Hawaii Revised Statutes
431. Insurance Code
431:1-101 Compliance required.

Hawaii Revised Statutes

Title 24. Insurance

431. Insurance Code

431:1-100 Short title.

431:1-100.5 Purpose.

431:1-101 Compliance required.

431:1-102 Public interest.

431:1-103 Headings.

431:1-104 Particular provisions prevail.

431:1-105 Records, statements and reports.

431:1-201 Insurance defined.

431:1-202 Insurer defined.

431:1-203 Classes of insurance

431:1-204 Life insurance defined.

431:1-205 Accident and health or sickness insurance defined

431:1-206 Property insurance defined.

431:1-207 Marine and transportation insurance defined.

431:1-208 Vehicle insurance defined.

431:1-209 General casualty insurance defined.

431:1-210 Surety insurance defined.

431:1-211 Ocean marine insurance defined.

431:1-212 Person defined.

431:1-213 State defined.

431:1-214 United States defined.

431:1-215 Transaction of an insurance business.

431:1-216 General business practice.

431:1-217 Insurance policies issued to construction professionals.

431:2-101 Insurance division.

431:2-102 Insurance commissioner.

431:2-103 Salary.

431:2-104 Seal.

431:2-105 Deputies, employees.

431:2-105.5 Staff.

431:2-106 Ethical requirements for insurance division staff.

431:2-107 Workers' compensation rate analysis.

431:2-108 Commissioner may delegate.

431:2-109 Supplies, convention blanks.

431:2-110 Offices.

431:2-201 General powers and duties.

431:2-201.2 Standards for commissioner.

431:2-201.3 Criminal convictions; consent to engage in business.

431:2-201.5 Conformity to federal law.

431:2-201.8 Sales to members of the armed forces.

431:2-202 Orders and notices.

431:2-202.5 Approval; when deemed effective.

431:2-203 Enforcement.

431:2-204 Commissioner's power to subpoena.

431:2-205 Commissioner to receive service of legal process on foreign or alien insurer.

431:2-206 How service on commissioner made.

431:2-207 Contempt proceedings.

431:2-208 Access to records.

431:2-209 Records and reports.

431:2-210 Copies and certificates as evidence.

431:2-211 Annual report.

431:2-212 Interstate cooperation.

431:2-214 The commissioner's education and training fund.

431:2-215 Deposits to compliance resolution fund.

431:2-216 Assessments of health insurers.

431:2-217 Trade name.

431:2-301 Purpose.

431:2-301.5 Examiner defined. For purposes of this part, "examiner" means any individual or firm authorized by the commissioner to conduct an examination under the insurance code. [L 1993, c 321, pt of §2]

431:2-301.6 Conflict of interest. (a) No examiner may be appointed by the commissioner if the examiner, either directly or indirectly, has a conflict of interest or is affiliated with the management of or owns a pecuniary interest in any person subje...

431:2-301.7 Conduct of examinations. (a) Upon determining that an examination should be conducted, the commissioner or the commissioner's designee shall issue an examination warrant appointing one or more examiners to perform the examination and inst...

431:2-301.8 Immunity from liability. (a) No cause of action shall arise nor shall any liability be imposed against any examiner appointed or otherwise designated as an examiner by the commissioner for any statements made or conduct performed in good...

431:2-302 Authority, scope, and scheduling of examinations.

431:2-303 Examination of producers, adjusters, promoters, and independent bill reviewers.

431:2-304 Examination of guaranty associations.

431:2-305 Examination reports.

431:2-306 Examination expense.

431:2-307 REPEALED.

431:2-307.5 Reimbursement and compensation of examiners; source of funds; disposition of receipts.

431:2-308 Administrative procedure act applies.

431:2-401 Definitions.

431:2-402 Insurance fraud investigations branch.

431:2-403 Insurance fraud.

431:2-404 Restitution

431:2-405 Insurance fraud; administrative penalties

431:2-406 Administrative procedures

431:2-407 Acceptance of payment

431:2-408 Civil cause of action for insurance fraud; exemption

431:2-409 Mandatory reporting

431:2-410 Deposit into the compliance resolution fund

431:2D-101 Legislative intent.

431:2D-102 Definitions.

431:2D-103 Domestic responsibility and deference to other states.

431:2D-104 Market analysis procedures.

431:2D-105 Protocols for market conduct actions.

431:2D-106 Protocols for market conduct examinations.

431:2D-107 Confidentiality requirements.

431:2D-108 Market conduct surveillance personnel.

431:2D-109 Immunity for market conduct surveillance personnel.

431:2D-110 Fines and penalties.

431:2D-111 Data collection and participation in national market conduct databases.

431:2D-112 Coordination with other states through the National Association of Insurance Commissioners.

431:2D-113 Additional duties of the commissioner.

431:2D-114 Data calls.

431:3-101 Alien insurer.

431:3-102 Capital funds.

431:3-103 Charter.

431:3-104 Domestic insurer.

431:3-105 Foreign insurer.

431:3-106 Mutual insurer.

431:3-107 Reciprocal insurance.

431:3-108 Reciprocal insurer.

431:3-109 Reinsurance.

431:3-110 Stock insurer.

431:3-201 Authority required.

431:3-202 Insurer's name.

431:3-203 Qualifications for authority.

431:3-203.5 Foreign insurer; certification

431:3-204 Classes of insurance authorized

431:3-205 Funds required of new insurers.

431:3-206 Additional funds required, new insurers.

431:3-207 Noncompliance as to capital stock and surplus permitted certain insurers for five years.

431:3-208 Funds required of existing and new insurers for transacting additional classes of insurance.

431:3-209 Deposits of alien and foreign insurers; special deposits.

431:3-210 Determination of capital funds of alien insurer.

431:3-211 REPEALED.

431:3-212 Application for authority.

431:3-212.5 Redomestication of authorized insurers.

431:3-213 Authority issued or denied.

431:3-214 Extension; amendment.

431:3-215 Withdrawal from State; obligations.

431:3-216 Mandatory refusal, suspension or revocation provisions.

431:3-217 Discretionary refusal, suspension or revocation provisions.

431:3-218 Procedure upon revocation; suspension of certificate of authority.

431:3-219 Suspension period; revocation.

431:3-220 Revival.

431:3-221 Power to fine.

431:3-301 Annual and quarterly filings with commissioner.

431:3-302 Annual and quarterly filings with the National Association of Insurance Commissioners.

431:3-302.5 Annual audit. (a) Annually on or before June 1, or such later date as the commissioner upon request or for cause may specify, each domestic insurer shall file an audit by a designated independent certified public accountant or accounting...

431:3-303 Immunity.

431:3-304 Confidentiality.

431:3-304.5 Statement of actuarial opinion; property and casualty insurance; confidentiality.

431:3-305 Accounts; records.

431:3-306 Limit of risk.

431:3-306.5 Residential hurricane coverage.

431:3-307 Free insurance.

431:3-308 Alien government owned insurers.

431:3-309 Disclosure of profits by insurers.

431:3-401 Definitions.

431:3-402 Risk-based capital reports.

431:3-403 Company action level event.

431:3-404 Regulatory action level event.

431:3-405 Authorized control level event.

431:3-406 Mandatory control level event.

431:3-407 Hearing.

431:3-408 Confidentiality and prohibition on announcements; prohibition on use in ratemaking.

431:3-409 Supplemental provisions; rules; exceptions.

431:3-410 Foreign insurers.

431:3-411 Severability.

431:3-412 Notices.

431:3-413 Phase-in provision.

431:3-414 Immunity.

431:3A-101 Purpose; scope; applicability.

431:3A-102 Definitions.

431:3A-201 Initial privacy notice to consumers required.

431:3A-202 Annual privacy notice to customers required.

431:3A-203 Information to be included in privacy notices.

431:3A-204 Form of opt out notice to consumers and opt out methods.

431:3A-205 Revised privacy notices.

431:3A-206 Delivery.

431:3A-301 Limits on disclosure of nonpublic personal financial information to nonaffiliated third parties.

431:3A-302 Limits on redisclosure and reuse of nonpublic personal financial information.

431:3A-303 Limits on sharing account number information for marketing purposes.

431:3A-401 Exception to opt out requirements for disclosure of nonpublic personal financial information for service providers and for joint marketing.

431:3A-402 Exceptions to notice and opt out requirements for disclosure of nonpublic personal financial information for processing and servicing transactions.

431:3A-403 Other exceptions to notice and opt out requirements for disclosure of nonpublic personal financial information.

431:3A-501 Protection of Fair Credit Reporting Act.

431:3A-502 Nondiscrimination.

431:3A-503 Violation.

431:3A-504 Rules.

431:3B-101 Definitions.

431:3B-102 Powers of the commissioner.

431:3B-103 Confidentiality.

431:3B-104 Exceptions.

431:3B-105 Penalties.

