15-317 Voidable preferences and liens.
431:15-318 Claims of holders of void or voidable rights.
431:15-319 Setoffs and counterclaims.
431:15-321 Reinsurer's liability.
431:15-322 Applicability of claims settlement provisions to loss claims.
431:15-323 Recovery of premiums owed.
431:15-324 Domiciliary liquidator's proposal to distribute assets.
431:15-328 Provisions for third party claims.
431:15-331 Secured creditor's claims.
431:15-332 Priority of distribution.
431:15-333 Liquidator's recommendations to the court.
431:15-334 Distribution of assets.
431:15-335 Unclaimed and withheld funds.
431:15-336 Termination of proceedings.
431:15-337 Reopening liquidation.
431:15-338 Disposition of records during and after termination of liquidation.
431:15-401 Conservation of property of foreign or alien insurers found in this State.
431:15-402 Liquidation of property of foreign or alien insurers found in this State.
431:15-403 Domiciliary liquidators in other states.
431:15-404 Ancillary formal proceedings.
431:15-405 Ancillary summary proceedings.
431:15-406 Claims of nonresidents against insurers domiciled in this State.
431:15-407 Claims of residents against insurers domiciled in reciprocal states.
431:15-408 Attachment, garnishment and levy of execution.
431:15-409 Interstate priorities.
431:15-410 Subordination of claims for noncooperation.
431:16-106 Creation of association.
431:16-107 Board of directors.
431:16-108 Powers and duties of the association.
431:16-110 Duties and powers of the commissioner.
431:16-111 Effect of paid claims.
431:16-112 Exhaustion of other coverage.
431:16-113 Prevention of insolvencies.
431:16-115 Recoupment of assessment.
431:16-117 Stay of proceedings.
431:16-203 Coverage and limitations.
431:16-206 Creation of the association.
431:16-207 Board of directors.
431:16-208 Powers and duties of the association.
431:16-211 Duties and powers of the commissioner.
431:16-212 Prevention of insolvencies.
431:16-213 Credits for assessments paid.
431:16-214 Miscellaneous provisions.
431:16-217 Stay of proceedings; reopening default judgments.
431:16-218 Prohibited advertisement of association act in insurance sales; notice to policyholders.
431:17-101 to 431:17-106 REPEALED.
431:19-101.2 Confidential treatment.
431:19-101.7 General powers and duties.
431:19-101.8 Captive insurance administrative fund.
431:19-102 Certificate of authority.
431:19-102.2 Personal lines insurance.
431:19-102.3 Redomestication; approval as a domestic captive insurer.
431:19-103 Names of companies.
431:19-104 Minimum capital and surplus.
431:19-106 Formation of captive insurance companies in this State.
431:19-106.5 Conversion or merger of captive insurers.
431:19-107 Financial statements and other reports.
431:19-108 Examinations, investigations, and financial surveillance.
431:19-109 Grounds and procedures for suspension and revocation of certificate of authority; fines.
431:19-111.5 Class 5 companies.
431:19-112 Rating organizations; memberships.
431:19-113 Exemption from compulsory associations.
431:19-204 Certificate of authority.
431:19-205 Changes in plan of operation; voluntary dissolution or cessation of business.
431:19-207 Minimum capital and surplus.
431:19-208 Issuance of securities.
431:19-209 Authorized contracts and agreements.
431:19-210 Disposition of assets; investments.
431:19-211 Annual reporting; books and records.
431:19-212 Suspension and revocation of certificate of authority.
431:19-213 Supervision, rehabilitation, liquidation.
431:19-302 Supplemental application materials.
431:19-304 Qualification of sponsors.
431:19-305 Participants in sponsored captive insurance companies.
431:19-306 Investments by sponsored captive insurance companies.
431:19-307 Delinquency of sponsored captive insurance companies.
431:20-103 General insurance law applicable
431:20-104 Particular provisions prevail.
431:20-105 Authorized business.
431:20-106 Restrictions on business.
431:20-106.5 Escrow depositories.
431:20-107 Capital requirements.
431:20-109 Limitations on compliance with section 431:20-107 and section 431:20-108.
431:20-110 Purchase of materials and plant; valuation.
431:20-111 Loans to officers, etc.
431:20-113 Underwriting standards and record retention.
431:20-114 Reinsurance reserve.
431:20-115 Use of reinsurance reserve on liquidation, dissolution or insolvency.
431:20-116 Loss and loss expense reserve.
431:20-118 Prohibition on rebates and inducements.
431:20-120 Schedules of premiums and charges.
431:20-121 Contract forms, filing, disapproval.
431:20-124 Additional penalty.
431:20-125 Revocation or suspension of title insurer's certificate of authority.
431:21-103 Creation of association.
431:21-104 Board of directors.
431:21-105 Powers and duties of the association.
431:21-105.5 Default in payment of assessments.
431:21-107 Designation of area.
431:21-108 Renewals of existing policies.
431:21-109 Insurance coverages available under plan.
431:21-110 Application; inspection.
431:21-111 Duties and powers of the commissioner.
431:21-115 Credits for assessments paid.
431:21-117 Immunity and limitation on liability.
431:21-118 Status of association policies.
431:21-119 Issuance of new policies; removal of moratorium.
431:22-103 Establishment of loss mitigation grant program.
431:22-104 Standards for the award of grants.
431:22-105 Technical advisory committee.
431:26-102 Applicability and scope.
431:26-104 Requirements for health carriers and participating providers.
431:26-105 Provider directories.
431:30-103 Establishment of the commission and venue.
431:30-104 Powers of the commission.
431:30-106 Membership; voting; bylaws.
431:30-107 Management committee; officers and personnel.
431:30-108 Legislative and advisory committees.
431:30-109 Corporate records of the commission.
431:30-110 Qualified immunity; defense; indemnification.
431:30-111 Meetings and acts of the commission.
431:30-113 Commission records and enforcement.
431:30-114 Dispute resolution.
431:30-115 Product filing and approval.
431:30-116 Review of commission decisions regarding product filings.
431:30-118 Compacting states; effective date; amendment.
431:30-121 Dissolution of compact.
431:30-122 Severability and construction.
431:30-124 Binding effect of the compact.
431:31-102 Licensure of vendors.
431:31-103 Requirements for sale of portable electronics insurance.
431:31-104 Authority of vendors.
431:31-105 Sanctions for violations.
431:31-106 Termination or modification of portable electronics insurance.
431:31-107 Application for license and fees.