431:3B-106 Private cause of action.

431:3B-107 Rules.

431:3B-201 Implementation of an information security program.

431:3B-202 Objectives of the information security program; risk assessment.

431:3B-203 Risk management.

431:3B-204 Oversight by board of directors.

431:3B-205 Oversight of third-party service provider arrangements.

431:3B-206 Program adjustments.

431:3B-207 Incident response plan.

431:3B-208 Annual certification to commissioner

431:3B-301 Investigation of a cybersecurity event.

431:3B-302 Notification of a cybersecurity event.

431:3B-303 Notification to consumers.

431:3B-304 Notice regarding cybersecurity events of third-party service providers.

431:3B-305 Notice regarding cybersecurity events of reinsures to insurers.

431:3B-306 Notice regarding cybersecurity events of insurers to producers of record.

431:3D-101 Scope and purpose.

431:3D-102 Definitions.

431:3D-103 Risk management framework.

431:3D-104 Own risk and solvency assessment requirement.

431:3D-105 Own risk and solvency assessment summary report.

431:3D-106 Exemption.

431:3D-107 Contents of own risk and solvency assessment summary report.

431:3D-108 Confidentiality

431:3D-109 Sanctions.

431:3D-110 Severability.

431:3G-101 Purpose and scope.

431:3G-102 Definitions.

431:3G-103 Disclosure requirement.

431:3G-104 Rules.

431:3G-105 Contents of corporate governance annual disclosure.

431:3G-106 Confidentiality.

431:3G-107 National Association of Insurance Commissioners and third-party consultants.

431:3G-108 Sanctions.

431:3G-109 Severability.

431:4-101 Definitions.

431:4-102 Types of insurers permitted.

431:4-103 Corporation law applies in general.

431:4-104 Articles of incorporation.

431:4-105 Affidavit.

431:4-106 Board of directors.

431:4-106.5 Membership in mutual or subscriber in reciprocal insurers; no personal liability of representative.

431:4-107 Solicitation permit required.

431:4-108 Application for a solicitation permit.

431:4-109 Permit issued or denied.

431:4-110 Bond or cash deposit.

431:4-111 Expiration and contents.

431:4-112 Permit not an inducement.

431:4-113 Organization solicitor's license.

431:4-114 Revocation of solicitation permit.

431:4-115 Escrow of funds.

431:4-116 Expense pending completion.

431:4-117 Issuance and forfeiture of securities.

431:4-118 Insurance application.

431:4-119 Refund upon failure to complete or qualify or upon revocation of solicitation permit.

431:4-120 Subsequent financing.

431:4-121 False exhibits.

431:4-122 Depositaries.

431:4-123 Corrupt practices.

431:4-124 Prohibited guaranty.

431:4-125 Fees on use of funds.

431:4-126 Comply with foreign laws.

431:4-127 Solicitation in other states.

431:4-201 Other laws applicable.

431:4-202 Increase of capital.

431:4-203 Decrease of capital.

431:4-204 Dividends to stockholders.

431:4-205 Illegal dividends; reductions.

431:4-206 Repayment of contributed surplus.

431:4-207 Participating policies.

431:4-208 Statement by beneficial owner, director, officer.

431:4-209 Recovery of profits realized.

431:4-210 Unlawful sales of equity security.

431:4-211 Exempt transactions.

431:4-212 Arbitrage transactions not affected.

431:4-213 Exempt equity securities.

431:4-214 Rules and regulations.

431:4-231 Applicability.

431:4-232 Schedule A: information required in a proxy statement.

431:4-233 Schedule B: information to be included in statements filed by or on behalf of a participant other than an insurer in a proxy solicitation in an election contest.

431:4-234 Proxies, consents, and authorizations.

431:4-235 Schedules and exhibits.

431:4-236 Disclosure of equivalent information.

431:4-237 Definitions.

431:4-238 Information to be furnished to stockholders.

431:4-239 Requirements as to proxy.

431:4-240 Material required to be filed.

431:4-241 False or misleading statements.

431:4-242 Prohibition of certain solicitations.

431:4-243 Election contests; applicability.

431:4-244 Filing of information required by schedule B.

431:4-245 Solicitations prior to furnishing required written proxy statement.

431:4-246 Solicitation prior to furnishing required written proxy statement; filing requirements.

431:4-247 Application of this part to annual report.

431:4-301 Other articles applicable.

431:4-302 Initial qualifications for mutual insurers.

431:4-303 Mutual property insurer.

431:4-304 Mutual casualty insurer.

431:4-305 Mutual vehicle insurer.

431:4-306 Mutual life insurer.

431:4-307 Mutual accident and health or sickness insurer.

431:4-308 Membership.

431:4-309 Rights of members.

431:4-310 Bylaws.

431:4-311 Notice of annual meeting.

431:4-312 Members proxies.

431:4-313 Directors.

431:4-314 Limitation on expenses incurred in writing property and casualty

431:4-315 Violation of expense limitation.

431:4-316 Actions on officers' salaries.

431:4-317 Contingent liability of members.

431:4-318 Accrual of liability.

431:4-319 Contingent liability as asset.

431:4-320 Lien on reserves.

431:4-321 Nonassessable policies.

431:4-322 Applies to all policies.

431:4-323 Revocation of authority.

431:4-324 Dividends.

431:4-325 Nonparticipating policies.

431:4-326 Members' share of assets.

431:4-401 Application of other sections.

431:4-402 Scope.

431:4-403 Insuring powers of reciprocals.

431:4-404 Suits.

431:4-405 Attorney

431:4-406 Power of attorney.

431:4-407 Modifications.

431:4-408 Organization of reciprocal insurers.

431:4-409 Application for authority; declaration required.

431:4-410 Policies effective.

431:4-411 Attorney's bond.

431:4-412 Deposit in lieu.

431:4-413 Actions on bond.

431:4-414 Subscribers.

431:4-415 Subscribers' advisory committee.

431:4-416 Subscriber's liability.

431:4-417 Subscriber's liability on judgments.

431:4-418 Aggregate liability.

431:4-419 Assessment.

431:4-420 Time limit for assessment.

431:4-421 Nonassessable policies.

431:4-422 Contributions of surplus.

431:4-423 Share in savings.

431:4-424 Subscriber's share of assets.

431:4-425 REPEALED.

431:4-501 Reorganization, merger or consolidation.

431:4-502 Mutualization of stock insurers.

431:4-503 Conversion or reinsurance of mutual insurer.

431:4-504 Merger or conversion of reciprocal insurer.

431:4A-101 Credit allowed a domestic ceding insurer.

431:4A-102 Asset or reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer.

431:4A-103 Qualified United States financial institutions.

431:4A-104 Rules.

431:4A-105 REPEALED.

431:4F-101 Definitions.

431:4F-102 Scope.

431:4F-103 Authorization of entry.

431:4F-104 Maintenance of trust account.

431:4F-105 Requirements for trust agreement.

431:4F-106 Reporting requirements for United States branches of alien insurers.

431:4F-107 Additional requirements for United States branch license.

431:4F-108 Authority of commissioner.

431:5-101 Impairment of capital.

431:5-102 Impairment of surplus.

431:5-103 Impairment of reciprocal's surplus.

431:5-201 Qualified assets.

431:5-202 Assets not allowed.

431:5-203 Liabilities

431:5-204 Determining financial condition of reciprocal insurers.

431:5-301 Unearned premium reserve.

431:5-302 Unearned premium reserve for marine and transportation.

431:5-303 Active life reserves and unearned premium reserves for noncancellable disability insurance.

431:5-304 Loss reserves for liability and workers' compensation insurance.

431:5-305 Increased reserves.

431:5-306 Reserve credit for reinsurance.

431:5-307 Standard valuation law; life.

431:5-308 Valuation of bonds.

431:5-309 Valuation of other securities.

431:5-310 Valuation of property.

431:5-311 Valuation of purchase money mortgages.

431:5-401 Rules.

431:6-101 Definitions pertaining to investments.

431:6-102 Merged, reorganized institutions.

431:6-103 Eligible investments; scope.

431:6-104 General qualifications.

431:6-105 General limitations.

431:6-106 Record of investments.

431:6-201 Required investments for capital and reserves.

431:6-301 Public obligations.

431:6-302 Corporate obligations.

431:6-303 Preferred or guaranteed stocks or shares.

431:6-304 Trustees or receivers obligations.

431:6-305 Equipment trust obligations.

431:6-306 Mortgage loans and contracts.

431:6-307 Mortgage loan limited by property value.

431:6-308 Encumbrance defined.

431:6-309 Appraisal; insurance; limit.

431:6-310 Security agreements.

431:6-311 Real property owned.

431:6-312 Time limit for disposal.

431:6-313 Foreign securities.

431:6-314 Policy loans.

431:6-315 Banks, savings and loan associations, credit unions, and financial services loan companies.

431:6-316 Insurance stocks.

431:6-317 Common stocks.

431:6-318 Collateral loans.

431:6-319 Miscellaneous investments.

431:6-320 Special consent investments.

431:6-321 Hedging transactions.

431:6-322 Common trust funds; mutual funds; and exchange traded funds.

431:6-323 Separate accounts.

431:6-324 Subsidiaries.

431:6-401 Prohibited investments.

431:6-402 Securities underwriting; agreements to withhold or to repurchase.

431:6-403 Disposal of ineligible property and securities.

431:6-404 Authorization of investments.

431:6-501 Investments of foreign, alien insurers.

431:6-601 Insurer investment pools.

431:6-602 Securities lending, repurchase, reverse repurchase, and dollar roll; investment pools.

431:7-101 Fees.

431:7-201 Annual and monthly tax statements.

431:7-202 Taxation.

431:7-202.5 Additions to taxes for noncompliance or evasion; interest on underpayments and overpayments. The provisions of section 231-39 shall apply to taxes under this article. [L 1992, c 236, §2]

431:7-203 Administrative refunds.

431:7-204 In lieu provision.

431:7-204.5 Appeals. Notwithstanding section 431:2-308, any person aggrieved by any assessment of the tax for any month or any year may appeal from the assessment in the manner and within the time and in all other respects as provided in section 235-...

431:7-204.6 Limitation period for assessment, levy, collection, or refund. (a) The amount of insurance taxes imposed by this chapter shall be assessed or levied within three years after the annual return was filed, or within three years of the due da...

431:7-205 Reports to department of taxation.

431:7-206 Domestic company credit for retaliatory taxes paid other states.

431:7-207 Tax credit to facilitate regulatory oversight.

431:7-208 Low-income housing, insurance premium tax credit.

431:7-209 High technology business investment tax credit.

431:7-301 Deposits of insurers.

431:7-302 Purpose of deposit.

431:7-303 Securities eligible for deposit.

431:7-304 Record and receipt.

431:7-305 Transfer of securities.

431:7-306 Director may designate depositary.

431:7-307 Responsibility for deposits.

431:7-308 Dividends and substitutions.

431:7-309 Release of deposit.

431:7-310 Voluntary excess deposit.

431:7-311 Not subject to levy.

431:8-101 Scope.

431:8-102 Definitions.

431:8-201 Transacting insurance business without certificate of authority prohibited.

431:8-202 Acting for or aiding unauthorized insurer prohibited.

431:8-203 Validity of contracts illegally effectuated.

431:8-204 Liability of person assisting unauthorized insurer.

431:8-205 Insurance independently procured; duty to report and pay tax.

431:8-206 Commissioner may enjoin unauthorized insurers.

431:8-207 Legal process against unauthorized insurer; how service of process made.

431:8-208 Defense of action by unauthorized insurer; bond.

431:8-209 Attorney's fees.

431:8-210 Advertising prohibited.

431:8-211 Penalties.

431:8-300 Exemptions from surplus lines law.

431:8-301 Insurance placed with unauthorized insurer permitted.

431:8-302 Surplus lines insurers.

431:8-303, 431:8-304 REPEALED.

431:8-305 Evidence of insurance; changes; penalties.

431:8-306 Signature of broker and special endorsement of surplus lines policy.

431:8-307 Broker's duty to notify insured

431:8-308 Surplus lines insurance valid.

431:8-309 Effect of payment to surplus lines broker.

431:8-310 Surplus lines broker license required; application and qualifications for license.

431:8-311 Compensation.

431:8-312 Records of surplus lines broker.

431:8-313 Surplus lines broker's reports to commissioner.

431:8-314 Surplus lines advisory organizations.

431:8-315 Tax on surplus lines.

431:8-316 Penalty for failure to file statement or remit tax.

431:8-317 License denial, nonrenewal, suspension, or revocation.

431:8-318 Examination of surplus lines broker's accounts and records

431:8-319 Actions against surplus lines insurer; service of process.

431:8-320 Penalties.

431:8-321 Nonresident licensing.

431:8-322 Reciprocity.

431:8-323 Exemption from examination.

431:8-324 Surplus lines broker license examination

431:8-325 Scope of examination.

431:8-326 Time of examinations.

431:8-327 Prerequisites for license renewal.

431:8-328 Continuing education recordkeeping

431:8-329 Commissioner's authority to grant waiver.

431:9-101 Scope.

431:9-102 to 431:9-104 REPEALED.

431:9-105 Definitions.

431:9-201 License required; exception.

431:9-202 REPEALED.

431:9-203 General qualifications for license.

431:9-204 Applications for license.

431:9-205 REPEALED.

431:9-206 Examinations for license.

431:9-207 Scope of examination

431:9-208 Time of examinations.

431:9-209 Advisory board.

431:9-210 to 431:9-213 REPEALED.

431:9-214 REPEALED.

431:9-215 to 431:9-219 REPEALED.

431:9-220 REPEALED.

431:9-221 REPEALED.

431:9-222 Qualification for adjuster's license.

431:9-222.5 Claims adjusters; limited license.

431:9-223 Public adjuster's bond.

431:9-224 Separate licenses.

431:9-225 Form of adjusters' license.

431:9-226 Powers conferred by an adjuster's license.

431:9-227 Adjuster; restrictions.

431:9-228 Place of business.

431:9-229 Records of adjuster or independent bill reviewer

431:9-230 Reporting and accounting for funds.

431:9-231 REPEALED.

431:9-232 Extension of licenses.

431:9-233, 431:9-234 REPEALED.

431:9-234.5 Reporting of actions.

431:9-235 Denial, suspension, revocation of licenses.

431:9-235.5 Suspension or denial of license for noncompliance with support order. In addition to any other acts or conditions provided by law, the commissioner shall refuse to renew, reinstate, or restore, or shall deny or suspend any license if the...

431:9-236 REPEALED.

431:9-237 Duration of suspension.

431:9-238 Power to fine.

431:9-239 Reinstatement or relicensing.

431:9-240 Fine in lieu.

431:9-241 REPEALED.

431:9-242 Compensation by contingency fee prohibited.

431:9-243 Qualification for independent bill reviewer's license.

431:9-244 Contracts between public adjuster and insured.

431:9-301 to 431:9-305 REPEALED.

431:9A-101 Scope

431:9A-101 to 431:9A-108 REPEALED.

431:9A-102 Definitions.

431:9A-103 License required.

431:9A-104 Exceptions to licensing.

431:9A-105 Insurance producer license examination

431:9A-106 Application for license.

431:9A-107 License.

431:9A-107.5 Limited license

431:9A-108 Nonresident licensing.

431:9A-108.5 Process against nonresident licensees

431:9A-109 Exemption from examination.

431:9A-110 Legal, trade, and assumed names.

431:9A-111 Temporary licensing.

431:9A-112 License denial, nonrenewal, suspension, or revocation.

431:9A-112.3 Suspension or denial of license for noncompliance with support order.

431:9A-112.5 Controlled business.

431:9A-113 Commissions.

431:9A-114 Appointments.

431:9A-115 Notification to commissioner of termination.

431:9A-116 Reciprocity.

431:9A-117 Reporting of actions.

431:9A-118 Rules.

431:9A-119 Scope of examination.

431:9A-120 Time of examinations.

431:9A-121 Advisory board.

431:9A-122 Place of business.

431:9A-123 Records of insurance producer.

431:9A-123.5 Reporting and accounting for premiums

431:9A-124 Prerequisites for license renewal.

431:9A-125 Continuing education recordkeeping.

431:9A-126 Power to fine.

431:9A-127 Fine in lieu.

431:9A-128 Nondiscrimination.

431:9A-129 Penalty.

431:9A-130 Commissioner's authority to grant waiver.

431:9A-141 Definitions.

431:9A-142 Requirements for license and renewal.

431:9A-143 Standard of conduct

431:9A-151 Continuing education course provider certificate.

431:9A-152 Continuing education course provider additional duties.

431:9A-153 Courses.

431:9A-154 Self-study courses.

431:9A-155 Carryover credits.

431:9A-156 Course instructors.

431:9A-157 Tuition.

431:9A-158 Reporting credit hours and recordkeeping.

431:9A-159 Advertising.

431:9A-160 Advisory committee.

431:9A-171 Definitions.

431:9A-172 Licensure of owners.

431:9A-173 Requirements for sale of stored property insurance.

431:9A-174 Authority of owners.

431:9A-175 Sanctions for violations.

431:9A-176 Application for license and fees.

431:9A-177 Standard of conduct

431:9B-101 Definitions.

431:9B-102 Licensure.

431:9B-103 Required contract provisions; reinsurance intermediary-brokers.

431:9B-104 Books and records; reinsurance intermediary-brokers.

431:9B-105 Duties of insurers utilizing the services of a reinsurance intermediary-broker.

431:9B-106 Required contract provisions; reinsurance intermediary-managers.

431:9B-107 Prohibited acts.

431:9B-108 Duties of reinsurers utilizing the services of a reinsurance intermediary-manager.

431:9B-109 Examination authority.

431:9B-110 Penalties and liabilities.

431:9B-111 Rules.

431:9C-101 Definitions.

431:9C-102 Licensure.

431:9C-103 Required contract provisions

431:9C-104 Duties of insurers.

431:9C-105 Examination authority.

431:9C-106 Penalties and liabilities.

431:9C-107 Rules.

431:9J-101 Definitions.

431:9J-102 License required; application.

431:9J-103 Surety bond required.

431:9J-104 Written agreement required.

431:9J-105 Effect of payments to administrator.

431:9J-106 Recordkeeping required; commissioner's access to records.

431:9J-107 Advertising by administrator.

431:9J-108 Fiduciary duties of administrator; payment of claims by administrator.

431:9J-109 Compensation of administrator.

431:9J-110 Written notice to insureds required.

431:9J-111 Delivery of written information to insured.

431:9J-112 Annual report required.

431:9J-113 License denial, nonrenewal, suspension, or revocation; fines.

431:9J-114 Rules.

431:9N-101 Definitions.

431:9N-102 License denial, nonrenewal, suspension, or revocation; trade name bar.

431:9N-103 Fiduciary responsibilities.

431:9N-104 Bail agent not to act as attorney.

431:10-101 Scope; effective dates.

431:10-102 Definitions.

431:10-103 Exemptions of certain contracts.

431:10-104 General readability requirements.

431:10-105 Required reading test; authorization and availability.

431:10-106 Flesch reading ease test; procedures.

431:10-107 Filing of certificate.

431:10-108 Flesch reading ease score; lower score authorized; when.

431:10-109 Disclosure of health care coverage and benefits.

431:10-201 Scope.

431:10-202 Definitions.

431:10-203 Power to contract.

431:10-204 Insurable interest required; personal insurances.

431:10-205 Interest of the insured.

431:10-206 Application for insurance: consent of insured required.

431:10-207 Alteration of application.

431:10-208 Limitations on use of application as evidence.

431:10-209 Warranties, misrepresentations in applications.

431:10-210 Standard form fire insurance policy.

431:10-211 Content of policies in general.

431:10-211.3 Commercial general liability extended reporting requirements.

431:10-211.5 Premium waiver provisions; restrictions.

431:10-212 Contract limitations for handicapped children and children with intellectual disabilities.

431:10-213 REPEALED.

431:10-214 Right to return policy.

431:10-215 Readjustment of premiums; dividends.

431:10-216 Additional contents.

431:10-217 Charter, bylaw provisions.

431:10-217.5 Policies relating to domestic abuse cases. (a) No insurer shall deny or refuse to accept an application for insurance, refuse to insure, refuse to renew, cancel, restrict, or otherwise terminate a policy of insurance, or charge a differe...

431:10-218 Stated premium must include all charges.

431:10-219 Multi-peril policies, premiums stated separately.

431:10-220 Policy must contain entire contract.

431:10-221 Prohibited policy provisions: limiting actions and jurisdictions.

431:10-222 Construction industry; indemnity agreements invalid.

431:10-222.5 Pooled insurance.

431:10-223 Underwriters and combination policies.

431:10-224 Execution of policies.

431:10-225 Delivery of policy.

431:10-226 Renewal of policy; new policy not required.

431:10-226.5 Notice of cancellation or nonrenewal.

431:10-227 Retroactive annulment of liability policies prohibited.

431:10-228 Assignment of policies.

431:10-229 Dividends payable to the real party.

431:10-230 Payment discharges insurer.

431:10-231 Exemption of proceeds; accident and health or sickness.

431:10-232 Exemption of proceeds; life, endowment and annuity.

431:10-233 Exemption of proceeds; group life.

431:10-234 Spouses' and reciprocal beneficiaries' right in life insurance policy.

431:10-235 Forms for proof of loss furnished.

431:10-236 Claim administration not waiver.

431:10-237 Construction of policies.

431:10-238 Validity of noncomplying forms.

431:10-239 Intervening breach.

431:10-240 Insurance contracts; punitive damages.

431:10-241 Venue in certain actions.

431:10-242 Policyholder and other suits against insurer.

431:10-243 Interest upon proceeds of life insurance policies.

431:10-244 Filing procedure for contracts approved by commissioner.

431:10A-101 Applications and exceptions.

431:10A-102 Accident and health or sickness insurance policy defined.

431:10A-102.5 REPEALED.

431:10A-103 Family coverage defined.

431:10A-104 Form of policy.

431:10A-105 Required provisions.

431:10A-105.3 Association health plan policy; compliance with state law.

431:10A-105.5 Federal law compliance.

431:10A-105.6 Prohibition on rescissions of coverage. (a) Notwithstanding sections 431:10-226.5 and 431:10A-106 to the contrary, a group health plan or health insurance insurer shall not rescind coverage under a health benefit plan with respect to an...

431:10A-105.7 Required disclaimer.

431:10A-106 Optional provisions.

431:10A-107 Inapplicable or inconsistent provisions.

431:10A-108 Order of certain policy provisions.

431:10A-109 Third party ownership.

431:10A-110 Requirements of other jurisdictions.

431:10A-111 Other policy provisions.

431:10A-112 Policy conflicting with this part.

431:10A-113 Filing procedure.

431:10A-114 Age limit.

431:10A-115 Coverage of newborn children.

431:10A-115.5 Coverage for child health supervision services. (a) All health insurance policies issued in this State which provide coverage for the children of the insured shall provide coverage for child health supervision services from the moment o...

431:10A-116 Coverage for specific services.

431:10A-116.2 Mammograms; referral not required.

431:10A-116.3 Coverage for telehealth.

431:10A-116.5 In vitro fertilization procedure coverage.

431:10A-116.6 Contraceptive services.

431:10A-116.7 Contraceptive services; religious employers exemption.

431:10A-117 Franchise plan.

431:10A-118 Genetic information nondiscrimination in accident and health or sickness insurance coverage

431:10A-118.3 Nondiscrimination on the basis of actual gender identity or perceived gender identity; coverage for services.

431:10A-119 Hospice care coverage.

431:10A-120 Medical foods and low-protein modified food products; treatment of inborn error of metabolism; notice.

431:10A-121 Coverage for diabetes.

431:10A-122 Colon cancer screening coverage.

431:10A-125 Primary care provider; advanced practice registered nurse.

431:10A-126 Cancer treatment.

431:10A-131 REPEALED.

431:10A-132 Orthodontic services for orofacial anomalies; benefits and coverage; notice.

431:10A-133 Autism benefits and coverage; notice; definitions.

431:10A-134 Human immunodeficiency virus and acquired immunodeficiency syndrome screening coverage.

431:10A-140 Formulary; accessibility requirements.

431:10A-141 Extension of dependent coverage.

431:10A-142 Prohibition of preexisting condition exclusions.

431:10A-143 Prohibited discrimination in premiums or contributions.

431:10A-144 Reimbursement to providers.

431:10A-201 Definitions.

431:10A-202 Health care groups.

431:10A-203 Standard provisions.

431:10A-204 Optional provision, examination and autopsy.

431:10A-205 Payment of benefits.

431:10A-206 Coverage of newborn children.

431:10A-206.5 Coverage for child health supervision services. (a) All accident and health or sickness insurance policies issued in this State that provide coverage for the children of the insured shall provide coverage for child health supervision se...

431:10A-207 Coverage for specific services.

431:10A-208 Qualified medical child support order.

431:10A-209 Association health plan policy; compliance with state law.

431:10A-210 Extension of dependent coverage.

431:10A-211 Prohibition of preexisting condition exclusions.

431:10A-212 Prohibited discrimination in premiums or contributions.

431:10A-301 Definitions.

431:10A-302 Applicability and scope.

431:10A-303 REPEALED.

431:10A-304 Standards for policy provisions.

431:10A-305 Rules.

431:10A-306 Loss ratio standards.

431:10A-307 Disclosure standards.

431:10A-308 Notice of free examination.

431:10A-309 Filings; approval of forms.

431:10A-310 Filing requirements for advertising.

431:10A-311 Penalties.

431:10A-312 Severability.

431:10A-401 Purpose.

431:10A-402 Definitions.

431:10A-403 Association of insurers; policyholder; policy.

431:10A-404 Persons authorized to transact insurance.

431:10A-404.5 Genetic information nondiscrimination in extended health insurance coverage.

431:10A-405 Association; powers, process; examination.

431:10A-406 Forms; rates; approval.

431:10A-407 Duplication of benefits; adjustment.

431:10A-408 Annual report filed by association.

431:10A-409 Articles of association; agent, membership list; deception.

431:10A-410 Violation of other laws.

431:10A-521 to 431:10A-531 REPEALED.

431:10A-601 Reciprocal beneficiary family coverage defined; policyholder and employer responsibility for costs; availability.

431:10A-602 Federally funded programs; exemption.

431:10A-603 Self-employed persons, exemption.

431:10A-604 Bona fide trade associations.

431:10A-605 Short-term, limited-duration health insurance.

431:10A-606 Medication synchronization; proration; dispensing fees.

431:10A-607 Limited benefit health insurance

431:10B-101 Purpose.

431:10B-102 Scope

431:10B-103 Definitions.

431:10B-104 Forms of credit life insurance and credit disability insurance

431:10B-105 Amount of credit life insurance and credit disability insurance.

431:10B-106 Term of credit life and credit disability insurance.

431:10B-107 Provisions of policies and certificates of insurance: disclosure to debtors.

431:10B-108 Filing, approval, and withdrawal of forms and premium rates.

431:10B-109 Premiums and refunds.

431:10B-110 Issuance of policies.

431:10B-111 Claims.

431:10B-112 Existing insurance and choice of insurer.

431:10B-113 Enforcement.

431:10B-114 Penalties.

431:10C-101 Short title.

431:10C-102 Purpose.

431:10C-103 Definitions.

431:10C-103.5 Personal injury protection benefits; defined; limits.

431:10C-103.6 Personal injury protection benefits tied to prepaid health care plan for description of coverage only.

431:10C-104 Conditions of operation and registration of motor vehicles.

431:10C-104.5 REPEALED.

431:10C-105 Self-insurance.

431:10C-106 Specialty insurers not prohibited.

431:10C-107 Verification of insurance: motor vehicles.

431:10C-108 Unlawful use of motor vehicle insurance identification card.

431:10C-109 Motor vehicle insurance identification card after cancellation of policy; return to insurer, civil sanctions.

431:10C-110 Rejection of application, joint underwriting plan placement.

431:10C-110.5 Replacing motor vehicle insurance policy through an insurer's affiliate or subsidiary.

431:10C-111 Cancellation and nonrenewal of policies: when prohibited, when permitted.

431:10C-111.5 Limit on nonrenewals and conditional renewals.

431:10C-112 Notice of cancellation or nonrenewal; effect on term of coverage.

431:10C-112.5 Notice of cancellation for insurer ceasing to issue motor vehicle insurance policies. Any insurer authorized to issue motor vehicle insurance policies, which ceases to engage in the motor vehicle insurance business in this State, shall...

431:10C-113 Violation of rejection, cancellation and nonrenewal provisions.

431:10C-114 Insured's obligations upon termination of insurance.

431:10C-115 Drivers education fund underwriters fee.

431:10C-115.5 REPEALED.

431:10C-115.6 Disclosure of personal injury protection limits and payments. Every insurer shall advise every person entitled to personal injury protection benefits, as defined in section 431:10C-103.5(a), of the maximum amount of personal injury prot...

431:10C-115.7 Plain language billings. A bill for a new and renewal policy or a notification included with the bill for the payment of premiums shall clearly identify each coverage in the policy, with the price of each coverage specified. [L 1997, c...

431:10C-116 Challenges to motor vehicle insurance law; intervention by attorney general.

431:10C-117 Penalties.

431:10C-117.5 Additional civil liability.

431:10C-118 Fee in lieu of fine; defense.

431:10C-119 Insurer's requirements.

431:10C-120 Prohibitions, penalty.

431:10C-121 Severability.

431:10C-122 Payment of general excise tax and certificate of ownership fee on third-party claims.

431:10C-201 Motor vehicle insurance rates generally.

431:10C-202 Making of motor vehicle insurance rates.

431:10C-202.5 Immediate rate freeze; rate reduction; relief.

431:10C-203 Rate filings.

431:10C-204 REPEALED.

431:10C-205 Rate review: request by aggrieved party.

431:10C-206 REPEALED.

431:10C-206.5 Group insurance plans. (a) Notwithstanding section 431:12-104(a), any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation, or type of group. Group insurance rates shal...

431:10C-207 Discriminatory practices prohibited.

431:10C-208 Increase in premiums prohibited.

431:10C-209 Rate administration.

431:10C-209.5 REPEALED.

431:10C-210 Publication of premium information.

431:10C-211 Attorney's fees.

431:10C-212 Administrative hearing on insurer's denial of claim.

431:10C-213 Arbitration.

431:10C-213.5 Binding arbitration. (a) A claimant or defendant shall have the option to elect arbitration to resolve a claim in tort that is covered by motor vehicle liability insurance. (b) A claimant or defendant may submit any dispute relating to...

431:10C-214 Administration.

431:10C-215 Inspection and audit.

431:10C-216 Annual review.

431:10G-201 Making of motorcycle and motor scooter insurance rates.

431:10G-202 Rate filings.

431:10G-203 Rate review: request by aggrieved party.

431:10G-204 Rate review: rate methods in noncompliance with article.

431:10G-206 Rate administration.

431:10C-301 Required motor vehicle policy coverage.

431:10C-301.5 Covered loss deductible.

431:10C-302 Required optional additional insurance.

431:10C-302.5 Managed care option.

431:10C-303 Right to personal injury protection benefits.

431:10C-303.5 U-drive insurance policy; primary. (a) A U-drive motor vehicle insurance policy shall be primary; provided that its bodily injury and property damage liability coverages shall be secondary to the operator's or renter's motor vehicle ins...

431:10C-304 Obligation to pay personal injury protection benefits.

431:10C-305 Source of payment.

431:10C-305.5 Right to reimbursement of deductible paid; when.

431:10C-306 Abolition of tort liability.

431:10C-307 Reimbursement of duplicate benefits.

431:10C-307.7 REPEALED.

431:10C-307.8 REPEALED.

431:10C-308 REPEALED.

431:10C-308.5 Limitation on charges.

431:10C-308.6 REPEALED.

431:10C-308.7 Client-patient referrals, health care provider practices prohibited. (a) An attorney or a law firm of which the attorney is a member or by which the attorney is employed may not establish a pattern of consistently referring clients to t...

431:10C-309 Total loss motor vehicle claims.

431:10C-310 Total loss motor vehicle claims: replacement.

431:10C-311 Total loss motor vehicle claims: cash settlement.

431:10C-312 Payment of excise tax and certificate of ownership fee.

431:10C-313 Insurer practices regarding loss of use, storage and towing, and betterment.

431:10C-313.5 Preferred repair provider. An insurer may have a preferred repair provider program. All insurers having such a program shall: (1) Make appropriate rate filings with the insurance commissioner to reflect the reduced premiums; and (2) Off...

431:10C-313.6 Original equipment manufacturer's and like kind and quality parts. (a) An insurer shall make available a choice to the insured of authorizing a repair provider to utilize a like kind and quality part of an equal or better quality than t...

431:10C-314 Jurisdiction.

431:10C-315 Statute of limitations.

431:10G-301 Required motorcycle and motor scooter policy coverage.

431:10C-401 Participation.

431:10C-402 Bureau.

431:10C-403 Bureau's duties.

431:10C-404 Allocation of costs.

431:10C-405 Board of governors.

431:10C-406 Regulations, review, and appellate procedure.

431:10C-407 Classifications.

431:10C-408 Assigned claims.

431:10C-409 Establishment and criteria.

431:10C-410 Schedules.

431:10C-411 Optional additional coverages.

431:10C-412 Adjustment and refund

431:10C-501 to 431:10C-504 REPEALED.

431:10C-601 Agreement.

431:10C-602 Surety bond or deposit of security; proof of financial ability.

431:10C-603 Proof of ability to process and pay claims promptly.

431:10C-604 Issuance of certificate of self-insurance.

431:10C-605 Duty to notify commissioner.

431:10C-606 Duration of certification.

431:10C-607 Revocation of certificate of self-insurance.

431:10C-608 Termination of self-insurer status and withdrawal of security deposit.

431:10C-701 Definitions.

431:10C-702 Relation to other laws.

431:10C-703 Transportation network company and transportation network company driver; disclosure; limitations; insurance requirements.

431:10C-704 Records.

431:10C-705 Disclaimers, waiver of liability, and indemnity agreements invalid.

431:10D-101 Scope.

431:10D-102 Standard provisions required.

431:10D-103 Policy loan interest rates for policies issued after June 22, 1982.

431:10D-104 Standard nonforfeiture law for life insurance.

431:10D-105 Annuities and pure endowment contracts; standard provisions required.

431:10D-106 Reversionary annuities; standard provisions required.

431:10D-107 Standard nonforfeiture law; individual deferred annuities.

431:10D-108 Limitation of liability.

431:10D-109 Scope of incontestable clauses.

431:10D-110 Incontestability after reinstatement.

431:10D-111 Premium deposits.

431:10D-112 Policy settlements.

431:10D-113 Indebtedness deducted from proceeds.

431:10D-114 Miscellaneous proceeds.

431:10D-115 Dealing in dividends.

431:10D-116 Prohibited policy plans.

431:10D-117 Life franchise plan.

431:10D-118 Variable contracts.

431:10D-201 Group life insurance requirements.

431:10D-202 Employee groups.

431:10D-203 Debtor groups.

431:10D-204 Labor union groups.

431:10D-205 Trustee groups.

431:10D-206 Agent groups.

431:10D-207 Public employee association groups.

431:10D-208 Mutual benefit society groups.

431:10D-209 Professional association groups.

431:10D-210 Occupation, industry, or trade association groups.

431:10D-211 Credit union groups.

431:10D-211.5 Other groups; limits.

431:10D-212 Spouses and dependents of insured individuals.

431:10D-213 Standard provisions required.

431:10D-214 Notice to insured regarding conversion right.

431:10D-215 Assignment of policies.

431:10D-301 Scope.

431:10D-302 General life insurance provisions applicable.

431:10D-303 Industrial life insurance defined.

431:10D-304 Compliance required.

431:10D-305 Standard provisions required.

431:10D-306 Title on policy.

431:10D-307 Beneficiary.

431:10D-308 Facility of payment.

431:10D-309 Premiums paid direct.

431:10D-310 Application to term and specified insurance.

431:10D-311 Crediting of dividends.

431:10D-312 Prohibited provisions.

431:10D-313 Limitation of liability.

431:10D-401 Scope.

431:10D-402 Definitions.

431:10D-403 Policies to be illustrated.

431:10D-404 General requirements and prohibitions.

431:10D-405 Standards for basic illustrations.

431:10D-406 Standards for supplemental illustrations.

431:10D-407 Delivery of illustration and record retention.

431:10D-408 Annual reports and notice to policy owners.

431:10D-409 Annual certifications.

431:10D-410 Penalties.

431:10D-411 Authority to adopt rules.

431:10D-412 REPEALED.

431:10D-501 Purpose and scope.

431:10D-502 Definitions.

431:10D-503 Duties of producers.

431:10D-504 Duties of insurers that use producers.

431:10D-505 Duties of replacing insurers that use producers.

431:10D-506 Duties of the existing insurer.

431:10D-507 Duties of insurers with respect to direct-response solicitations. "NOTICE REGARDING REPLACEMENT

431:10D-508 Violations and penalties.

431:10D-509 Authority to adopt rules.

431:10D-510 REPEALED.

431:10D-601 Definitions.

431:10D-602 Applicability of standards for disclosure.

431:10D-603 Standards for the disclosure document and buyer's guide.

431:10D-604 Report to contract owners.

431:10D-605 Penalties.

431:10D-621 Scope.

431:10D-622 Definitions.

431:10D-623 Duties of insurers and insurance producers.

431:10D-624 Compliance mitigation; penalties.

431:10D-625 Recordkeeping.

431:10D-626 Insurance producer training.

431:10D-641 Purpose.

431:10D-642 Prohibited uses of senior-specific certifications and professional designations.

431:10D-651 Short title.

431:10D-652 Purpose.

431:10D-653 Definitions.

431:10D-654 Insurer conduct.

431:10E-101 Insurable interest in property required.

431:10E-102 Over-insurance prohibited; exceptions.

431:10E-103 Exceptions.

431:10E-121 Purpose.

431:10E-122 Scope; effective dates.

431:10E-123 Definitions.

431:10E-124 Use of inquiries and other information.

431:10E-141 Lava zone defined.

431:10E-142 Provisions for properties in lava zones in the county of Hawaii.

431:10E-151 Notice requirement.

431:10E-152 Extended coverage.

431:10F-101 Requirements deemed met by surety insurer.

431:10F-102 Fiduciary bonds, expense.

431:10F-103 Court bonds, costs.

431:10F-104 Release from liability.

431:10F-105 Directed suretyship; coercion of contractors.

431:10G-101 Definitions.

431:10G-102 Conditions of operation and registration of motorcycles and motor scooters.

431:10G-103 Motorcycle or motor scooter self-insurance.

431:10G-104 Prerequisites for obtaining coverage.

431:10G-105 Tort liability.

431:10G-106 Verification of insurance.

431:10G-107 Drivers education fund underwriters fee; motorcycle and motor scooter operators education fund.

431:10G-108 Penalties.

431:10G-109 Rules.

431:10H-101 Purpose.

431:10H-102 Scope.

431:10H-103 Short title.

431:10H-104 Definitions.

431:10H-105 Extraterritorial jurisdiction; group policies.

431:10H-106 Rules.

431:10H-106.5 Producer training requirements. (a) Effective on the date that is one year following the enactment by the State of legislation establishing the long-term care partnership program as provided in title VI, section 6021 of the Federal Defi...

431:10H-107 Basic standards.

431:10H-108 Preexisting conditions--group and individual policies.

431:10H-109 Prior hospitalization; prior institutionalization.

431:10H-110 Loss ratio standards; factors; commissioner approval.

431:10H-111 Right to return; free look provision.

431:10H-112 Outline of coverage required.

431:10H-113 Group policy certificate requirements.

431:10H-114 Life insurance policies offering long-term care benefits.

431:10H-115 Incontestability period--group and individual policies.

431:10H-116 Nonforfeiture benefits.

431:10H-116.5 Delivery of the contract or certificate of insurance.

431:10H-116.6 Denial of claims; compliance requirements.

431:10H-117 Authority to adopt rules.

431:10H-201 Policy definitions.

431:10H-202 Renewability.

431:10H-202.5 Licensing.

431:10H-203 Limitations and exclusions.

431:10H-204 Extension of benefits.

431:10H-204.5 Electronic enrollment for group policies.

431:10H-205 Continuation or conversion.

431:10H-206 Discontinuance and replacement.

431:10H-207 Premiums charged--group and individual policies.

431:10H-207.5 Premium rate schedule increases.

431:10H-208 Unintentional lapse.

431:10H-209 Lapse or termination for nonpayment of premium.

431:10H-210 Reinstatement.

431:10H-211 Disclosure; renewability.

431:10H-212 Disclosure; riders and endorsements.

431:10H-213 Disclosure; payment of benefits.

431:10H-214 Disclosure; limitations.

431:10H-215 Disclosure; other limitations and conditions on eligibility for benefits.

431:10H-216 Disclosure of tax consequences.

431:10H-217 Disclosure; benefit triggers.

431:10H-217.5 Required disclosure of rating practices to consumers.

431:10H-218 Prohibition against post-claims underwriting.

431:10H-219 Minimum standards for home health and community care benefits.

431:10H-220 Requirement to offer inflation protection; group and individual policies.

431:10H-221 Requirements for application forms and replacement coverage.

431:10H-222 Reporting requirements.

431:10H-223 Discretionary powers of the commissioner.

431:10H-224 Reserve standards; life insurance policies or riders.

431:10H-225 Reserve standards; insurance other than life.

431:10H-226 Loss ratio.

431:10H-226.5 Initial filing requirements.

431:10H-227 Filing requirements; extraterritorial.

431:10H-228 Filing requirements; advertisements.

431:10H-228.5 Disapproval of filings.

431:10H-229 Standards for marketing.

431:10H-230 Standards of marketing--certain group policies.

431:10H-231 Suitability.

431:10H-232 Prohibition against preexisting conditions and probationary periods in replacement policies and certificates.

431:10H-233 Nonforfeiture benefit requirement.

431:10H-234 Standards for benefit triggers.

431:10H-234.5 Additional standards for benefit triggers for qualified long-term care insurance contracts.

431:10H-235 Standard format outline of coverage; group and individual policies.

431:10H-236 Delivery of shopper's guide; group and individual policies.

431:10H-237 Penalties.

431:10H-301 Group long-term care insurance policies conformance to Health Insurance Portability and Accountability Act and Internal Revenue Code.

431:10H-302 Individual long-term care insurance policy coverages.

431:10H-303 Conflict with Health Insurance Portability and Accountability Act.

431:10H-304 Disclosure of qualification for tax benefits.

431:10H-401 Publicizing of policies.

431:10H-402 Purchase of policy and payment of premiums on an individual's behalf.

431:11-101 Scope and purpose.

431:11-102 Definitions.

431:11-103 Subsidiaries of insurers.

431:11-104 Acquisition of control or merger with domestic insurer.

431:11-104.1 Definitions. The following definitions shall apply for the purposes of sections 431:11-104.2 through 431:11-104.6 only: "Acquisition" means any agreement, arrangement, or activity the consummation of which results in a person acquiring d...

431:11-104.2 Scope. (a) Except as otherwise provided in subsection (b), this section and sections 431:11-104.3 through 431:11-104.6 apply to any acquisition in which there is a change in control of an insurer authorized to do business in this State....

431:11-104.3 Preacquisition notification; waiting period.

431:11-104.4 Competitive standard. (a) The commissioner may enter an order under section 431:11-104.5 with respect to an acquisition if there is substantial evidence that the effect of the acquisition may be to substantially lessen competition in any...

431:11-104.5 Orders and penalties. (a) If an acquisition violates the competitive standards of section 431:11-104.4, the commissioner may enter an order: (1) Requiring an involved insurer to cease and desist from doing business in this State with res...

431:11-104.6 Inapplicable provisions. Sections 431:11-110(b), 431:11-110(c), and 431:11-112 do not apply to acquisitions to which sections 431:11-104.1 through 431:11-104.5 apply. [L 1992, c 176, pt of §3]

431:11-105 Registration of insurers.

431:11-106 Standards and management of an insurer within a holding company system.

431:11-107 Examination.

431:11-107.5 Supervisory colleges.

431:11-107.7 Group-wide supervision of internationally active insurance groups.

431:11-108 Confidential treatment.

431:11-109 Rules and regulations.

431:11-110 Injunctions; prohibitions against voting securities; sequestration of voting securities.

431:11-111 Sanctions.

431:11-112 Receivership.

431:11-113 Recovery.

431:11-114 Revocation, suspension, or nonrenewal of insurer's license.

431:11-115 Judicial review; mandamus.

431:11-116 Conflict with other laws.

431:11-117 Severability of provisions.

431:11A-101 Definitions.

431:11A-102 Applicability.

431:11A-103 Minimum standards.

431:11A-104 Disclosure.

431:11A-105 Penalties.

431:12-101 Definitions.

431:12-102 Applicability.

431:12-103 Mass merchandising authorized.

431:12-104 Mass merchandising prohibited; when.

431:12-105 Mass merchandising requirements.

431:12-106 Disclosure.

431:12-107 Payroll deductions and premium collections.

431:12-108 Employer's failure to remit premiums.

431:12-109 Cancellation and nonrenewal.

431:12-110 Premium rates.

431:12-111 Readjustment of premiums; dividends.

431:12-112 Underwriting standards.

431:12-113 Statistics.

431:12-114 Licenses.

431:12-115 Establishment and maintenance of office.

431:12-116 Rules.

431:13-101 Purpose.

431:13-102 Unfair methods of competition; unfair or deceptive acts or practices prohibited.

431:13-103 Unfair methods of competition and unfair or deceptive acts or practices defined.

431:13-104 Favored producer or insurer; coercion of debtors.

431:13-105 Power of commissioner.

431:13-106 Hearings.

431:13-107 Commissioner's right of action.

431:13-108 Reimbursement for accident and health or sickness insurance benefits.

431:13-201 Cease and desist and penalty orders; judicial review.

431:13-202 Penalty for violation of cease and desist orders.

431:13-203 Rules.

431:13-204 Provisions of sections additional to existing laws.

431:14-101 Purpose.

431:14-101.5 Definitions.

431:14-102 Scope.

431:14-103 Making of rates.

431:14-103.3 Rate adjustment mandates.

431:14-103.5 Contracting classification premium program. With respect to each classification of risk in the construction industry, the rating organization shall file with the commissioner a contracting classification premium program, which is a metho...

431:14-104 Rate filings.

431:14-104.5 Loss cost filings.

431:14-105 Policy revisions that alter coverage.

431:14-105.5 Standing to intervene in rate filing and ratemaking proceedings.

431:14-106 Disapproval of filings.

431:14-107 Rating organizations.

431:14-107.1 Rating and advisory organizations, permitted activity.

431:14-107.2 Insurers and organizations, prohibited activity.

431:14-107.3 Rating or advisory organizations, prohibited activity.

431:14-108 Deviations.

431:14-109 Appeal by minority.

431:14-110 Information to be furnished insureds; hearings and appeals of insureds.

431:14-110.5 Disclosure of workers' compensation premium information.

431:14-110.8 Publication of homeowners insurance premium information.

431:14-111 Advisory organizations.

431:14-112 Joint underwriting or joint reinsurance.

431:14-113 Examination.

431:14-114 Rate administration.

431:14-115 False or misleading information.

431:14-116 Assigned risks.

431:14-116.5 Assigned risk pool; experience rating plan. No employer shall be placed in an assigned risk pool for workers' compensation insurance that does not utilize an experience rating plan that includes: (1) Reasonable eligibility standards; (2)...

431:14-116.6 Assigned risk pool; residual market plan. (a) The commissioner shall establish a residual market plan to provide equitable apportionment of insurance that may be afforded to applicants who are in good faith entitled to, but who are unabl...

431:14-117 Penalties.

431:14-118 Hearing procedure and judicial review.

431:14-119 REPEALED.

431:14-120 Additional powers for workers' compensation rate filing and ratemaking.

431:14A-101 Purpose.

431:14A-102 Definitions.

431:14A-103 Hawaii employers' mutual insurance company, established.

431:14A-104 Company divisions.

431:14A-105 Board of directors, established.

431:14A-106 Powers; generally.

431:14A-107 Duties and responsibilities.

431:14A-108 Administrator; appointment; duties.

431:14A-109 Financial management.

431:14A-109.5 Oversight council. (a) There is established the Hawaii employers' mutual insurance company oversight council which shall meet at least once annually. For administrative purposes only, the council shall be assigned to the department of c...

431:14A-110 Premium rates, determination.

431:14A-111 Reserves, investment.

431:14A-112 Financial statements and other reports.

431:14A-113 Annual accounting; dividends.

431:14A-114 Audits.

431:14A-115 Denial, cancellation, and termination.

431:14A-116 Wilful misrepresentation and fraud.

431:14A-117 Workplace safety and health programs.

431:14A-118 Discontinuation of residual market plan.

431:14A-119 Discontinuation of assigned risks.

431:14F-101 to 431:14F-113 REPEALED.

431:14G-101 Scope and purpose.

431:14G-102 Definitions.

431:14G-103 Making of rates.

431:14G-103.5 Rerating.

431:14G-104 Rate adjustment mandates.

431:14G-105 Rate filings.

431:14G-106 Policy revisions that alter coverage.

431:14G-107 Disapproval of filings.

431:14G-108 Managed care plans; prohibited activity.

431:14G-109 Information to be furnished enrollees; hearings and appeals of enrollees.

431:14G-109.5 Publication of premium information.

431:14G-110 False or misleading information

431:14G-111 Penalties.

431:14G-112 Hearing procedure and judicial review.

431:15-101 Construction and purpose.

431:15-102 Persons covered.

431:15-103 Definitions.

431:15-103.5 Standards and authority. (a) The following standards, either singly or in a combination of two or more, may be considered by the commissioner to determine whether the continued operation of any insurer transacting insurance business in t...

431:15-104 Jurisdiction and venue.

431:15-105 Injunctions and orders.

431:15-106 Cooperation of officers and employees.

431:15-107 Commissioner's reports.

431:15-108 Continuation of delinquency proceedings.

431:15-201 Commissioner's summary orders and supervision proceedings.

431:15-202 Court's seizure order.

431:15-203 Confidentiality of hearings.

431:15-301 Grounds for rehabilitation.

431:15-302 Rehabilitation orders.

431:15-303 Powers and duties of the rehabilitator.

431:15-304 Actions by and against rehabilitator.

431:15-305 Termination of rehabilitation.

431:15-306 Grounds for liquidation.

431:15-307 Liquidation orders.

431:15-308 Continuance of coverage.

431:15-309 Dissolution of insurer.

431:15-310 Powers of liquidator.

431:15-311 Notice to creditors and others.

431:15-312 Duties of producers.

431:15-313 Actions by and against liquidator.

431:15-314 Collection and list of assets.

431:15-315 Fraudulent transfers prior to petition.

431:15-316 Fraudulent transfer after petition.

431:15-317 Voidable preferences and liens.

431:15-318 Claims of holders of void or voidable rights.

431:15-319 Setoffs and counterclaims.

431:15-320 Assessments.

431:15-321 Reinsurer's liability.

431:15-322 Applicability of claims settlement provisions to loss claims.

431:15-323 Recovery of premiums owed.

431:15-324 Domiciliary liquidator's proposal to distribute assets.

431:15-325 Filing of claims.

431:15-326 Proof of claim.

431:15-327 Special claims.

431:15-328 Provisions for third party claims.

431:15-329 Disputed claims.

431:15-330 Claims of surety.

431:15-331 Secured creditor's claims.

431:15-332 Priority of distribution.

431:15-333 Liquidator's recommendations to the court.

431:15-334 Distribution of assets.

431:15-335 Unclaimed and withheld funds.

431:15-336 Termination of proceedings.

431:15-337 Reopening liquidation.

431:15-338 Disposition of records during and after termination of liquidation.

431:15-401 Conservation of property of foreign or alien insurers found in this State.

431:15-402 Liquidation of property of foreign or alien insurers found in this State.

431:15-403 Domiciliary liquidators in other states.

431:15-404 Ancillary formal proceedings.

431:15-405 Ancillary summary proceedings.

431:15-406 Claims of nonresidents against insurers domiciled in this State.

431:15-407 Claims of residents against insurers domiciled in reciprocal states.

431:15-408 Attachment, garnishment and levy of execution.

431:15-409 Interstate priorities.

431:15-410 Subordination of claims for noncooperation.

431:15-411 Separability.

431:16-101 Title.

431:16-102 Purpose.

431:16-103 Scope.

431:16-104 Construction.

431:16-105 Definitions.

431:16-106 Creation of association.

431:16-107 Board of directors.

431:16-108 Powers and duties of the association.

431:16-109 Plan of operation.

431:16-110 Duties and powers of the commissioner.

431:16-111 Effect of paid claims.

431:16-112 Exhaustion of other coverage.

431:16-113 Prevention of insolvencies.

431:16-114 Tax exemption.

431:16-115 Recoupment of assessment.

431:16-116 Immunity.

431:16-117 Stay of proceedings.

431:16-201 Title.

431:16-202 Purpose.

431:16-203 Coverage and limitations.

431:16-204 Construction.

431:16-205 Definitions.

431:16-206 Creation of the association.

431:16-207 Board of directors.

431:16-208 Powers and duties of the association.

431:16-209 Assessments.

431:16-210 Plan of operation.

431:16-211 Duties and powers of the commissioner.

431:16-212 Prevention of insolvencies.

431:16-213 Credits for assessments paid.

431:16-214 Miscellaneous provisions.

431:16-215 Tax exemptions.

431:16-216 Immunity.

431:16-217 Stay of proceedings; reopening default judgments.

431:16-218 Prohibited advertisement of association act in insurance sales; notice to policyholders.

431:16-219 REPEALED.

431:17-101 to 431:17-106 REPEALED.

431:19-101 Definitions.

431:19-101.2 Confidential treatment.

431:19-101.3 REPEALED.

431:19-101.4 Service providers. The commissioner shall have the authority to approve service providers to captive insurance companies licensed under this article, including but not limited to captive insurance managers, independent certified public a...

431:19-101.5 Captive insurance administrator. There shall be established within the insurance division a captive insurance administrator, who shall be solely responsible for assisting the commissioner in monitoring, regulating, and developing captive...

431:19-101.6 Salary.

431:19-101.7 General powers and duties.

431:19-101.8 Captive insurance administrative fund.

431:19-102 Certificate of authority.

431:19-102.2 Personal lines insurance.

431:19-102.3 Redomestication; approval as a domestic captive insurer.

431:19-102.4 Redomestication; conversion to foreign insurer. (a) Any domestic captive insurance company, upon approval by the commissioner, may transfer its domicile to any other jurisdiction in accordance with the laws of that jurisdiction. (b) Befo...

431:19-102.5 REPEALED.

431:19-103 Names of companies.

431:19-104 Minimum capital and surplus.

431:19-105 REPEALED.

431:19-106 Formation of captive insurance companies in this State.

431:19-106.3 REPEALED.

431:19-106.5 Conversion or merger of captive insurers.

431:19-107 Financial statements and other reports.

431:19-108 Examinations, investigations, and financial surveillance.

431:19-109 Grounds and procedures for suspension and revocation of certificate of authority; fines.

431:19-110 Investments.

431:19-111 Reinsurance.

431:19-111.5 Class 5 companies.

431:19-112 Rating organizations; memberships.

431:19-113 Exemption from compulsory associations.

431:19-114 Rules.

431:19-115 Laws applicable.

431:19-115.5 Applicability of other laws to captive insurance companies writing motor vehicle insurance policies in this State.

431:19-115.6 Applicability of other laws to captive insurance companies writing credit life or other credit disability insurance policies.

431:19-115.7 Applicability of other laws to captive insurance companies writing direct workers' compensation insurance policies.

431:19-116 Taxation.

431:19-201 Purpose.

431:19-202 Applicable law.

431:19-203 Definitions.

431:19-204 Certificate of authority.

431:19-205 Changes in plan of operation; voluntary dissolution or cessation of business.

431:19-206 Formation.

431:19-207 Minimum capital and surplus.

431:19-208 Issuance of securities.

431:19-209 Authorized contracts and agreements.

431:19-210 Disposition of assets; investments.

431:19-211 Annual reporting; books and records.

431:19-212 Suspension and revocation of certificate of authority.

431:19-213 Supervision, rehabilitation, liquidation.

431:19-214 Existing licenses.

431:19-301 Formation.

431:19-302 Supplemental application materials.

431:19-303 Protected cells.

431:19-304 Qualification of sponsors.

431:19-305 Participants in sponsored captive insurance companies.

431:19-306 Investments by sponsored captive insurance companies.

431:19-307 Delinquency of sponsored captive insurance companies.

431:19-308 Applicable laws.

431:19-309 Existing licenses.

431:20-101 Scope.

431:20-102 Definitions.

431:20-103 General insurance law applicable

431:20-104 Particular provisions prevail.

431:20-105 Authorized business.

431:20-106 Restrictions on business.

431:20-106.5 Escrow depositories.

431:20-107 Capital requirements.

431:20-108 Guarantee fund.

431:20-109 Limitations on compliance with section 431:20-107 and section 431:20-108.

431:20-110 Purchase of materials and plant; valuation.

431:20-110.5 Dividends.

431:20-111 Loans to officers, etc.

431:20-112 Limit of risk.

431:20-113 Underwriting standards and record retention.

431:20-114 Reinsurance reserve.

431:20-115 Use of reinsurance reserve on liquidation, dissolution or insolvency.

431:20-116 Loss and loss expense reserve.

431:20-117 Reinsurance.

431:20-118 Prohibition on rebates and inducements.

431:20-119 Division of fees.

431:20-120 Schedules of premiums and charges.

431:20-121 Contract forms, filing, disapproval.

431:20-122 Annual statement.

431:20-123 Remedies.

431:20-124 Additional penalty.

431:20-125 Revocation or suspension of title insurer's certificate of authority.

431:21-101 Purpose.

431:21-102 Definitions.

431:21-103 Creation of association.

431:21-104 Board of directors.

431:21-105 Powers and duties of the association.

431:21-105.5 Default in payment of assessments.

431:21-106 Plan of operation.

431:21-107 Designation of area.

431:21-108 Renewals of existing policies.

431:21-109 Insurance coverages available under plan.

431:21-110 Application; inspection.

431:21-111 Duties and powers of the commissioner.

431:21-112 Reports.

431:21-113 Appeals.

431:21-114 Tax exemptions.

431:21-115 Credits for assessments paid.

431:21-116 Examination.

431:21-117 Immunity and limitation on liability.

431:21-118 Status of association policies.

431:21-119 Issuance of new policies; removal of moratorium.

431:22-101 Definitions.

431:22-102 REPEALED.

431:22-103 Establishment of loss mitigation grant program.

431:22-104 Standards for the award of grants.

431:22-105 Technical advisory committee.

431:26-101 Definitions.

431:26-102 Applicability and scope.

431:26-103 Network adequacy.

431:26-104 Requirements for health carriers and participating providers.

431:26-105 Provider directories.

431:26-106 Intermediaries.

431:26-107 Enforcement.

431:26-108 Rules.

431:26-109 Penalties.

431:26-110 Severability.

431:30-101 Scope.

431:30-102 Definitions.

431:30-103 Establishment of the commission and venue.

431:30-104 Powers of the commission.

431:30-105 REPEALED.

431:30-106 Membership; voting; bylaws.

431:30-107 Management committee; officers and personnel.

431:30-108 Legislative and advisory committees.

431:30-109 Corporate records of the commission.

431:30-110 Qualified immunity; defense; indemnification.

431:30-111 Meetings and acts of the commission.

431:30-112 Rules and operating procedures; rulemaking functions of the commission and rejection of uniform standards.

431:30-113 Commission records and enforcement.

431:30-114 Dispute resolution.

431:30-115 Product filing and approval.

431:30-116 Review of commission decisions regarding product filings.

431:30-117 Finance.

431:30-118 Compacting states; effective date; amendment.

431:30-119 Withdrawal.

431:30-120 Default.

431:30-121 Dissolution of compact.

431:30-122 Severability and construction.

431:30-123 Other laws.

431:30-124 Binding effect of the compact.

431:31-101 Definitions.

431:31-102 Licensure of vendors.

431:31-103 Requirements for sale of portable electronics insurance.

431:31-104 Authority of vendors.

431:31-105 Sanctions for violations.

431:31-106 Termination or modification of portable electronics insurance.

431:31-107 Application for license and fees.

431:31-108 Portable electronics insurance claims.

431:31-109 Standard of conduct